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Added on October 24, 2010, 6:53 pm
You will see all the time is 9:00am then and unlikely they will show the seconds. So no point displaying the time. But I think you will get at least 10k UNIRinggit if you send another SMS code, right?

yes, i think i should agree with you if i sent in another lower requirement sms, at least got chance to get 10k UniRinggit

For their SCB Visa or SCB Mastercard ? I have not receive anything. Did it come with the statement ? My statement is RM0 hehehe.

The new SCB RM88/RM188 cashback is slightly different

Previously the Cashback was given on the same date as approval date

This post has been edited by ronnie: Oct 24 2010, 11:13 PM

Probably this has been discussed before, but would like to know if I settle my EPP early, will there any penalty charge? My card is HSBC.

Suggest you call HSBC to confirm... Some banks has no charges, some will charge a fee.

Ya, u r right, HSBC Security is no longer needed to access CC statement/IBG online. Actually I registered for internet banking already. They did send me a six digit PIN as my 1st access to IBG. It's quite troublesome coz I actually have to type an alphanumerical 8 digit password, in addition of 3 out of the 8 word alphanumerical SECONDARY password. Yeah, two different password (in terms of security it's good but I find tis quite troublesome). I just read sth bt the security device. It's kinda like have to pay or its like only those business banking need it or wat. It's good nt to use security device oso, quite troublesome haha!

IBG ? You mean Interbank GIRO ? Actually, you still need the HSBC Security Device for IBG. As for acccount transaction history, no. You don't need the HSBC Security Device.


If i'm not mistaken, only corporate customers have to pay. People like us don't

By the way, the HSBC Security Device has a battery life of approximately 5 years. We are supposed to pay RM50 to get a HSBC Security Device replacement. Have not done this before. Therefore, i am not sure if it is waivable.

FYI, last year i open a saving account in Shen Zhen China Bank and they also give me a security device and charge me RMB15 for it. It seem like overseas country started these device more early than our country. It's much much more secure with these device when transact over the net.

BTW, i forgot to ask them whether what is the requirement for a malaysian to apply a credit card from them....

This post has been edited by rickkywong: Oct 25 2010, 12:57 AM

HSBC in Asia has been adopting the security device thingy for many years already ... In a press release from their HQ in London sometime early this year, it said that this security device thingy will eventually be a standard thing in all countries it is present.

5 years? Then I'm going to close my account during year 4, then reopen a new account after that and get a new security device
Like this don't need to pay RM50.

Certain banks won't allow you to open a new account in x months after you closed your last account. Not sure how it is like with HSBC.

HSBC penalty is RM50.

OCBC also got such device (aka Hardware Token), and it is free upon replacement due to defects. Do you think a dead battery is considered as a defect?

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It does not come with the statement. It is just a letter from SCB and it applies to any SCB card. Maybe this week we will see it on SCB website.

Can use this card as combo with OCBC, after maximising the RM120 rebates ;-)

yea, I just apply my CIMB with my EON Bank CC + IC.

I got CIMB CL with RM7,000 while my EON Bank only have RM3,000 that time

I guess that time they offer higher CL, because tooo many people cancelling their cards I guess?

hi.can we use visa wave on the paypass reader and vice versa?

tq in advance

As far as i know, no. You can't.

Think there is a terminal called paywave that accepts both but I may be wrong.

I saw a terminal at Times The Bookstore that accept both paypass and paywave.

Yup. Some of them actually accept both. They have visa wave and paypass logo.

KLCC San Francisco cafe for example.