I also don't have a saving account with HSBC; only CC. The account I meant is referring to Internet banking account not saving/current account.

So, do register yourself for an Internet banking account over the counter in order to view the CC statement online.

No need to register for internet banking account over the counter to view CC statement online eh...I can view my statement online by registering online myself at home.

They simply the Internet banking or what?

I remembered last time that you need the security device in order to login to HSBC Internet banking in order to view CC.

The device is still with me until today even though I have cancelled HSBC CC for years.

can i know which bank now giving out CC most easily?

CIMB in my mind. They're also generous with credit limit too.

ooo... thx .... btw ... wat document needed?

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Added on October 24, 2010, 5:08 pmooo... thx .... btw ... wat document needed?

This post has been edited by leozai: Oct 24 2010, 05:08 PM

Usual documents:

1. Copy of NRIC
2. 3 months of payslip
3. Copy of EPF statement/J form/Employment letter/EA statement if 2 cannot be satisfied
4. Copy of existing CC ages more than 1 year (if you have)

I am nt sure oso. I kept wondering if I need the security device or will they be sending me the security device or not, till now I never receive that device. they just sent me a PIN number thru letter before i got my CC to access online banking.

If you can access it, I believe the security device is not needed unless you need to perform certain transaction that may need it.

i only got 2 month payslip +epf statement + employment letter + bank statement only... dun have credit card b4 this...
its this document enuf?

Should be sufficient. Some bank wants 3 month payslip. For some bank, 1 month payslip is sufficient.

ok thx... btw... once u apply how long u take da time to get da card?

Well, it depends how fast your application is being processed and approved. Suggest you get the form online, fill it and fax to the card centre along with all the supporting documents.

ooo thx.

if i have a existing credit card more than 6 months , can i qualified to apply for cimb credit card?

or must have a existing 1 yr credit card then only can apply for cimb?

heard AMbank only need existing credit card more than 6 months only?

It differs from bank to bank. But you may try it. Generally, it should be existing CC with age at least 1 year.

This post has been edited by David83: Oct 24 2010, 05:35 PM

when you login to hsbc's online banking page, there's a left and right column. the left column is for access via the security device, the right column for access without. you can only view your accounts and perform certain transactions without the device. for others esp GIRO transactions, you need to use the security device.

You no longer need the HSBC Security Device to access your HSBC credit card account online now. Just go to any HSBC branch and tell them you'll like to register for internet banking and you do not have any savings or current account with them. You'll be required to set up a 8-word passcode. Every time you login to your HSBC internet banking, you have to key in your username, password and 3 of the 8-word passcode you registered with them.


If i'm not mistaken, they only give the security device to those who have a savings or current account with them now as you must have the security device to perform IBG.

This post has been edited by MilesAndMore: Oct 24 2010, 05:54 PM

I believe you will get it easily. I have been receiving the 20% cashback since May. They changed the T&C since Sept.


Btw, I just receive letter from SCB saying they will going to have 5% cashback for any purchase for the coming November but maximum capped at RM50.
Well, of course if compare with Ambank, PB, HSBC or even OCBC are not that much for maximum cash rebate, but SCB likes to provide guaranteed stuff, like gift or cashback this time.
So basically if you spend 1k on ANY purchase, you will get guaranteed RM50. Not bad afterall.

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Added on October 24, 2010, 6:53 pmYou will see all the time is 9:00am then and unlikely they will show the seconds. So no point displaying the time. But I think you will get at least 10k UNIRinggit if you send another SMS code, right?


Yup....most people gets 2 iPod Shuffle.

Since nowadays a lot of cards are given 5% on any petrol station(even their cashback plat), this co-brand card is really going need to relaunch its benefits (somemore got tier to get 5%).

This post has been edited by ck3lam: Oct 24 2010, 10:23 PM

No ler!
I have never taken a loan and never had my own credit card; only supplementary from hubby.