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 Credit Card Thread V5, (added FMB website to 1st post)

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TSb00n
post Feb 25 2009, 09:44 PM

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QUOTE(pingping86 @ Feb 25 2009, 08:06 PM)
I need urgent help here...
Im holding UOB ONE card now...
I want to take cash out from ATM machine RM300
Can anyone tell me how much interest ill be charge???
*

Cash advance interest is the same for all banks i.e. 18% per annum compounded on daily basis.

GHz
post Feb 25 2009, 09:51 PM

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QUOTE(pingping86 @ Feb 25 2009, 08:06 PM)
I need urgent help here...
Im holding UOB ONE card now...
I want to take cash out from ATM machine RM300
Can anyone tell me how much interest ill be charge???
*
I think cash advance fee is 5% or RM50 which ever is higher. The interest is applicable if you not settle the amount by due date. The rate is depend on your tier rate 17.5%, 16% or 13.5%.
alexwsk
post Feb 25 2009, 09:51 PM

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Is there any DA agent in USJ or Cyberjaya area? Please PM me, thx
vin_ann
post Feb 25 2009, 09:52 PM

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QUOTE(pingping86 @ Feb 25 2009, 08:06 PM)
I need urgent help here...
Im holding UOB ONE card now...
I want to take cash out from ATM machine RM300
Can anyone tell me how much interest ill be charge???
*
QUOTE(b00n @ Feb 25 2009, 09:44 PM)
Cash advance interest is the same for all banks i.e. 18% per annum compounded on daily basis.
*
addition on that, CASH ADVANCE FEE of 5% or RM20, whichever is higher.

RM300 will be charged RM20 for cash advance fee.
alexwsk
post Feb 25 2009, 09:56 PM

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QUOTE(vin_ann @ Feb 25 2009, 09:52 PM)
addition on that, CASH ADVANCE FEE of 5% or RM20, whichever is higher.

RM300 will be charged RM20 for cash advance fee.
*
yup, for RM300, if possible, borrow from friend better
temptation1314
post Feb 26 2009, 08:06 AM

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RM20 fee doh.gif
Not even count in those interest when the statement come..

Suggest to borrow from friend.

Btw, doh.gif Eon send me a Visa Gold lol..
Now applying Hong Leong Bank
(Was playing with their online application on midnight, and who knows, the next morning, their agent called me asking for documents. LOL, Desperate style meh)

Btw, last time i remember someone say got one bank can do customize picture on their credit card. Which bank already ar? Want to apply for fun lol... tongue.gif
tgeoklin
post Feb 26 2009, 08:22 AM

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QUOTE(temptation1314 @ Feb 26 2009, 08:06 AM)
RM20 fee doh.gif
Not even count in those interest when the statement come..

Suggest to borrow from friend.

Btw, doh.gif Eon send me a Visa Gold lol..
Now applying Hong Leong Bank
(Was playing with their online application on midnight, and who knows, the next morning, their agent called me asking for documents. LOL, Desperate style meh)

Btw, last time i remember someone say got one bank can do customize picture on their credit card. Which bank already ar? Want to apply for fun lol... tongue.gif
*
Alliance Bank
fancyman
post Feb 26 2009, 10:16 AM

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if anyone know any credit card agents in kl area, plz PM me, i would like to know more.

my email address is ytsia1@gmail.com. thanks.
cute_boboi
post Feb 26 2009, 10:38 AM

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QUOTE(David83 @ Feb 25 2009, 06:59 PM)
So what's the purpose of having the 3 digits at the back?
*
For that CC, I got no idea hmm.gif Visa I got reference the 3-digit at the back before.

Anyway, I did not receive any latest TP catalogue from MBB sad.gif Already received monthly CC statement.
gyver
post Feb 26 2009, 10:43 AM

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Me too. In my last statement from MBB there was no catalog.
Secret_Garden
post Feb 26 2009, 11:15 AM

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QUOTE(boonsin23 @ Feb 25 2009, 04:58 PM)
i used the 4 digits to registered AMEX online account.
*
I cant ever used the 4 digits to registered AMEX online account. My card is MBB AMEX Classic credit card. I received my TP catalogue together with the card statement

This post has been edited by Secret_Garden: Feb 26 2009, 11:16 AM
cute_boboi
post Feb 26 2009, 11:23 AM

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QUOTE(Secret_Garden @ Feb 26 2009, 11:15 AM)
I cant ever used the 4 digits to registered AMEX online account. My card is MBB AMEX Classic credit card. I received my TP catalogue together with the card statement
*
Vaguely, if you are referring to the actual Amex Charge card online, no, you can't register. You need the Charge card.

Same with MBB auto-pay bill. You can only auto-pay TNB with Amex Charge card. Not Amex Credit card.
aeronlim
post Feb 26 2009, 12:34 PM

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Want to ask previous UOB CC users...

Recently I'm cancel my credit card, the bank staff ask me to call back their customer service after 1 week. Just want to know did they giving you any documents (Cancel confirmation letter or something like that) as a proof when you walk in to cancel the card?
SUSDavid83
post Feb 26 2009, 03:08 PM

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I also didn't receive TP catalogue. Barely statements.
Reventon
post Feb 26 2009, 03:11 PM

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QUOTE(aeronlim @ Feb 26 2009, 12:34 PM)
Want to ask previous UOB CC users...

Recently I'm cancel my credit card, the bank staff ask me to call back their customer service after 1 week. Just want to know did they giving you any documents (Cancel confirmation letter or something like that) as a proof when you walk in to cancel the card?
*
If you walk into their branch and submit the cancellation form, you may request a photocopy of the form from them. After your account has been successfully closed ( in the bank system ), UOB will send EACH card a closure confirmation letter to your mailing address.

pingping86
post Feb 26 2009, 03:38 PM

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QUOTE(GHz @ Feb 25 2009, 09:51 PM)
I think cash advance fee is 5% or RM50 which ever is higher. The interest is applicable if you not settle the amount by due date. The rate is depend on your tier rate 17.5%, 16% or 13.5%.
*
If i take out cash today that mean the due date is the 26 march 2009 izzit???
If the fee is 20bucks... thats mean i have to pay RM320 by 26 march 2009???
arsenal
post Feb 26 2009, 03:53 PM

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QUOTE(pingping86 @ Feb 26 2009, 03:38 PM)
If i take out cash today that mean the due date is the 26 march 2009 izzit???
If the fee is 20bucks... thats mean i have to pay RM320 by 26 march 2009???
*
The interested is calculated daily...
davidlow7
post Feb 26 2009, 05:55 PM

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I've got my EON CC approved beginning of this month but till today I've not received it yet.

I called up the CS and was informed they had sent via PosLaju to my office on 5th Feb but till today not receive.
Check with my company mailroom, no such post came.

I was mad and I asked the CS what they gonna do, they then suggested to send to my home. I told them I am not at home and I am in the office all the time.

I then asked the CS would the postman call me when he is here to deliver me the item? CS said they won't call but they knock your office door.
I told them this is ridiculous, the address has already shown TOWERS(building)... how he wanna knock the door? For sure the delivery will fail.

I then ask them what they intend to do now. They said send it to branch but I said I don't have time to go branch, is there any other solution? Sadly they just ask me to wait for the card to be returned back to them.

It is already 3 weeks and the card is still not returned back to EON. I'm not sure has someone taken the card for fraud or other.

This post has been edited by davidlow7: Feb 26 2009, 05:56 PM
pingping86
post Feb 26 2009, 07:32 PM

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QUOTE(arsenal @ Feb 26 2009, 03:53 PM)
The interested is calculated daily...
*
HUH!!! daily ah... 1day how much interest wow..???
Reventon
post Feb 26 2009, 08:04 PM

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QUOTE(davidlow7 @ Feb 26 2009, 05:55 PM)
I've got my EON CC approved beginning of this month but till today I've not received it yet.

I called up the CS and was informed they had sent via PosLaju to my office on 5th Feb but till today not receive.
Check with my company mailroom, no such post came.

I was mad and I asked the CS what they gonna do, they then suggested to send to my home. I told them I am not at home and I am in the office all the time.

I then asked the CS would the postman call me when he is here to deliver me the item? CS said they won't call but they knock your office door.
I told them this is ridiculous, the address has already shown TOWERS(building)... how he wanna knock the door? For sure the delivery will fail.

I then ask them what they intend to do now. They said send it to branch but I said I don't have time to go branch, is there any other solution? Sadly they just ask me to wait for the card to be returned back to them.

It is already 3 weeks and the card is still not returned back to EON. I'm not sure has someone taken the card for fraud or other.
*
i've record breaking waiting time from eon bank for the card around 2 months from the date i receive the approval letter. That was when visa changed it's logo few years back. Their reason is " out of visa card stock, need to wait for the new visa arriving their center " doh.gif
i suggest if you can ask them to send it to Eon bank pavilion branch, open 7 days week, as i assume your working time is same with bank, on weekend both bank and you are on leave. Alternately, you may collect it at pos laju as they do operate on sunday if i remember it correctly.














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