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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ChiaW3n
post Sep 21 2021, 03:08 PM

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QUOTE(fruitie @ Sep 21 2021, 10:20 AM)
Easy to get rebate but takes months to be credited.
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Yeap the CS said have to wait for the rebate, I have to pay first. Thinking want to cut this reward points card and change to cashback card, but I still got few more installment to go and they don’t allowed transfer balance sigh
thecurious
post Sep 21 2021, 03:13 PM

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QUOTE(ChiaW3n @ Sep 21 2021, 03:08 PM)
Yeap the CS said have to wait for the rebate, I have to pay first. Thinking want to cut this reward points card and change to cashback card, but I still got few more installment to go and they don’t allowed transfer balance sigh
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After using both cards, feel that the points card is better than the cashback card lol

cybpsych
post Sep 21 2021, 03:22 PM

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Congratulations to our customers on winning the Samsung Galaxy S21 Ultra as part of our HSBC Credit Card flash deal held from 19 April - 26 April 2021!

Follow this link to see the winners' list https://bit.ly/HSBC-SamsungGalaxyS21Ultra-WinnersList-21Sep

If your name’s on the list, kindly check your inbox (spam or junk folders, too), or your text messages for more info on how to redeem the gift

user posted image
ChiaW3n
post Sep 21 2021, 05:14 PM

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QUOTE(thecurious @ Sep 21 2021, 03:13 PM)
After using both cards, feel that the points card is better than the cashback card lol
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It is? Hahahahahah I haven’t activate my cashback card one, merely sticking to just the points card. Because both of them don’t shared the same credit limit.

This post has been edited by ChiaW3n: Sep 21 2021, 05:14 PM
thecurious
post Sep 21 2021, 05:47 PM

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QUOTE(ChiaW3n @ Sep 21 2021, 05:14 PM)
It is? Hahahahahah I haven’t activate my cashback card one, merely sticking to just the points card. Because both of  them don’t shared the same credit limit.
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Cashback card is only better if you can max all the cashback for the 8% categories with minimum spend of 2k also.
If not, then points card better.
Gabriel03
post Sep 21 2021, 08:34 PM

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HSBC sent the credit card by snail mail or PosLaju?
cybpsych
post Sep 21 2021, 08:46 PM

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QUOTE(Raymond T. @ Sep 20 2021, 01:06 AM)
QUOTE(jianwei90 @ Sep 19 2021, 04:43 PM)

Nowadays hsbc still deliver new card via pos laju?
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Previous card replacement experience they use poslaju maildrop
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QUOTE(Gabriel03 @ Sep 21 2021, 08:34 PM)
HSBC sent the credit card by snail mail or PosLaju?
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above?
wjleong15
post Sep 21 2021, 09:29 PM

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QUOTE(Gabriel03 @ Sep 21 2021, 08:34 PM)
HSBC sent the credit card by snail mail or PosLaju?
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no idea, i collected at branch
why not choosing branch?
much faster
Gabriel03
post Sep 21 2021, 10:47 PM

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[quote=cybpsych,Sep 21 2021, 08:46 PM]
Previous card replacement experience they use poslaju maildrop
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[/quote]
above?
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[/quote]

Thanks. Though they might not hv the same policy btw new card & replacement card. Anyway, will just wait it out.

[quote=wjleong15,Sep 21 2021, 09:29 PM]
no idea, i collected at branch
why not choosing branch?
much faster
*

[/quote]

Not everyone live in an area where there is a HSBC branch nearby.
wjleong15
post Sep 22 2021, 09:34 AM

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QUOTE(Gabriel03 @ Sep 21 2021, 10:47 PM)
Not everyone live in an area where there is a HSBC branch nearby.
tot you live in KV
I also travel half an hour to branch
was participated in huawei gt 2 watch acquisition campaign
have to quickly rush to branch collect card to spend
so i choose branch instead of home delivery
Dexter
post Sep 22 2021, 11:53 AM

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QUOTE(thecurious @ Sep 21 2021, 03:13 PM)
After using both cards, feel that the points card is better than the cashback card lol
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Visa Signature can take 5x for online spending which I think comes very good value.
It allow e-wallet top-up and I can accumulate the points to exchange for shopping voucher.
MGM
post Sep 22 2021, 12:02 PM

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QUOTE(Dexter @ Sep 22 2021, 11:53 AM)
Visa Signature can take 5x for online spending which I think comes very good value.
It allow e-wallet top-up and I can accumulate the points to exchange for shopping voucher.
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5x points equivalent to how many % of cash rebate?
sj0217
post Sep 22 2021, 09:11 PM

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QUOTE(MGM @ Sep 22 2021, 12:02 PM)
5x points equivalent to how many % of cash rebate?
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RM50 reward cash with 24,000 point required
edwin1002
post Sep 22 2021, 10:06 PM

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QUOTE(Dexter @ Sep 22 2021, 11:53 AM)
Visa Signature can take 5x for online spending which I think comes very good value.
It allow e-wallet top-up and I can accumulate the points to exchange for shopping voucher.
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which ewallet u used? touchngo no 5x point. just normal only
sj0217
post Sep 22 2021, 11:28 PM

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QUOTE(edwin1002 @ Sep 22 2021, 10:06 PM)
which ewallet u used? touchngo no 5x point. just normal only
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You can try reload to GrabPay
Dexter
post Sep 23 2021, 09:46 AM

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Look like markdown point currently for Lazada.

Lazada RM100 Voucher
Redeem with points 50,000, Now: 35,000.
1.4% rebate equivalent.

For reward cash rm50 for 24,000 pts is equal to 1% rebate.

So far, I tested BigPay, ShopeePay, KiplePay, Boost and Lazada Wallet able to get 5x points. I didn't try for TNG & GrabPay due to I allocated other CC to reload them.
ANewcomer
post Sep 24 2021, 04:55 PM

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Hi all, if i want to buy macbook $4k plus from Apple Store Malaysia Online, usually how to apply for HSBC credit card 12 monhts installment? and how much interest will it be? I am very new on this type of credit card payment. it is the HSBC platinum master card.

This post has been edited by ANewcomer: Sep 24 2021, 04:56 PM
wjleong15
post Sep 24 2021, 05:10 PM

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QUOTE(ANewcomer @ Sep 24 2021, 04:55 PM)
Hi all, if i want to buy macbook $4k plus from Apple Store Malaysia Online, usually how to apply for HSBC credit card 12 monhts installment? and how much interest will it be? I am very new on this type of credit card payment. it is the HSBC platinum master card.
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if you want to save a little bit more
go thru education store
ANewcomer
post Sep 24 2021, 05:31 PM

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QUOTE(wjleong15 @ Sep 24 2021, 05:10 PM)
if you want to save a little bit more
go thru education store
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noted. thanks for the info.
ChiaW3n
post Sep 25 2021, 12:44 AM

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QUOTE(wjleong15 @ Sep 24 2021, 05:10 PM)
if you want to save a little bit more
go thru education store
*
Just one random question here if not student can go through education store? One more quick tip, you can go through ShopBack app if you ordering online with extra cashback so you will save abit from it

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