Credit Card Thread V7, Everything about the world of plastic
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 Aug 24 2009, 10:30 PM
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#1
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Senior Member
5,193 posts Joined: Jan 2003    
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Guys, may i ask, what is the difference between
1) American Express® Gold Credit Card 2) Maybankard American Express Classic 3) Maybankard American Express Gold All are by Maybank =.=. Very confusing. Correct me if im wrong, the first one is in Membership Rewards points by AMEX, while the other 2 are in Treatpoints? And, the first one cannot do EzyPayment? Thanks in advance  |
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Aug 24 2009, 11:58 PM
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#2
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Senior Member
5,193 posts Joined: Jan 2003
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QUOTE(charymsylyn @ Aug 24 2009, 10:31 PM) Your understanding of the points system used is correct. Both are not interchangeable, however during Treatsfair you can use either system to redeem items. Amex has their own easy payment scheme while in theory MBB Amex does allow EzyPayment, I've not seen any merchant offer it, they only accept MBB Visa/Master for it. Thanks for your reply  . If thats the case then the first one is better cause it has 5x points for petrol and selected retail. Altho if you ask me, the treatpoints has better vouchers for exchange (petronas and jusco).Anyway, may i know, what is the easy payment scheme for amex like? Exactly like ezypayment? This post has been edited by daijoubu: Aug 25 2009, 12:03 AM |
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Aug 25 2009, 09:44 AM
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#3
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Senior Member
5,193 posts Joined: Jan 2003
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QUOTE(Optiplex330 @ Aug 25 2009, 09:39 AM) I went to the website you pointed. It says: Its over here http://www.maybank2u.com.my/WebBank/5xprtnAMEXG070709.pdf and it did not mention time limited.1. Every RM1 you spend on the Card earns you TWO Membership Rewards point 2. Every 200 MR points = RM1 Assuming you spend RM5000. 1. It gives you 10,000 points. 2. 10,000 points give you RM50 or a net cash back of 1%. This is less than Alliance bank's 1.36% for same amount of money. So where does it say RM1 = 5 points and is this for only a limited period? I am always interested in money so like to know more. This means, ~2.5% rebate for all petrol, certain groceries (major ones including giant, tesco, carrefour), bookshops and telcos, while 1% is for everything else. And this is not tiered like Alliance, meaning you still get the same amount if you spend less. And you still get the same amount if you spend over RM5k, unlike alliance which you will get no rebate at all after RM5k. |
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Aug 25 2009, 08:16 PM
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#4
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Senior Member
5,193 posts Joined: Jan 2003
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Usually after sending in your application to MBB, how to check on the status and after when only can start checking? 0.o
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