I would advise you to quickly call 1300885000 to inquire what's going on.
My sister also missed one private call last week. She has been complaining on the PENDING status, until today she called back to Call Centre and was told that the previous call was to verify some details in the application form. After the conversation and verification, the Officer told that application status will be known in 2 days' time.

IMHO, OCBC should not be liable for the inappropriate MCC code assigned to Carrefour. This has been mentioned in the T&C. I don't think OCBC will entertain this kind of complaints.

Agree!
We cannot blame OCBC for not giving 5% rebate. It is not the bank's fault anyway. But we can ask the bank what mcc code Carrefour is using.

In fact they do accept application through email. I have no idea why the bank does not want to disclose such method.

Read the TnC carefully, the cash back is not guaranteed for everyone but only first 3000 cardmembers.
PBB card services hotline: 603-2176 8000. Obviously it's not a toll free line.
custsvc@publicbank.com.my

This post has been edited by chemistry: Oct 15 2010, 08:47 PM

DirectAccess cards are recommended for fresh grads.
If I recall correctly, my first DA card CL was already 12k. However, despite higher-than-average CL, I didn't need that much credit though.

Could it be caused by heavy credit burden in your CCRIS profile?
How much car loan/home loan are you taking?

this won't affect much if this is your only loan, since your income can cope with monthly installment easily.

Guys, I did a grocery shopping at Billion a few days ago, after that I checked on OCBC Online and found that transaction's description was "Billion Shopping Centre", which is not in the 5% rebate category.

The lesson is, even though the transaction is made at Supermarket, the card terminal may be under MCC code of Shopping Centre or complex. Of course, I think not every Billion is categorized as Shopping Centre, because some are purely supermarkets indeed.

Just remind you all.

without degree then bank will say 'no, thanks'

My hometown doesn't have any hypermarkets. The biggest supermarket here is Econsave
But Econsave requires at least RM80 only can swipe.

Yes it's true.
This applies to all Econsave outlets.

What? you cant compare 99Speedmart with Jusco
Speedmart is definitely a supermarket, of course entitled to 5% rebate by OCBC Ti.

Most probably 5%

It is a common physchology that humans feel uncomfortable when other ppl also possess something that they think only they are deserved.

1. I am one.
2. Not necessarily. You can log in to CIMB Clicks even though you have only CIMB credit card.

For card user who makes full payment each month, they earn 2.5% cashback on Shell purchase, 0.75% on non-Shell transactions.

Why are u asking this question as the answer can be found at Citibank's website?

Don't you see a fax number on top of the BT form??
Are you using the official form provided in the website?

The cashback offered by Public Bank cards is also not easy to get and not guaranteed.

There is always a condition saying that the total cashback is limited to RMXXXXX, or, limited to the first XXXX eligible cardmembers. Quite a few of my friends who are using PB cards are pissed off when talking about PB rebates.

It depends.
If the issuer bank is in vicinity, a cheque deposit costs you only RM0.15 stamp duty. If you don't wish to walk or drive, then IBG/online payment is the best solution. Common IBG charge ranges between RM0.50 and RM2.00, depending on the type of account. Some banks offer zero IBG charge for the first few trxn, some for unlimited trxn, but the T&C of the ZERO CHARGE is not easy to comply.