Credit Card Thread V5, (added FMB website to 1st post)
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 Nov 6 2008, 11:16 AM
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#1
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Junior Member
370 posts Joined: Mar 2007  
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Thanks hye and amerz for the reply in CC thread V4, I think will collect my Petronas VISA and start earn Treat Point,
 by the way, want to inform that UOB One Card have the latest promotions 4% Cash Rebates at TESCO, Carrefour and Giant !! (1 Nov - 31 Jan 09) Link http://www1.uob.com.my/webpages/p_cards_credit_One.htm The most i surprise is Giant got 4% rebate, for Citibank co-brand card (Giant VISA) it only gives the card user 2%, but UOB give more than that, also for Tesco, HLB gives 3% cash rebate only. |
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Nov 15 2008, 12:44 PM
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#2
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Junior Member
370 posts Joined: Mar 2007
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Need some helps here
I saw Maybank offer AMEX Credit Card and Charge Card. Just want to know more about the charge card part, any Maybank charge card user please help 1) How was the design for the Maybank AMEX charge card? Is it a soldier inside a green card, or a Yellow Card that only have the "AMEX" small sign at the right bottom of the card? I ask the staff inside Maybank, she seems also not clear about the design. Personal prefered the "Soldier in Green".... 2) For the Membership Reward Programme as stated as the brochure, we have to pay RM 25 for each year right? May i know is the point earned consider as Maybank Treatpoints or it is other type of rewards point, if it is Treatpoint it will be great for me as i can use the Petronas VISA + this AMEX to redeem the gift faster, hehe... Thanks for the helps.. |
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Nov 19 2008, 09:08 AM
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#3
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Junior Member
370 posts Joined: Mar 2007
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Want to apply for Ikhwan AMEX Gold Card,
1) Did the 2X Treatpoint for AMEX is temporary? 2) In the form, i see a place that have Akad Declaration, should i sign this if i'm non-muslim? Headache about the AMEX all the times :\ |
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Nov 20 2008, 03:04 PM
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#4
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Junior Member
370 posts Joined: Mar 2007
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Want to get 1 American Express Card since last week,after thinking i would like to take a Credit Card instead of Charge Card to speed up my point earning.
There are 2 choices for Maybank AMEX Credit Card 1) Ikhwan Maybank AMEX 2) Maybankard Classic AMEX Card Want to know more about the Maybankard Classic AMEX Card. For the Treatpoint earning, is that 2x for Maybankard Classic AMEX Card? Thanks |
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Nov 20 2008, 04:34 PM
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#5
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Junior Member
370 posts Joined: Mar 2007
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Thanks Cuteboboi, you answered most of my doubt.
Actually just decided to get the AMEX Ikhwan, but afraid of something is can't buy by using it. (Wine, Pork, Gamble, perhaps i not meant to, but i m afraid 1 day if i m out of cash and need to buy it, then it will be my worst nightmare) Thanks for the answer, i try to apply for Maybankard Classic Credit Card now |
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Nov 21 2008, 01:08 PM
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#6
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(cute_boboi @ Nov 20 2008, 04:58 PM) You are welcomed. My experience using MBB Amex Credit Card for >2 years: Yes, the 2% cash rebate is quite interesting but not all of the purchase we will get 2%, for example Giant VISA, 2% on Giant and others 0.5% only. By the way, AMEX can get 2x on all purchase and it can be accumulate together with other Credit Card/ Savings/ Current Account in M2U (that's i interested). Just want to get the point grow faster, coz MBB Petronas VISA get 1 TP for other purchase outside Petronas, the AMEX will substitude at this part 1) No problem swipe local or overseas at all (Asean & Europe), as long as they accept Amex  2) Sometimes local shops have problem swipe/approval MBB Amex Credit card, but no problem with MBB Visa/Mastercard.  3) No issue with credit limit, as it is more than enough to use. 4) CL is combined with other MBB Visa/Mastercard. MBB Amex Charge Card CL is separate though. 5) Recognition/status/class/etc - I don't care, as long as can swipe and collect MORE points than normal. 6) Benefits - not much. I seldom use for promotion or airport lounge or etc. I don't like to hang around airport for too long. 1-2 hours for shopping/walk around/wash eyes  Coming back to Ikhwan/basic Amex credit card, I read above posting Ikhwan is rebate % ? Do a simple calculation, nowadays MBB TP 8500 = RM50 voucher, which means need to spend 8500/2 = RM4,250 to get RM50 voucher. If Ikhwan is 2% rebate, spend RM4,250 x 2% = RM85 !!! More worth it. To make things complicated a bit  , my MBB Petronas is 5x TP, which is 8500/5 = RM1,700 to get RM50 voucher.If Ikhwan rebate 2% @RM1,700 = RM34 only. Means more worthwhile to use MBB Petronas CC at Petronas station, rather than MBB Amex.  BTW, your signature is Hong Leong Bank CC application ?   Ya, i m agent for Hong Leong Bank, thanks for the answers |
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Nov 29 2008, 10:43 AM
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#7
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Junior Member
370 posts Joined: Mar 2007
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Just get my Maybank AMEX card, wanna ask something here, did you guys call to the Maybank and ask them waive your AMEX annual fee and how they response?
I heard nowsaday not all of the bank will waive your annual fee when you call to them (eg Citibank Co-brand card), but i wish the bank can waive for me instead of using my hard earning treat point to pay for the annual fee (10000 points = RM 5000 spend on the AMEX card) Mine one is Maybank AMEX Classic Hope somebody helps, thank you |
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Nov 29 2008, 11:45 AM
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#8
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(David83 @ Nov 29 2008, 11:05 AM) Your AMEX card is an additional card or a brand new applied card? It is a brand new card. i've applied and get the Maybank Petronas VISA before that, i applied AMEX Credit Card after a month |
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Dec 5 2008, 11:43 AM
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#9
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(lil`pumpkinz @ Nov 9 2008, 01:06 PM) do you all receive calls from the menara kad people asking for your card info and telling that they wana send you some sort of member cards recently? it is suggest you go to their company to clear about what actually they provide, nowsday a lots of scam...QUOTE(kindaichi @ Nov 9 2008, 01:27 PM) anyone knows roughly how long does it take to know if my citibank clear card has been approved or not? want to call them to ask abt the status.... Approval takes 3-4 weeks if you apply through agent or online... |
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Jan 3 2009, 11:46 AM
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#10
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Junior Member
370 posts Joined: Mar 2007
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Hong Leong Bank currently provide cash rebate 2% for every weekdays, and 6% cash rebate for every weekend, quite nice. Subjected to minimum spending of RM 50 per transaction.
yesterday just see their promotion in ntv7 |
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Jan 6 2009, 08:47 AM
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#11
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(cute_boboi @ Jan 5 2009, 11:12 AM) I pumped Petronas yesterday (4/1/2009). Today check MBB online is not there yet. Maybe wait another 12-24 hours and we'll know whether 5x TP is still valid or not. Hi cuteboiboi and zenquix,BTW, pumped on 31/12/2008 (transact) and posted online 1/1/2009, still 5x TP. Now still got 5x TP for MBB Petronas or not? Will use AMEX to buy petrol if it is 1x TP.... |
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Jan 9 2009, 03:29 PM
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#12
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Junior Member
370 posts Joined: Mar 2007
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wow, Alliance Bank Younique card is cool man!! You can design your own picture and let the bank print it on the card, your card will be the only exclusive card (perhaps if not using any famous picture)
By the way, 3 choice to choose 2% Cash rebate 2x Reward Points 1/2 of the Interest (9%) So the reward point and interest got any conditions? since there is a minimum spending range for cash rebate to entitle 2% rebate... |
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Jan 12 2009, 02:44 PM
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#13
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(zenquix @ Jan 12 2009, 08:59 AM) Alliance Bank's You:niques cash rebate rate is even better than Public Bank's. Ya, agree with you, for high volume shopper, it is a good card as 2% cash rebate is a consider fair discount for your purchase.QUOTE(Asus @ Jan 12 2009, 02:17 PM) regarding the Alliance Bank's You:niques...the 9% interest charged is it applicable from the 1st month we use the card? or need for few month... No, it charged 9% p.a. when you have any carried forward balance from previous month. Normally the bank charge 18% p.a interest (12% for AmBank True Card)Hope this helps This post has been edited by aeronlim: Jan 12 2009, 02:45 PM |
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Feb 26 2009, 12:34 PM
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#14
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Junior Member
370 posts Joined: Mar 2007
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Want to ask previous UOB CC users...
Recently I'm cancel my credit card, the bank staff ask me to call back their customer service after 1 week. Just want to know did they giving you any documents (Cancel confirmation letter or something like that) as a proof when you walk in to cancel the card? |
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Mar 3 2009, 04:54 PM
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#15
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(High-End Power @ Mar 3 2009, 04:21 PM) Maybank branches are terrible service. Tried few times to request for upgrade credit limit..either they request for salary slip/other bank statements latest 3 months since salary not bank-in to Maybank...and EA Form..but no news at all. Maybe the staff there too lazy to submit or lost my forms. Called the card centre to check found out NO REQUEST been made all the while. Made me wasted few weeks waiting only. Finally called up the card centre customer service hotline and the CSO actually do it thru the phone for me Share with you guys my experience here: He said no documents required because im holding their card more than 24 months  1 day later credit limit increased already...fast service  I applied for Petronas Supplementary Card, I call the CS after 5 weeks of submission, the officer check there is no submission and ask me to re-submit again, i'm disapointed with their service so i didn't do so. Then you guess what? After 1 day, i receive the card! Maybe Maybank love to give people surprise? |
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