Any credit company now still offering 5% rebates for fuel purchase?
Credit Card Thread V7, Everything about the world of plastic
Credit Card Thread V7, Everything about the world of plastic
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Aug 27 2009, 03:53 PM
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Senior Member
3,944 posts Joined: Jul 2008 |
Any credit company now still offering 5% rebates for fuel purchase?
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Aug 27 2009, 04:18 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(cute_boboi @ Aug 24 2009, 04:52 PM) If delivery by mail, should be within 1 week. Since I submitted my application more than 3 weeks ago, I have yet to receive ANY response from the laggard MBB. As mentioned before, my tolerance limit is 1 month.winner is not going to be very happy QUOTE(Dannyl @ Aug 25 2009, 10:11 AM) Do terminals overseas have this problem? I'm going travelling soon and SCB JO is one of the major cards I'll be using. I had used my SCB Just1 cc in S’pore, Indonesia and Middle East, and there wasn’t any problem at all. I didn’t even tell the cashiers to select CR.QUOTE(santaclaus @ Aug 25 2009, 10:16 AM) Yes, 2x points for overseas transaction.QUOTE(Gen-X @ Aug 25 2009, 12:26 PM) winner did post about 2 weeks back a comparison for Justone and another card and Justone rate was high. Go search winner post in this thread. For overseas transaction fees, read first post of this thread and if you do have overseas transactions including for online transactions, better you get Alliance card and save some money on those stupid Admin Fees. I just came back from S’pore and had used my Citi and Alliance in the same shopping mall. I will update you guys on the currency conversion rates when the transactions are updated on my e-banking.QUOTE(Dannyl @ Aug 26 2009, 09:30 AM) Guys, for SCB JustOne, how do you keep track of the total cash rebates you've received? Manually by Excel? There should be a way to keep track since the total allowed is only RM600 per year. I monitored closely my account so that I could enjoy the ultimate rebate benefit. My cumulative rebate reached RM600 after I had spent RM16k. At the same time, the minimum spending requirement for auto waiver of AF has also met.QUOTE(DarReNz @ Aug 27 2009, 12:54 PM) just wanna update never use your scb justone to run any transaction at the atm otherwise your card will be retained Were you referring to cash withdrawal from ATM machine? I’ve never experienced any problem when withdrawing cash from my current acc via Just1 card at ATM. |
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Aug 27 2009, 04:46 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(Gen-X @ Aug 26 2009, 07:23 PM) Do you know that youll be charged a fee upon withdrawal of cash with your CC and then you'll be charged interest daily until you settle the withdrawal amount together with the interest charges. Better you go find another altenative...... maybe to the extend of selling off your car or changing to kancil. agreed. cash advanced per withdrawal cost RM50 for RM1,000. |
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Aug 27 2009, 04:55 PM
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Newbie
1 posts Joined: Jun 2009 |
QUOTE(Gen-X @ Aug 26 2009, 07:23 PM)
Do you know that youll be charged a fee upon withdrawal of cash with your CC and then you'll be charged interest daily until you settle the withdrawal amount together with the interest charges. Better you go find another altenative...... maybe to the extend of selling off your car or changing to kancil. * agreed. cash advanced per withdrawal cost RM50 for RM1,000. ______________________________________________________________ Hi, new here. interested to know more bout cash advanced withdrawal. Do they still charge if they inform that now we may enjoy the cash advanced withdrawal & pay it back as 0% interest installment plan?? |
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Aug 27 2009, 05:37 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
QUOTE(Reagan @ Aug 27 2009, 04:55 PM) QUOTE(Gen-X @ Aug 26 2009, 07:23 PM) Huh AFAIK Cash Advanced are not count like normal way u swipe ur card charges.Do you know that youll be charged a fee upon withdrawal of cash with your CC and then you'll be charged interest daily until you settle the withdrawal amount together with the interest charges. Better you go find another altenative...... maybe to the extend of selling off your car or changing to kancil. * agreed. cash advanced per withdrawal cost RM50 for RM1,000. ______________________________________________________________ Hi, new here. interested to know more bout cash advanced withdrawal. Do they still charge if they inform that now we may enjoy the cash advanced withdrawal & pay it back as 0% interest installment plan?? Although the credit limit may still apply, but cash advanced interest are calculated on daily basis.. Which bank says got such service now? |
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Aug 27 2009, 05:52 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(Reagan @ Aug 27 2009, 04:55 PM) QUOTE(Gen-X @ Aug 26 2009, 07:23 PM) no way bro. Do you know that youll be charged a fee upon withdrawal of cash with your CC and then you'll be charged interest daily until you settle the withdrawal amount together with the interest charges. Better you go find another altenative...... maybe to the extend of selling off your car or changing to kancil. * agreed. cash advanced per withdrawal cost RM50 for RM1,000. ______________________________________________________________ Hi, new here. interested to know more bout cash advanced withdrawal. Do they still charge if they inform that now we may enjoy the cash advanced withdrawal & pay it back as 0% interest installment plan?? it's only applicable for retail purchase, and its also depending on the participating bank and merchant. there are too many Terms n conditions tht you need to aware of it. |
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Aug 27 2009, 06:29 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
I settle my cash advance... I withdraw RM1k then I know I will kena charge for RM50 and after I paid RM 1,050. I received a statement that I still have to pay another RM 2.5 for cash advance fee ... wat is this ?
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Aug 27 2009, 07:07 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(WhiteWing @ Aug 27 2009, 06:29 PM) I settle my cash advance... I withdraw RM1k then I know I will kena charge for RM50 and after I paid RM 1,050. I received a statement that I still have to pay another RM 2.5 for cash advance fee ... wat is this ? Interest is calculated on a daily rest. Means the interest is still running from the point your statement is being generated to the point that you paid. Even a lapse of 1 day is also counted.That's why all the folks here say to avoid cash advance at all cost. Too many hidden T&C and the interest calculation method favors the bank ... the consumer is the sucker. Period. Maybe the regular folks here said it too nicely so people thinks it is not a big problem to just take up a cash advance ... sigh. |
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Aug 27 2009, 07:42 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
QUOTE(hye @ Aug 27 2009, 07:07 PM) Interest is calculated on a daily rest. Means the interest is still running from the point your statement is being generated to the point that you paid. Even a lapse of 1 day is also counted. Mean they charge me 4 days interest .... I cash advance on 20th then I settle it on 24th ... cis !! Sudah kena RM 2.50... sigh .... dun wanna take cash advance anymore !That's why all the folks here say to avoid cash advance at all cost. Too many hidden T&C and the interest calculation method favors the bank ... the consumer is the sucker. Period. Maybe the regular folks here said it too nicely so people thinks it is not a big problem to just take up a cash advance ... sigh. |
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Aug 27 2009, 08:34 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(WhiteWing @ Aug 27 2009, 07:42 PM) Mean they charge me 4 days interest .... I cash advance on 20th then I settle it on 24th ... cis !! Sudah kena RM 2.50... sigh .... dun wanna take cash advance anymore ! I think you've been advised against the idea to withdraw cash advance using your credit card a few weeks ago, right ? |
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Aug 27 2009, 10:31 PM
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All Stars
10,912 posts Joined: Feb 2006 |
Dear all DA card user
please take note, petrol ROM 97 will be revised to RM2.00 on 12.00am 1st Sept 09. (asked BHP petrol station staff yesterday) so forget about 5% cash rebate, pump full tank of ur last cheap RM1.80 RON97 before 1st Sept 09. thanks you. |
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Aug 27 2009, 11:08 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(arsenal @ Aug 25 2009, 02:40 PM) Bonus Points Earned = 1992Bonus Points Redeemed = 216 Nett Points Received (Bonus Points Earned - Bonus Points Redeemed) is correct based on the bill amount for the current month, which is 1772 in my case. To me that doesn't cut my points. @arsenal, did the Bonus Points Redeemed caused the mis-understanding ? |
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Aug 27 2009, 11:17 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(ronnie @ Aug 27 2009, 11:08 PM) Bonus Points Earned = 1992 tht's good. Bonus Points Redeemed = 216 Nett Points Received (Bonus Points Earned - Bonus Points Redeemed) is correct based on the bill amount for the current month, which is 1772 in my case. To me that doesn't cut my points. @arsenal, did the Bonus Points Redeemed caused the mis-understanding ? Happy Birthday to you Bro. u got any special treatment received from CC for ur birthday? |
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Aug 27 2009, 11:27 PM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya |
QUOTE(ronnie @ Aug 27 2009, 11:08 PM) Bonus Points Earned = 1992 Yes ronnie..I am wondering..Is that means that we dont get any points for hypermarket?Bonus Points Redeemed = 216 Nett Points Received (Bonus Points Earned - Bonus Points Redeemed) is correct based on the bill amount for the current month, which is 1772 in my case. To me that doesn't cut my points. @arsenal, did the Bonus Points Redeemed caused the mis-understanding ? |
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Aug 27 2009, 11:37 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur |
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Aug 27 2009, 11:41 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(arsenal @ Aug 27 2009, 11:27 PM) I do get the points from hypermarket purchases (credited last month July) when it was billed to my credit card.Still curious why they need to add points then deduct it back... confusing |
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Aug 27 2009, 11:47 PM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 |
QUOTE(ronnie @ Aug 27 2009, 11:41 PM) I do get the points from hypermarket purchases (credited last month July) when it was billed to my credit card. Happy Birthday Ronnie! Still curious why they need to add points then deduct it back... confusing I guess by default their system will give point for every spending. But for current promotion since they are giving 2-5% rebate, they'll have "deduct" those points or else they will make loss... |
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Aug 28 2009, 12:57 AM
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Junior Member
310 posts Joined: Jan 2008 |
thanks a lot winner .... finally some one answered 1 of my questions
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Aug 28 2009, 01:07 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(Shinichi @ Aug 27 2009, 11:47 PM) Happy Birthday Ronnie! There's no deduction of points lah....I guess by default their system will give point for every spending. But for current promotion since they are giving 2-5% rebate, they'll have "deduct" those points or else they will make loss... They increased the points earned and deduct the extra points, thus the nett is still equal to your actual spending for the month (RM1 = 1 Point) |
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Aug 28 2009, 01:23 AM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya |
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