No it won't help

let say if i have a EON BANK credit card , and my credit limit is RM4500...

when i apply for another CIMB or HSBC, will my credit limit be higher than my current existing credit card?

CIMB yes, HSBC wise, depends on how long you've use the card I guess

I apply GSC-EON October last year, with RM3k CL, 2 months later, I apply CIMB Touch n Go, they give me RM7k CL

btw, any EON Bank card holders here?
ever heard of the EON Bank - AIA Insurance scheme?

from RM34.75 ++ - RM57.75 +++ a month, some fella call me up if I am interested on the policy 2 days ago.

apparently citibank is giving out free smart tag to those sucessful applicants

however, i cant find this information online

anyone heard of this?

1st 200 applicants only
refer here

Yup yup i got it they sent mi after 3 months for my platinium cash back ~

The smart tag included Rm20 smart tag card hehe ~


This post has been edited by Jayson1987lcs: Oct 24 2010, 12:09 PM

It is a well known fact that cimb and standard chartered are extemely generous in granting Credit Limit even up to 10x monthly salary.

How about Maybank? What's your experience with it when it comes to Credit Limit? 2 x or 3 x monthly salary?

I see.. i have Visa Paywave Eon credit card which my credit limit is Rm4500.

do you mean u apply for CIMB touch n go after 2 months u got ur Eon bank credit card? how u apply? just use Eon bank credit card and IC to apply for cimb and they grant u Rm7k for ur credit limit? WOW...!!!

Eon bank is not wise in granting high Credit Limit...

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Added on October 24, 2010, 12:43 pmha? standard chartered also wise in granting Credit Limit?

how about if i have Rm4.5k for my Eon credit limit? how much standard chartered will give roughly?


This post has been edited by persistence85: Oct 24 2010, 12:43 PM

You cannot guess how much CL will be given. Many ppl say ocbc is stingy, but I got surprisingly high CL.

However, I do agree that CIMB is the most generous in CL.

about the CL, not guessing but what we are saying here are mostly from the bank offer and it's based on the card member's experience.
is there anybody else want to share their experience just like what
kanethesun is sharing with us here,

"CIMB yes, HSBC wise, depends on how long you've use the card I guess
I apply GSC-EON October last year, with RM3k CL, 2 months later, I apply CIMB Touch n Go, they give me RM7k CL"

Me, personally experience before HLB also offer higher CL when i got my new card. But, i'm wondering how do they know our existing card CL when we apply a new card by submitting photocopy of card & IC ONLY (without photocopy of card statement).

This post has been edited by rickkywong: Oct 24 2010, 01:24 PM

bank check your current card limit from ccris

noted with thanks...

No. You are wrong. Time deposit will help. Different banks different policy though. For Maybank, you must have your salary credited into your savings account. Then you'll be eligible for a pre-approved credit card.

what is mean by time deposits?

yes, it's really help. 3 months ago, my friend deposit 6k into UOB fixed deposit and within a month the bank call him up to offer a credit card with 6k CL without submitting any document.

Maybank rejected my application years ago. The company I was working for credited staff's salary to Maybank's account and on top of that I had quite an amount of time deposits at another branch. The idiotic bank still rejected my application.

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Added on October 24, 2010, 3:26 pmDang! I had many times more than 6k and they rejected my application...no pre-approved card; I had to apply for it!

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Added on October 24, 2010, 3:27 pmFixed deposits

This post has been edited by kefircurious: Oct 24 2010, 03:27 PM

Then i do not know why though. There usually won't be a problem for you to get a credit card from Maybank since your salary was credited into Maybank every month. May be you have a huge outstanding loan ? Or probably you have defaulted on loan or credit card before ?

does anybody know bt HSBC Security Device for the Internet Banking service? Do they give it to HSBC credit card users or what? (I just had my HSBC Visa card for near a month but they never send me this device tho)

That security device is for Internet banking not for credit card. If you want to view your statement online, you need to get access to Internet banking. Please make a registration over the counter.

I actually don't have account with HSBC, I only use HSBC credit card. N yep I have access to Internet Banking by registration thru online. I'm just curious bt wat is this security device? So they only give it to their account holders for internet banking but nt credit card?