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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ukiya21
post Sep 17 2021, 11:00 PM

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Joined: Oct 2008
From: Taiping, Perak


QUOTE(Zaryl @ Sep 17 2021, 10:53 PM)
A question: how to know HOW MUCH i have spent on the card?
How much to pay for minimum payment, balance statement or full outstanding?

Can view on HSBC online banking website but not having savings account with them, only credit card account? Possible?
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Even if u dont have HSCB account, u can still register for HSBC account using your CC to track the spending.

This post has been edited by ukiya21: Sep 17 2021, 11:00 PM
ukiya21
post Dec 26 2022, 11:36 AM

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Senior Member
755 posts

Joined: Oct 2008
From: Taiping, Perak


My new strategy for credit card is to follow Ringgit Plus reward. HSBC and Citi always have the rm600 tng rewards. so apply the card, used 6 months+ then cancel... apply another card. cooldown period for reward is 6 months..

So far HSBC i get RM500 x2 + 1 time RM600 TnG. better than those cashback..
ukiya21
post Dec 27 2022, 02:18 PM

Enthusiast
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Senior Member
755 posts

Joined: Oct 2008
From: Taiping, Perak


QUOTE(Billy.Who @ Dec 27 2022, 02:07 PM)
This is great news. Somehow I thought the cooldown period was 12 months lol
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You need to check Ringgit Plus's term and condition.. maybe some is 1 year.. but as far as what i read is still 6 months..

 

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