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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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avinlim
post Mar 8 2019, 05:19 PM

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Any update on Bigpay n boost reload using HSBC Amanah MPower consider as online transaction? or already change category to quasi-cash?
avinlim
post Mar 11 2019, 03:40 PM

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QUOTE(alexwsk @ Mar 8 2019, 10:53 PM)
does it matter? HSBC Amanah MPower got extra cashback for online?
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not for the cb anywhere, just make sure the spend is valid for the gift claim promo only. that's why I am asking for "eligible" transaction instead of cb. TQ~

a bit OT, apart from Ringgitplus, any other website offer similar sign up bonus for cc?

This post has been edited by avinlim: Mar 11 2019, 03:44 PM
avinlim
post Mar 13 2019, 09:45 AM

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QUOTE(marklarg @ Mar 12 2019, 08:36 PM)
Any opinions on comparing the Visa Platinum vs the Visa Signature? I don't live in KL so I don't go to Gardens or Midvalley much if at all...
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https://ringgitplus.com/en/credit-card/HSBC...-Signature.html

&

https://ringgitplus.com/en/credit-card/HSBC...a-Platinum.html
avinlim
post Mar 15 2019, 09:13 AM

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QUOTE(kaiserreich @ Mar 15 2019, 09:08 AM)
Got my 1st voucher in 2017, then 2nd in 2018.
Aiming for 3rd this year
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every new voucher need apply new card? old card need cancel?
avinlim
post Mar 15 2019, 09:37 AM

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QUOTE(pvateme @ Mar 15 2019, 09:31 AM)
same, i dont rmb if this is my third time or forth time...  tongue.gif
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meaning you cancel the card after you get the RM500 voucher every yr?
avinlim
post Mar 28 2019, 01:33 PM

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So far, HSBC is damn fast. I applied @ RP for the free vivo phone. once I hit enter... within 5 seconds, they called me....
avinlim
post Apr 22 2019, 06:23 PM

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Recently applied HSBC from ringgit plus. Got feedback from them that reload BP/Boost are not considered as "Retail Transaction", so not eligible for the free gift. Anyone got any experience of that?

user posted image
avinlim
post Apr 22 2019, 06:40 PM

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QUOTE(owika @ Apr 18 2019, 09:39 AM)
received email get apple watch series 3
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What transaction you swipe for the 1k?

Groceries? Boost? BP?
avinlim
post Apr 22 2019, 08:45 PM

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QUOTE(charlesj @ Apr 22 2019, 07:30 PM)
HSBC?
Why the email is showing Public bank?
As far as I know HSBC is quite generous, even BT is eligible!
Nevertheless, do check the T&C again as every campaign might have slightly different T&C
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checked, their T&C just mention Spending. no specific what categories, except quasi cash or cash advance which we all know by general is not spending.
avinlim
post Apr 23 2019, 08:03 AM

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QUOTE(fruitie @ Apr 22 2019, 10:50 PM)
Didn't know when it was credited but I already got 18,750 points for my 3,750 spending. Spent on April 12th and statement date was April 11th. I actually expected to be credited only by next month's 11th. Checked few days ago still nothing. Not too bad. Then next month I can redeem Grab voucher. biggrin.gif
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for RM3750 to get 18750 points, how much % in return.
avinlim
post Apr 23 2019, 10:03 AM

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QUOTE(fruitie @ Apr 23 2019, 09:00 AM)
This is my last card of choice when I max out other cards. My spending per month can be more than 10k at times.
Earlier posts got calculation about this.
April. My first time using it to swipe that much. Yes, I'm surprised it was so fast too.
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Actually I don't have that card you are taking about. Just happen to read your post and tangan gatal to type ask. haha.

I will search it myself. BTW, what card is that again?

I only got Amanah Mpower, they give like 4 rewards points for spending about RM2000... I don't know what is that all about and how to claim also.
avinlim
post Apr 23 2019, 01:43 PM

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QUOTE(owika @ Apr 23 2019, 01:35 PM)
Received the package from DHL just now
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congratz to you getting iwatch 3
avinlim
post Apr 23 2019, 03:05 PM

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QUOTE(Dexter @ Apr 23 2019, 02:57 PM)
@avinlim

Regards your query of spending in Boost/BP do not count as Retail transaction which entitled for free gift.

I did similar trnx on my MPower Platinum Card-i
- Boost RM1499
- BigPay RM1000
- Other (to make RM2,500 above)

So I could get to redeem this gift: https://sp.hsbc.com.my/gifts/amanah?cid=HBM...:018:gift#works

I received unique SMS code and my redemption is successful.

I apply direct from Sales in shopping mall.
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Thanks for your reply. I applied through RinggitPlus. Just contacted HSBC and wait for their marketing team to verify and feedback to RP.

I reloaded RM1000 to bp and RM1000 to Boost as the requirement is just to spend RM1000.

This post has been edited by avinlim: Apr 23 2019, 03:06 PM
avinlim
post Apr 24 2019, 08:42 AM

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QUOTE(charlesj @ Apr 23 2019, 07:48 PM)
Apply direct from HSBC should be fine
He was applying via RP, which may have different T&C
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After checking the T&C again, yes, its same as the T&C on HSBC site. Just mention spend RM1000 within 60 days after receiving card.


user posted image
avinlim
post Apr 24 2019, 05:30 PM

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QUOTE(petlu28 @ Apr 24 2019, 05:19 PM)
Can i cancel currently CC few month later apply again from Compare Hero or Ringgit Plus  get the gift?
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6 months after cancel. Read their T&C.
avinlim
post Apr 24 2019, 05:54 PM

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QUOTE(petlu28 @ Apr 24 2019, 05:45 PM)
Do you mind share their T&C?
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Example for HSBC promotion below. Some need 3 month, 6 & 12 month. Different from promotion. Read their T&C. I saw RHB need 12months from the date you cancel card to be eligible for their sign up gift.

The following Participants are excluded from this Promotion:
a. Participants who cancel their participating card or cards within three (3) months from the date of
approval of their participating card’s or cards’ application;
b. Existing HSBC Bank/HSBC Amanah cardholders who had their participating cards approved in the
past 6-months;
c. Existing Cardholders who are participating in any other concurrent credit card sign-up promotions
by HSBC Bank and/or HSBC Amanah;
d. Holder(s) of invalid or cancelled HSBC Bank/HSBC Amanah Credit Cards/-i and/or whose accounts
are delinquent within HSBC Bank and HSBC Amanah’s definition at any time during the Promotion
Period; and/or
e. Holder(s) of a company and/or corporate HSBC Bank/HSBC Amanah Credit Cards/-i.

https://sp.hsbc.com.my/projects/electroluxv...lean%20copy.pdf

Some need 6 months.
https://sp.hsbc.com.my/projects/superstart_...20-%20Final.pdf

This post has been edited by avinlim: Apr 25 2019, 08:05 AM
avinlim
post Apr 25 2019, 07:55 AM

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QUOTE(guy3288 @ Apr 24 2019, 06:50 PM)
i also swiped RM1000 on bigpay hoping to get free gift from Ringgit Plus.

So the Bigpay swipe is not considered??? then must quickly swipe another RM1000 on retails
within 60 days.......sigh..
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I contacted HSBC, they investigating for me. BTW, it doesn't state not eligible on bigpay spend. Can bising to HSBC to release the gift.
avinlim
post Apr 26 2019, 08:16 AM

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QUOTE(guy3288 @ Apr 24 2019, 06:50 PM)
i also swiped RM1000 on bigpay hoping to get free gift from Ringgit Plus.

So the Bigpay swipe is not considered??? then must quickly swipe another RM1000 on retails
within 60 days.......sigh..
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QUOTE(avinlim @ Apr 25 2019, 07:55 AM)
I contacted HSBC, they investigating for me. BTW, it doesn't state not eligible on bigpay spend. Can bising to HSBC to release the gift.
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QUOTE(Dexter @ Apr 25 2019, 04:29 PM)
RinggitPlus and direct from HSBC really different t&c.
Spending 1k vs. 2.5k within 60 days.

Btw, HSBC marketing just call me to get a supplementary card. I just agree.
My supp card owner can comfortably enjoy 8% on petrol/grocery nw. As mentioned earlier, I try to maintain 2k spend every month using BP & Boost.  thumbup.gif
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Just to follow up, two days after I contacted HSBC, I finally get the gift code from HSBC. flex.gif flex.gif flex.gif flex.gif flex.gif

Means reload BP/Boost are eligible for ringgitplus gift, but need to read their T&C in future also as they may change it from time to time.
avinlim
post Apr 30 2019, 08:12 AM

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QUOTE(mastering89 @ Apr 29 2019, 08:13 PM)
I called up HSBC amanah call center last week (thursday).
was put on hold for more than 20min.
then pmed them on FB, was advise line queue busy
i was advise to send email (thru their link) and they'll have someone call/help.

today, got email they say cant help.
please call the helpline.
waste of time  doh.gif
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For what?
avinlim
post Apr 30 2019, 02:20 PM

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QUOTE(loongzai2 @ Apr 30 2019, 01:05 PM)
Finally received 2 apple watch from mac city..  thanks!!
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wow...2 apple watch? what event you joined?

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