CIMB yes, HSBC wise, depends on how long you've use the card I guess

I apply GSC-EON October last year, with RM3k CL, 2 months later, I apply CIMB Touch n Go, they give me RM7k CL

btw, any EON Bank card holders here?
ever heard of the EON Bank - AIA Insurance scheme?

from RM34.75 ++ - RM57.75 +++ a month, some fella call me up if I am interested on the policy 2 days ago.

It is a well known fact that cimb and standard chartered are extemely generous in granting Credit Limit even up to 10x monthly salary.

How about Maybank? What's your experience with it when it comes to Credit Limit? 2 x or 3 x monthly salary?

No. You are wrong. Time deposit will help. Different banks different policy though. For Maybank, you must have your salary credited into your savings account. Then you'll be eligible for a pre-approved credit card.

yea, I just apply my CIMB with my EON Bank CC + IC.

I got CIMB CL with RM7,000 while my EON Bank only have RM3,000 that time

I guess that time they offer higher CL, because tooo many people cancelling their cards I guess?

These calls are random and it doesn't mean you don't get call banks are bad.
Understand this ...

MBB got over 1 million in cc customer base. Assuming even 0.1% of their base do transaction over RM1.6+++ or more at any one time, you are talking about 1000 calls that need to be done at a time. That's crazy right ? You wouldn't do it if you were MBB.

Do understand what are you asking for and what does it means.

well.. it depends, when u pay with a higher prestige cc while paying, u will be more sort of "confident". (imagine all people at the queue take out VI/Plat while someone take out a piece of norm cc, in case u in the high class places) This kind of self-boasting, although not really good, but sometimes are just useful.

Although i agree with u that in reality benefits are more realistic, even u only have cash back silver card..

I bluffed my salary too ... don't know Standard Chartered gonna approve or not   

I didn't give them any of my documents   ~ I got a credit card more than 2 years. I just submit using my IC and credit card photocopy. End of story ~ I told them I got more than 60k+ per annum salary and they just put it .. wahah .. I just wanna get their freegift ... they won't approve me

In respect of your 1st paragraph, as rayfoo mentioned you will need a year to apply for other cards based on EON's card.

In respect of your 2nd paragraph. you can apply for other credit cards as long as you can proof you got income and meet their income requirements. Not only that, if you have read previous posts here, a member deposited money into OCBC FD and was issued the OCBC Titanum card eventhough his income did not qualify him for the card.

No. Just that you won't be able to withdraw the money in the time deposit deposit account pledged as long as your card is still active.

When the other banks are processing your application, when they view your CCRIS, they can see your existing credit card is secured by a collateral - in your case fixed deposit certs. However, it is entirely up to their discretion to approve your application or otherwise.

why not you just wait for a year? what's the hurry? you seem to be in a credit card marathon judging from your previous posts.

once banks think you are credit hungry, the chances of you getting their credit cards are miniscule.

they can tell whether or not you are credit hungry from the number of application submitted to other banks in the past six months which is visible in CCRIS whether successful or not.

at last they have made a decision...no luck with this card. should be ok

Hi Juno88,

Maybe you need to list your priority and also your monthly spending limit in order to see which card is suitable for you.
I can see some of your points are.
- shop, pay bills, petrol
- bonuslink card
- CIMB & Maybank acc
- 3k salary

Is it you only use Shell petrol? Or just because you want to get bonuslink points? Some petrol stations give you higher rebates, for example esso gives you 1.5% rebate by itself. But of course if you think only Shell suits your car better than any other petrol brand, then it’s a different story.

A few options here.
OCBC Titanium: 5% rebate on bills, petrol, groceries, restaurant, 1% for others.
Use bonuslink also when you pump petrol at Shell.
But do remember that if you are not a big spender, the first 1~2 months rebates you get could probably be used to cover the GST charge. Although this card is good but it still depends on your average monthly spending amount and the category that you spend, some people can hardly benefit from it based on their spending pattern, just because everyone says it is good and they apply it.
It may be a bit tough to apply as your monthly salary is about 3k.

I don’t see MB card has any benefit for you in this case and GST will not be waived normally. The Amex gold cc is quite a good card but in general it is second to OCBC Ti. I think you can get the card easily but CL will be a bit low.
For CIMB card, gives you points and great rebates if you spend frequently on Guardian, KFC, starbucks…

Using MBF card also gives you bonuslink point (RM10 = 3 points I think). GST waive upon successful application. If you think you prefer bonuslink points for redemption.

I can say the information you provided is not enough to judge which card is suitable for you and I would suggest you do some research on your own first or provide more information.

Yes
It is a credit card tax and it is applicable to each credit card you hold. It is RM50 tax for each principal credit card you hold and RM25 for each supplementary credit card. It is charged once a year on your card anniversary month.

Here's the correct one.
Petrol purchases would not qualify for points from any of the cc providers in Malaysia. However, petrol purchase rebates are excluded as these depends on the bank promotional offerings. so all credit cards will not give you points but you'll still be entitled for rebates depending on the bank promo.

You will still get Bonuslink points for petrol purchases. I know coz I do this - I get cash rebate and Bonuslink points.
Isn't it strange to the statement as bank and Bonuslink are 2 different entity altogether ?

yes correct. swipe rm2400 for 12month easy payment plan, u need to pay rm200 monthly, plus other amount u had swiped.
1. yes, possible bcoz u just working for 5 months.
2. u cannot use amex to apply other card since requirement is 1 year age of the card (if u apply june this year then starting july next year u can start use it to apply other card - refer expiry date at ur card. add 1 month), but some bank do accept card with 6 month age only.