UOB Platinum start at RM15k only.

My rant about HSBC's Premier Mastercard is the card design itself - HSBC put in a lot of effort to design its entire range of cc but the Premier's design is just plain lazy and too simple to reflect its status. Not to mention that in Malaysia, HSBC's Premier MC is of equivalent to its Platinum sister ... sigh. You also need to surrender your Premier MC should you exit from your Premier status.

I'm surprised about the Time Deposit pledge system as this is new to me. What is the minimum lock-in period ... should be nothing less than 12 months I guess. And what happens if you decide to exit before maturity ? Would the bank allows it ?

Oh yes ... UOB is very stingy when it comes to credit line. The card design is nice though .... perhaps one of the best in the Platinum offerings in Malaysia.

Agreed. Hopefully one day they will bring the Premier Mastercard back to design board.



I guess this is what set it apart from all other credit cards.


The HSBC Premeir RM didn't inform me anything about minimum lock-in period but she did say that should one decides to lift the related "Time Deposit", the VISA Platinum credit card will need to be cancelled as well.

This post has been edited by MilesAndMore: Jul 28 2009, 11:37 PM

This sounds like quite an interesting deal. RM 2 rebate a month for telephone bills > RM20.

Just wondering, Which bank has the best rebate scheme for MasterCards? Then can have double rebates

I always wanna consolidate the number of CCs. At this moment, I only have SCB x2, Alliance x1 and Citi x1. SCB Just1 has been my primary card in these 2 months, followed by Alliance. And now, I can put my Just1 cc into cold storage for the rest of 10 months. Yes, I think I’ll apply for Amex Plat and Gold cc, hoping to get the Longines watch within 6 months. I’ll use Amex Gold cc for petrol and groceries, and use Alliance for other purchases in M’sia. For overseas transactions, Alliance is preferred for the 1st RM5000, and then Amex Plat cc (no worry about the 2.5% admin fee as company will reimburse) and SCB VI (for 3x choice points). Citi is now my backup cc, and I consider terminating it if the Amex Plat and Gold are approved.

2-3 weeks, based on my experience.

I was surprised to receive their call offering VI FOC after my Just1 was just approved, even though I was not /am not their PB customer. VI is no longer exclusive either.

@winner,
Just cause U were invited for the VI doesn't mean it's not exclusive lah. A lot of people out there who wants the card can't get the card; and I barely made the mark!

Yea, there's alot of talk bout VI and other similar cards being not exclusive, but considering the majority viewpoint, it probably still is.

Most of us still are not eligible for it here =p

It is because I thought it was only offered to its PB customers. I was never one of them, and I didn’t even have any accounts with them except Just1 cc!

Don't worry. Your day will come soon.

Has anyone here tried using Mastercard's paypass feature at KFC?
I've been dying to try it whenever I buy KFC but I don't want to experience a failed transaction for a RM10 meal in front of a lunch hour crowd.

Oh and one more thing, just to make sure. Better be an idiot now than an idiot later.
If the paypass logo is on the card (specifically at the back of the card), it means the card can be used for paypass? Card in question is CIMB Petronas.

This post has been edited by cannavaro: Jul 29 2009, 03:11 AM

Mine UOB Plat is just having a CL of RM1K

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Added on July 29, 2009, 7:27 amActually I have to agree with Winner, when the SCB VI was first launched, it was based on their HK model, which was strictly by invitation only and the target then was 10K cards only. But not sure why they did a 360' turn and now every Tom, D*** & Harry seems to be having it

And to top it all, they have also made their Plat card offerings one of the easiest to get in the industry

This post has been edited by tgeoklin: Jul 29 2009, 07:28 AM

@tgeoklin

Only RM1k creadit limit? how come? lolz...

That must be UOB one card platinum.

15k CL is for UOB Prefered Platinum.

Its not the One Card but the actual preferred plat card

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Added on July 29, 2009, 9:24 amI needed to refinance a property but they say my credit rating over exposed, thus I needed to scale back, so only option was to reduce my CC limit to the minimum, which is RM1K

This post has been edited by tgeoklin: Jul 29 2009, 09:24 AM

*throws her SCB VI out the window*

If it's no longer exclusive I don't want it

No need that drastic .... lock it up in your safe for private viewing only would definitely makes it more exclusive

hehe, sure they noticed ur annual income when u submitted ur application for just1

@alexwsk,
Yeah I believe they probably did too; or they knew winner was gonna be a 'winner' hence decided to offer him the VI

@tgeoklin,
siGh.. .and I had to struggle to get mine; shouldn't have bothered

It could be the other way round.
Since then, I received calls from SCB selling property refinance package and PL.

hehe, they'll always do that no matter what

All CIMB card have paypass, you can use at KFC restaurant.
One more thing is not many cashier know how to use the tap reader, if fail to read your card, then they will directly swap your card from the terminal which mean you have to sign
According to one former member, it is not tap reader or the cc problem, the cashier don't know how to operate the tap reader

This post has been edited by bingozero: Jul 29 2009, 11:53 AM