Thanks advise.

Since i'm not staying at Msia, so far i didn't enjoy any benefit from local card issuer. BTW my HSBC offer me 3+% interest some more holding lots unit from them. So far that is best services their provided compare with other bank.

Heard that ocbc titanium offer until end of till year, so far not interest with those short term offer, consider standchart privilege from worldwide, airport lounge entry. Does cimb offer better?

Citibank will keep it unless . .  . ( lost it ??? )  haha . . . best card !! no preset limit . . Compare with previous rhb VI, differ class, better n better. . .

What do you think about UOB prefered Plat ? Their asking me to take just keep relation with them cos today i go to cxl my card !

Actually since you are overseas, the OCBC Titanium is the best for you since the rebates are based on MCC codes (which are assigned by Visa and Mastercard). I can attest to getting rebates for dining, petrol and groceries overseas

Just have to do proper spending planning to not charge more than RM1k to the card from January onwards (@ RM50 rebate, card pays itself by the first month) which is usually quite simple due to the foreign currency rates.

Currently I am tracking my spending to make sure i don't spend more than RM2k on 5% rebate categories and likewise on the 1% rebate general items every month. Total Rebate after 2nd month of usage -> RM235++

KFC Bahau, KFC (Jalan Tun Dr Ismail) Seremban, KFC Jalan Pudu, KFC Kota Damansara, KFC SS2.
This is the list of KFC outlets I ever patronized with successful swipe.

Bahau?
Chi wen student?

OCBC only participant with certain merchants, not much rebate getting from them. Just consider 1% off all other purchase, the point of view, i won't enjoy like 5% categories rewards since oversea purchase not entitle this offer although MCC codes based, their still go tru as all other purchase. Don't belief, you try it. 

Think you did not read my post correctly. OCBC is not attached to merchants. I was getting 5% rebates for overseas groceries, petrol and dining. So yeah I've tried it 

Your gain or loss whether you believe me or not.

For overseas spending, how does ocbc calculate the rebate?

Say, McDonald's Singapore, swiped SGD15.00. Do I get 15x5%=RM0.75? Or SGD15*2.2*5%=RM1.65? Thanks.

And AmBank gives 20% CASH BACK on your weekend (Sat & Sun) groceries + petrol at the participating grocery & petrol outlets.
Please refer to here for terms & condition.
http://www.ambg.com.my/

By the way, i just spend RM650 at Carrefour last 2 weeks and waiting for my statement to see how much is the cash rebate....hahaha 20% woh!

i spend 400 in 100blocks on the first weekend of their promotion in sept, no rebate shown in my oct statement but t&c says 6 weeks after tracking month, so we'll see

---

Added on October 23, 2010, 3:48 pmfor those who are checking out the PB esso card, u only get 8% if u use 500 in petrol if i m not mistaken, its based on usage / tiered

Yup, I am.
Wat's up yo? lol.

Today I received my PBB statement,I have to pay RM 135++ for my swipe recently,when I open it .. I notice Monthly Reward Cash Back was there .... PBB credit RM 130 into my account and I only need to pay RM5+++ now

cash back month 2?
did you get any for month 1?

Yes , over there written Monthly Reward Cash Back Month 2 ~
I get none for month 1 .... 

did u hv any qualifying transactions for month 1 - july 2010?
i oso get none for month 1 and RM130 for month 2

OCBC only participant with certain merchants, not much rebate getting from them. Just consider 1% off all other purchase, the point of view, i won't enjoy like 5% categories rewards since oversea purchase not entitle this offer although MCC codes based, their still go tru as all other purchase. Don't belief, you try it. 

Quite a list, I was expecting just 1 or 2. 
I shall try the one at SS2 since it's the nearest.

CC-fail kfc outlets:
Taman Tun (the old one, not at Petronas)
Pusat Bdr Damansara
1Utama