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 Credit Card Thread V5, (added FMB website to 1st post)

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bluffy83
post Feb 23 2009, 12:59 PM

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great rebate still depends on tier.. if u spend more than 2.5k a month.. its really worth it
fikrie
post Feb 23 2009, 01:54 PM

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QUOTE(arsenal @ Feb 22 2009, 07:59 PM)
it is better to pay online...anytime also can...
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thats not always de case.. 12 midnite n after, normally offline.. especially weekend.. it says 'general transaction errors'.. i believe m2u also like dat.. but with different 'reasons'..

Dun ask me y i do online banking in de middle of de nite, coz maybe some of us do..
heizad
post Feb 23 2009, 01:59 PM

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IINM for cimbclicks the maintenance time will be 12-1245 a.m..after that can login as usual edi smile.gif
he-sham
post Feb 23 2009, 02:04 PM

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starting from next month CIMB DA will charge 1% for oversea transaction.... sad.gif

i wonder now which c.card company not imply any charge on oversea transaction...
tgeoklin
post Feb 23 2009, 02:14 PM

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QUOTE(he-sham @ Feb 23 2009, 02:04 PM)
starting from next month CIMB DA will charge 1% for oversea transaction....  sad.gif 

i wonder now which c.card company not imply any charge on oversea transaction...
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RHB & UOB
he-sham
post Feb 23 2009, 02:21 PM

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QUOTE(tgeoklin @ Feb 23 2009, 02:14 PM)
RHB & UOB
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i always have bad luck in applying RHB & UOB cc.... try to apply several times for both banks but got rejected everytime...at least i got their freegift.. whistling.gif
tgeoklin
post Feb 23 2009, 02:32 PM

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QUOTE(he-sham @ Feb 23 2009, 02:21 PM)
i always have bad luck in applying RHB & UOB cc.... try to apply several times for both banks but got rejected everytime...at least i got their freegift..  whistling.gif
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In theory all islamic should also not have such charges but I could be wrong. Do check them out. Cheers tongue.gif
he-sham
post Feb 23 2009, 03:00 PM

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QUOTE(tgeoklin @ Feb 23 2009, 02:32 PM)
In theory all islamic should also not have such charges but I could be wrong. Do check them out. Cheers tongue.gif
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actually i also dont know how they charge it....last time i used my citibank,ambank,bankislam & DA card in uk,france & germany, all i can see in the statement are direct exchange rate...of course different bank different rate but where they put the 1% charge i dont know....

from the exchange rate, i can say DA (master) is the best (low rate)....bank islam 2nd (master)...ambank 3rd (master)......citibank 4th (visa)....but it also depend on exchange rate at the day of transaction right...
zenwell
post Feb 23 2009, 03:03 PM

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QUOTE(eddievh @ Feb 23 2009, 10:35 AM)
Anyone applying Alliance Bank Younique card? What feature you all choose,great reward,great rabate or great rate? This morning i went to apply i choose great rebate.
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submitted last week. I select great rebate.
WhiteWing
post Feb 23 2009, 04:57 PM

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I just submit today ~ I choose low interest rate xD
arsenal
post Feb 23 2009, 05:57 PM

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I just got my alliance bank cc....i choose rebate...
SUSsdin3269
post Feb 23 2009, 08:24 PM

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hi

I was shocked that my rhb card charhing interest for any transaction, usually the interest only apply if u dont pay all oustanding amount. Someone told me that it is new regulaton.
How about other banks?

Please advice.
numx
post Feb 23 2009, 08:26 PM

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I got my picture card last week >.<
Shinichi
post Feb 23 2009, 08:53 PM

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QUOTE(zenwell @ Feb 23 2009, 10:24 AM)
Huh?! That means sumthing wrong with the machine or my eyes? I even ask some ppl around to help me see where is the button to indicate "change password" function but no1 can find. funny ler  sweat.gif
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I think not all banks CC allow you to change password. Some allow and some not....
T_flash
post Feb 23 2009, 08:54 PM

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so confirmed that CIMB's credit card will start charing 1% fee for oversea transaction?
arsenal
post Feb 23 2009, 09:12 PM

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My younique card wrong picture...they will send new card this week....smile.gif
cenkudu
post Feb 23 2009, 09:53 PM

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which one is better use only 1CC for every transactions and just pay 1 CC bill every month or use several CC (e.g. 3 CC) for different purposes (depend on reward etc) and pay the same amount of bill but to several CC.
vin_ann
post Feb 23 2009, 10:39 PM

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QUOTE(he-sham @ Feb 23 2009, 03:00 PM)
actually i also dont know how they charge it....last time i used my citibank,ambank,bankislam & DA card in uk,france & germany, all i can see in the statement are direct exchange rate...of course different bank different rate but where they put the 1% charge i dont know....

from the exchange rate, i can say DA (master) is the best (low rate)....bank islam 2nd (master)...ambank 3rd (master)......citibank 4th (visa)....but it also depend on exchange rate at the day of transaction right...
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i was told by fren tht HSBC is impose the 1% oversea transaction fee into the exchange rate.

so it's might be the case DA following it.

true o not true, i cant confirm.
wkf
post Feb 23 2009, 11:32 PM

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how is the credit card with alliance bank.
zenquix
post Feb 23 2009, 11:39 PM

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HSBC is 2% on top of whatever Visa/Mastercard Internationl charges

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