As far as i know black listed by telco and bank are totally no related.

I was black listed by one of the telco since 1997 (till now) and was holding my first MBF classic card till now being upgraded and applying new card from Gold card to now Platinum card without any problem.

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Added on October 15, 2010, 11:24 pmDo you think holding an UOB platinum card with 30k CL, is there any chances to get a Worldcard or Infinite card? If yes, which bank do you suggest?
Do you think CIMB chances are more higher as you say they are desperate to increase its credit card database?

This post has been edited by rickkywong: Oct 15 2010, 11:24 PM

Hi! Alex, kindly pls update these info:

Credit Card/Charge Card Reward Points
UOB - 3 years

Airport Lounge Access
UOB Privilege Banking Platinum - Unlimited access Plaza Premium Lounge KLIA, LCCT & Senai
UOB Midas & Preferred Platinum - Free access Plaza Premium Lounge KLIA, LCCT & Senai (subject to monthly access quota of first 400)

Thanks, regard.

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Added on October 16, 2010, 2:31 amIs there anybody can update me about SCB card annual fees, is it FREE? any condition?

This post has been edited by rickkywong: Oct 16 2010, 02:32 AM

And AmBank gives 20% CASH BACK on your weekend (Sat & Sun) groceries + petrol at the participating grocery & petrol outlets.
Please refer to here for terms & condition.
http://www.ambg.com.my/

By the way, i just spend RM650 at Carrefour last 2 weeks and waiting for my statement to see how much is the cash rebate....hahaha 20% woh!

yeah, same as me....just wait and see. i understand all the terms and hopefully will get the rebate as it's 20% woh....
btw, andraxx. pls update me about your entitlement for the rebate when you got it because your transaction is earlier than mine. thx.

This post has been edited by rickkywong: Oct 23 2010, 04:18 PM

Is there anybody here using UOB platinum and join the 'Spend & Redeem Monthly Gifts Worth RM400,000' redemption? I'm qualify for the redemption month of September & was one of the earliest people to sms in (sms send at 9.01am 02/10/10) but seems like no news from UOB yet. I'm wondering anybody is lucky guys out there got these redemption? Feeling like cheated as there's no news at all and no winner list.

This post has been edited by rickkywong: Oct 23 2010, 05:15 PM

can u pls provide the link of the winner list as i can't find it at uob site. thx.

THANK YOU FOR THE LINK BUT FEEL DISAPPOINTED EVEN THOUGH I SENT IN THE SMS AT 9:01AM (STILL NOT FAST ENOUGH) AND NEVER MANAGE TO WIN ANYTHING WITH SPENDING OVER 20K FOR SEPTEMBER MONTH....

But.....mine is on September and my name is not listed.....so bad

But, i thought that they said....(Spend & Redeem. Be the quickest to send in your sms on the redemption dates)
So, time send in sms is very important....If not, then they shouldn't write like that. I feel like cheated.

To be fair, i suggest that they listed the time of the winners sent in their sms...

yes, should be...BUT provided you have a good record and the more money you have in your account, the higher the chances it is..

wat about the balance? if the balance is low, it doesn't help much....most important is the balance..

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Added on October 24, 2010, 1:36 amapproval rate should be low as HSBC is very strict. i guess CL for your salary should be 3-5k for a new applicant.

This post has been edited by rickkywong: Oct 24 2010, 01:36 AM

about the CL, not guessing but what we are saying here are mostly from the bank offer and it's based on the card member's experience.
is there anybody else want to share their experience just like what
kanethesun is sharing with us here,

"CIMB yes, HSBC wise, depends on how long you've use the card I guess
I apply GSC-EON October last year, with RM3k CL, 2 months later, I apply CIMB Touch n Go, they give me RM7k CL"

Me, personally experience before HLB also offer higher CL when i got my new card. But, i'm wondering how do they know our existing card CL when we apply a new card by submitting photocopy of card & IC ONLY (without photocopy of card statement).

This post has been edited by rickkywong: Oct 24 2010, 01:24 PM

noted with thanks...

yes, it's really help. 3 months ago, my friend deposit 6k into UOB fixed deposit and within a month the bank call him up to offer a credit card with 6k CL without submitting any document.

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Added on October 24, 2010, 6:53 pm
You will see all the time is 9:00am then and unlikely they will show the seconds. So no point displaying the time. But I think you will get at least 10k UNIRinggit if you send another SMS code, right?

yes, i think i should agree with you if i sent in another lower requirement sms, at least got chance to get 10k UniRinggit

FYI, last year i open a saving account in Shen Zhen China Bank and they also give me a security device and charge me RMB15 for it. It seem like overseas country started these device more early than our country. It's much much more secure with these device when transact over the net.

BTW, i forgot to ask them whether what is the requirement for a malaysian to apply a credit card from them....

This post has been edited by rickkywong: Oct 25 2010, 12:57 AM

if the BT is 0%, i don't find any reason to settle them earlier. if got extra money, i'll put it into time deposit rather than pay them.

This post has been edited by rickkywong: Oct 25 2010, 01:41 PM

yes, you are right. but then you can place your extra money in the time deposit by monthly & gain some extra monthly interest & withdraw 5% every month to pay the BT...anyhow, it's still better than settle with them earlier without gain. anyway, this is my sharing point of view, maybe somebody else got better idea...

is there anyone can share their AirAsia CC experience? I always travel & always buy AirAsia ticket. Is it really good to have this card to enjoy the special price compare to those without it? Is it really can get offer price ticket more easily when you can book 1 day b4 others?

thanks for the link, but i only found 1 small topic ONLY, it said:

"I think the air flight benefits (insurance coverage, compensation) only applicable for principal cardholder and not applicable if you buy for others. You may need to check on this further. So any card offers 1% rebate which is equivalent to AA 2x points should be fine. For AA, you can have 1-day priority booking if that concerns you. For special fare, local flight doesn’t seem to really benefits. It’s already very cheap at promo price.
However, I always heard my brother complains about this card like the priority booking."

But NO further details liao...

Another topic,

"ck3lam, i have checked with Citi agent n yeah u r right, for air flights benefits e.g. insurance coverage, it's only applicable for the principal cardholder. Wat did ur bro act complain abt tis card regarding priority booking? Can share more regarding this issue?"

But NO reply further details...

So, is there anybody else willing to share their AirAsia CC experience with us...thanks

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Added on October 28, 2010, 8:47 pmthanks for the info, mostly purchase international tickets....

This post has been edited by rickkywong: Oct 28 2010, 08:47 PM