UOB one cards only gives you rebate at BHP petrol if not mistaken. Yes, you can consider MBB Petronas card.

Like I mentioned, you can consider Direct Access or Standard Chatered Bank Just One where they give rebate for ALL petrol stations.

SCB Just1 gives rebates to all retail transactions. For petrol purchase at Shell, you need swipe the cc at the counter and ask the cashier to select Cr function. I've tried this and the rebate is reflected in my online statement.

Credit limit doesn't signifies ones success, the type of card does. Credit limit only allows you to spend more, no use if your classic card is given 100k limit and you can't pay the dues.

People will hold your card when you pay for something and you will not be asked the credit limit.
People will not see it, people will respect if you got Plat and above in Malaysia. Got it?

Not to say showoff because some people have Plat being sub for them but couldn't spend any because of the payer doesn't allow so. You don't simply downgrade for no reason. Primary reason is I believe that you have not met payments in a good fashion or you don't want to be potrayed as a richer society image.

For me downgrade from gold to classic for example in the same bank is not neccesary. Better to apply classic from a different bank to keep a good record.

Walking backwards means that you pokai liao, cannot payback and owe people a lot of money, so have to downgrade. Tak faham ke ni? Lu Pikiah La Sendiri !

HSBC Premier Mastercard issued in Malaysia is actually NOT a World Mastercard, despite World Mastercard is embossed on it. Only Premier Mastercard issued from the following countries are true HSBC Premier World Mastercard :
- HSBC USA
- HSBC Austrlia
- HSBC New Zealand
- HSBC Japan

And by the way, there are indeed co-branded Platinum credit cards in Malaysia. For example :
- EON Bank Pavillion Mastercard
- EON Bank GSC VISA
- EON Bank The Store Mastercard
- EON Bank Pacific Mastercard
- EON Bank Ming Heng Mastercard
- EON Bank Audi Circle Mastercard
- CIMB Bank Enrich Mastercard
- CIMB Bank TnG Mastercard
- CIMB Bank Petronas Mastercard
- Maybank Petronas VISA
and many more !

any body use SCB just one card? is it really got 5 % rebate whatever you purchase on friday?