Yes.

My first usage last Friday. Pay my TNB, Streamyx & Cecom bill through SCB website. They pay the rebate on the same day of the transaction.

I do not have younique but I have normal alliance visa card, but it should be the same, the rebate is on all transaction including petrol but remember it is up to 2%, not really 2% on all transaction. The average is about 1.3% if you spend RM5k per month.

I have JustOne. Its should be on the day of transaction.

If you only spend 500 per month you only get a peanut, 0.6% per month.

Yes I agree. if card holder can spend RM15000 (to avoid AF) per year than better use JustOne. You will get better rebate.

For JustOne card, if you go overseas & want to get 5% rebate on Friday, make sure that the transaction in on Friday Malaysian time. I just ask CS about this.

One more thing the CS told me that the cash back limit RM600 is total including all the supplementary. Now it is contradict, before when I get the card the CS told me that the cash back limit is not shared.

I encounter another inconvinience while using JustOne card. I went to Toyota Service center today & pay using my JustOne card. The card terminal which come from AmBank, don't even recognize the card. It straight away give error when the cashier slot in the card. Luckily the service center have another terminal from CIMB which is working properly.

Good. However I am not spending that much even over 3 months period.


This post has been edited by GHz: Jul 18 2009, 11:09 AM

I do this before. I have XX CL in my card & I want to increase to YY Credit limit. So I make an FD the different between XX & YY. Now my card have YY credit limit. For your information YY is 2.5 times higher than XX.

One drawback is when you uplift the FD, you won't get the money instantly. The bank officer told me that it takes up to 2 months to get the money released.

They want to ensure that no big outstanding transaction unpaid.

Yes, at Public Bank you get 1:1 CL. I do this before. I increase my CL through FD.

Yes, I did.

Actually you can have both islamic & conventional credit card with maybank. My wife have both amex ikhwan cc & one conventional cc. Maybe the cs lazy to explain why.

ok, this is what i experience with cimb. i think it is similar with maybank. the cs at cimb told me that cl for islamic cc &conventional cc cannot be shared. so each one must have separate cl & total cl for both cannot exceed cl that the bank willing to give based o your income. so if you want both card, you have to lower down the cl to satisfy max cl that bank willing to give you.

hope that helps

The credit card yes but the charge card is only 3 years free.

I think it is the same reason as conventional/islamic card, CL cannot be shared, your DA CL already high & they not giving you extra CL for new card.

Try reduce your DA CL and apply for lower grade(classic) petronas card & see what going to happen.

Yes, exactly. That's why you can't share the CL. This is what CIMB CS to me before.

SCB JustOne Card

No, i don't think you can do that. if you want the cash, you need to do cash advanced where bank going to charge you.

Why not getting visa debit card such as the one from maybank or public bank. it is a better choice for withdrawal.

if it is debit card, it is your money, so no charge on the withdrawal. we don't call it cash advanced. yes should be similar to prepaid card but i don't see any prepaid visa card yet.

Yes you are exactly right.

I have cancelled my maybank petronas visa card more than one year ago but it still show in my m2u. Anyone know how to remove it?