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 Credit Card Thread V7, Everything about the world of plastic

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daijoubu
post Aug 25 2009, 08:16 PM

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Usually after sending in your application to MBB, how to check on the status and after when only can start checking? 0.o
eddievh
post Aug 25 2009, 08:22 PM

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QUOTE(daijoubu @ Aug 25 2009, 08:16 PM)
Usually after sending in your application to MBB, how to check on the status and after when only can start checking? 0.o
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If you're Maybank2u user,then suddenly there's extra ac that means you card already approve.
tookinen
post Aug 25 2009, 09:04 PM

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stupid citibank, they won't waive my annual fee unless I put a DDA instruction with that card. really ..... what kind of customer service is this!
MilesAndMore
post Aug 25 2009, 09:56 PM

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QUOTE(arsenal @ Aug 25 2009, 08:10 PM)
For Mastercard got points, for visa (hypermarket rebate) will deduct points....
For Direct Access range of credit cards only, i supposed ?

CIMB Bank has year-round promotion only for their Mastercard. The promotion said has been ongoing since last year. For example :
- MPH Bookstores > 10% rebate on every 1st Sunday
- Guardian > 5% rebate on every 2nd Sunday
- ISETAN > 10% rebate on every 4th Sunday
- Cold Storage > 5% rebate on every 4th Sunday
- KFC > 10% rebate on the 1st day of the month
and many more !

**subject to a maximum rebate of RM50 per day per card per outlet with CIMB Mastercard only.


QUOTE(tookinen @ Aug 25 2009, 09:04 PM)
stupid citibank, they won't waive my annual fee unless I put a DDA instruction with that card. really ..... what kind of customer service is this!
What card is that ?


By the way, is CIMB Bank no longer accept new application for VISA (except VISA Infinite) and JCB ? Currently only Mastercard and VISA Infinite are listed in their revamped website.
arsenal
post Aug 25 2009, 10:03 PM

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QUOTE(MilesAndMore @ Aug 25 2009, 09:56 PM)
For Direct Access range of credit cards only, i supposed ?

CIMB Bank has year-round promotion only for their Mastercard. The promotion said has been ongoing since last year. For example :
- MPH Bookstores > 10% rebate on every 1st Sunday
- Guardian > 5% rebate on every 2nd Sunday
- ISETAN > 10% rebate on every 4th Sunday
- Cold Storage > 5% rebate on every 4th Sunday
- KFC > 10% rebate on the 1st day of the month
and many more !

**subject to a maximum rebate of RM50 per day per card per outlet with CIMB Mastercard only.
What card is that ?
By the way, is CIMB Bank no longer accept new application for VISA (except VISA Infinite) and JCB ? Currently only Mastercard and VISA Infinite are listed in their revamped website.
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CIMB or DA also can be used for hypermarket...tongue.gif


Attached File(s)
Attached File  Visa_Infinite_Super_Card.pdf ( 323.98k ) Number of downloads: 15
cannavaro
post Aug 25 2009, 10:07 PM

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QUOTE(MilesAndMore @ Aug 25 2009, 09:56 PM)
CIMB Bank has year-round promotion only for their Mastercard. The promotion said has been ongoing since last year. For example :
- MPH Bookstores > 10% rebate on every 1st Sunday
- Guardian > 5% rebate on every 2nd Sunday
- ISETAN > 10% rebate on every 4th Sunday
- Cold Storage > 5% rebate on every 4th Sunday
- KFC > 10% rebate on the 1st day of the month
and many more !
Here's the brochure on the above:
http://www.cimbbank.com.my/index.php?ch=43...8&tpt=cimb_bank
tookinen
post Aug 25 2009, 11:17 PM

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QUOTE(MilesAndMore @ Aug 25 2009, 09:56 PM)
For Direct Access range of credit cards only, i supposed ?

CIMB Bank has year-round promotion only for their Mastercard. The promotion said has been ongoing since last year. For example :
- MPH Bookstores > 10% rebate on every 1st Sunday
- Guardian > 5% rebate on every 2nd Sunday
- ISETAN > 10% rebate on every 4th Sunday
- Cold Storage > 5% rebate on every 4th Sunday
- KFC > 10% rebate on the 1st day of the month
and many more !

**subject to a maximum rebate of RM50 per day per card per outlet with CIMB Mastercard only.
What card is that ?
By the way, is CIMB Bank no longer accept new application for VISA (except VISA Infinite) and JCB ? Currently only Mastercard and VISA Infinite are listed in their revamped website.
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It's for the Airasia Citi darn. I think let them DDA one month then cancel the following month. darn
MoneySoSpecial
post Aug 26 2009, 12:18 AM

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Admin deleted my post, so just continue the discussion here.
http://forum.lowyat.net/topic/1141391

Any feedback regarding the accuracy of the credit card list?
MilesAndMore
post Aug 26 2009, 12:44 AM

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QUOTE(MoneySoSpecial @ Aug 26 2009, 12:18 AM)
Admin deleted my post, so just continue the discussion here.
http://forum.lowyat.net/topic/1141391

Any feedback regarding the accuracy of the credit card list?
HSBC Premier Mastercard issued in Malaysia is actually NOT a World Mastercard, despite World Mastercard is embossed on it. Only Premier Mastercard issued from the following countries are true HSBC Premier World Mastercard :
- HSBC USA
- HSBC Australia
- HSBC New Zealand
- HSBC Japan


QUOTE
Yup. Should be included, as long as they belongs to Visa or MasterCard.

For my survey, co-brand card normally is classic or gold card only. Don't see any platinum co-brand card yet. Correct me if I am wrong.

And by the way, there are indeed co-branded Platinum credit cards in Malaysia. For example :
- EON Bank Pavillion Mastercard
- EON Bank GSC VISA
- EON Bank The Store Mastercard
- EON Bank Pacific Mastercard
- EON Bank Ming Heng Mastercard
- EON Bank Audi Circle Mastercard
- CIMB Bank Enrich Mastercard
- CIMB Bank TnG Mastercard
- CIMB Bank Petronas Mastercard
- Maybank Petronas VISA
and many more !

This post has been edited by MilesAndMore: Aug 26 2009, 12:57 PM
Dannyl
post Aug 26 2009, 09:30 AM

what the fucuk-yimai
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Guys, for SCB JustOne, how do you keep track of the total cash rebates you've received? Manually by Excel? There should be a way to keep track since the total allowed is only RM600 per year. I asked SC and they replied:


Thank you for your message dated 24/8/09.

Kindly be informed the cash rebate is as per transaction made and summary of total rebate is yet to be available in the statement. Sorry for the inconvenience caused.

truth_seeker_09
post Aug 26 2009, 09:30 AM

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just tell them u dont have any. then ask them.. how? and you do not want to be charged. for me if they dont waive it.. i will cancel on the spot.

QUOTE(tookinen @ Aug 25 2009, 11:17 PM)
It's for the Airasia Citi darn. I think let them DDA one month then cancel the following month. darn
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This post has been edited by truth_seeker_09: Aug 26 2009, 09:32 AM
boonsin23
post Aug 26 2009, 09:37 AM

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QUOTE(MilesAndMore @ Aug 26 2009, 12:44 AM)
HSBC Premier Mastercard issued in Malaysia is actually NOT a World Mastercard, despite World Mastercard is embossed on it. Only Premier Mastercard issued from the following countries are true HSBC Premier World Mastercard :
- HSBC USA
- HSBC Austrlia
- HSBC New Zealand
- HSBC Japan

And by the way, there are indeed co-branded Platinum credit cards in Malaysia. For example :
- EON Bank Pavillion Mastercard
- EON Bank GSC VISA
- EON Bank The Store Mastercard
- EON Bank Pacific Mastercard
- EON Bank Ming Heng Mastercard
- EON Bank Audi Circle Mastercard
- CIMB Bank Enrich Mastercard
- CIMB Bank TnG Mastercard
- CIMB Bank Petronas Mastercard
- Maybank Petronas VISA
and many more !
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how are we wnsure about this? im also arguing with one of my fren, im saying not under world mastercard category, while he insists yes it is. biggrin.gif biggrin.gif
hye
post Aug 26 2009, 10:00 AM

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QUOTE(tookinen @ Aug 25 2009, 11:17 PM)
It's for the Airasia Citi darn. I think let them DDA one month then cancel the following month. darn
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Do tell them nicely and don't threathen them. We don't advocate such behaviours. No need to get upset if they do not want to waive you coz they do not publish it as a AF Free card in the first place in case you want to compare them with other banks. It is their right to charge you AF coz they publish it and they are after all a commercial entity.

If they don't want to waive then cancel the card unless you are hard up about the card then you have no choice lah.


Added on August 26, 2009, 10:13 am
QUOTE(boonsin23 @ Aug 26 2009, 09:37 AM)
how are we wnsure about this? im also arguing with one of my fren, im saying not under world mastercard category, while he insists yes it is.  biggrin.gif  biggrin.gif
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I used to have this card and I can tell you that this card does not fall under the World Mastercard category. Only the word "World" is printed on the card but priviledge is the same as Platinum level card. Card design is standardised across all HSBC but World Mastercard priviledge does not exist for HSBC in Malaysia. To me they can call their card whatever they like but the priviledges need to come together with the ownership of the card. An example .... who would want a Platinum card with basic CL and priviledge just like a basic cc but pay high AF and require high card membership requirement.

Don't believe me ? Try this ... walk into HSBC branch and say you want a World Mastercard, note down what would the bank's response would be. Can even try this at their Premier center.

This post has been edited by hye: Aug 26 2009, 10:17 AM
santaclaus
post Aug 26 2009, 10:32 AM

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my hsbc amanah is overdue ... the problem is i never received the statement n i onli noe its overdue when the collection dept called in ... i say im gonna pay immediately n request a waiver on the late payment charges ... the cs said i can onli request when the charges reflect on my next statement doh.gif how come DA can straight away waive n deduct it out so i can make a proper payment amount????

as for the citibank platinum visa oversea spending ... no 1 noes the 2x points stil exist???

i checked page 1 ... it onli stated the charges upon currency conversion ... if any1 had tried a few cards ... i would like to ask which bank offer lowest rate ... e.g visa or master?

mbb cs ... always engaged le doh.gif automated oso will engaged meh??? when i finally got thru ... busy busy busy ... at last waited 10mins no one attend me

This post has been edited by santaclaus: Aug 26 2009, 10:43 AM
tgeoklin
post Aug 26 2009, 10:36 AM

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QUOTE(boonsin23 @ Aug 26 2009, 09:37 AM)
how are we wnsure about this? im also arguing with one of my fren, im saying not under world mastercard category, while he insists yes it is.  biggrin.gif  biggrin.gif
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No need argue. You can call up Mastercard Malaysia directly or check it via their website if in doubt tongue.gif
DarReNz
post Aug 26 2009, 11:59 AM

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QUOTE(Dannyl @ Aug 26 2009, 09:30 AM)
Guys, for SCB JustOne, how do you keep track of the total cash rebates you've received?  Manually by Excel?  There should be a way to keep track since the total allowed is only RM600 per year.  I asked SC and they replied:


Thank you for your message dated 24/8/09.

Kindly be informed the cash rebate is as per transaction made and summary of total rebate is yet to be available in the statement. Sorry for the inconvenience caused.

*
just check your eStatement every month which shows you the total cash rebate that you have earned
Pelindung
post Aug 26 2009, 12:45 PM

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Bro, just need some info here.

Anyone using Bank Rakyat Credit card? how the servis? o.k or k.o?
can be transfer balance between card?
Want to closed my maybank c. card but have a bit balance. 1k.
MilesAndMore
post Aug 26 2009, 01:08 PM

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QUOTE(boonsin23 @ Aug 26 2009, 09:37 AM)
how are we wnsure about this? im also arguing with one of my fren, im saying not under world mastercard category, while he insists yes it is.  biggrin.gif  biggrin.gif
You can either call Mastercard regional office directly (as Hye suggests) or google it. You will find that that HSBC Premier World Mastercard is only issued in :
- HSBC USA
- HSBC Australia
- HSBC New Zealand
- HSBC Japan
as previously mentioned. Nobody knows what category HSBC Premier Mastercard issued in all other countries belong to but since its perks offered is exactly the same as HSBC Platinum VISA, one can assume that it is a Platinum credit card.
MoneySoSpecial
post Aug 26 2009, 02:59 PM

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QUOTE(MilesAndMore @ Aug 26 2009, 12:44 AM)
HSBC Premier Mastercard issued in Malaysia is actually NOT a World Mastercard, despite World Mastercard is embossed on it. Only Premier Mastercard issued from the following countries are true HSBC Premier World Mastercard :
- HSBC USA
- HSBC Australia
- HSBC New Zealand
- HSBC Japan
And by the way, there are indeed co-branded Platinum credit cards in Malaysia. For example :
- EON Bank Pavillion Mastercard
- EON Bank GSC VISA
- EON Bank The Store Mastercard
- EON Bank Pacific Mastercard
- EON Bank Ming Heng Mastercard
- EON Bank Audi Circle Mastercard
- CIMB Bank Enrich Mastercard
- CIMB Bank TnG Mastercard
- CIMB Bank Petronas Mastercard
- Maybank Petronas VISA
and many more !
*
Thanks. I didn't noticed there's actually a lot co-brand platinum card. smile.gif



QUOTE(MilesAndMore @ Aug 26 2009, 01:08 PM)
You can either call Mastercard regional office directly (as Hye suggests) or google it. You will find that that HSBC Premier World Mastercard is only issued in :
- HSBC USA
- HSBC Australia
- HSBC New Zealand
- HSBC Japan
as previously mentioned. Nobody knows what category HSBC Premier Mastercard issued in all other countries belong to but since its perks offered is exactly the same as HSBC Platinum VISA, one can assume that it is a Platinum credit card.
*
I can't sure when writing HSBC Premier as world MasterCard, but I do get the info from others forum before.
When I find further detail in MasterCard website, the only 2 banks listed to offer World MasterCard which are CIMB & MBF cards only.
http://www.mastercard.com/sea/personal/en/...uest_world.html
So you are right. smile.gif


Added on August 26, 2009, 3:05 pm
QUOTE(Pelindung @ Aug 26 2009, 12:45 PM)
Bro, just need some info here.

Anyone using Bank Rakyat Credit card? how the servis? o.k or k.o?
can be transfer balance between card?
Want to closed my maybank c. card but have a bit balance. 1k.
*
Mind to tell why you want to apply Bank rakyat credit card since there's a lot credit card to choose from.
I don't have the cards, so cant comment for the service.

The good point is the cash withdraw fee is the lowest, 3% or RM30 whichever is higher. thumbup.gif

This post has been edited by MoneySoSpecial: Aug 26 2009, 03:05 PM
fauzistt
post Aug 26 2009, 05:11 PM

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QUOTE(fauzistt @ Aug 24 2009, 03:33 PM)
..after 2 months and 2 days, my Amex Gold CC finally appears in M2U, plus RM2K additional CL for all my cards, with even my Ikhwan card also receiving additional RM2K...

huhh.. exhausted really

looking forward to receiving the card and utilising the free finance charge offer till year-end...
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today, after 2 days my Amex Gold CC appeared in M2U, i received the card.. haha...

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