Confirmed. To commence the additional charges of 1% effective 1st April 2009.

Previous statement,did you owe them any rm? If previous month you pay in full,then call them up and screw kaw them kaw-kaw.

Anyone of you have maybank AMEK credit card? Did you guys notice that on the top right corner there have 4 digit. What is the 4 digit number for? It's for the online transaction security purpose?

the 4 digit should be your credit card first 4 digit right,i assume

The 4-digit on MBB Amex credit card in front, is the CVV code, similiar to Visa/Master 3-digit code at the back.

no, it not the same.

but at back of the card also have the 3-digit code.


last time I using the 3-digit code for paying my gf ACCA fee, yesterday I used the 3-digit-code 1st but then the Prometric cant accept and ask me the 4-digit code above the AMEK logo (top right corner) so i key in the 4-digit-code and it accept.



I confusing now because front have the 4-digit code and behind also have 3-digit code. Which one is the correct security transaction or both also can use?

does anybody know DirectAccess credit card still have easy payment plan for amount above rm1k ?

i used the 4 digits to registered AMEX online account.

Anyone changed their cimb cc PW using atm? I asked the CIMB CS, they told me CIMB cc cannot change PW. you have to use the pin they give. but when i tried to use the cc at atm, it keeps prompting me to change PW to proceed

Speaking about international charges, i think MBB now charges 1%, I just seen it on my latest statement

Can anyone else confirm this? Thx

Hi all,

i have start my working life since last year, but i have no credit card. i would like to have one.


i don't want to apply in those shopping mall cuz i am scare of their ... "too passionate" and aggressive.



also, i need a trustable 1.

do anyone do credit card here? or anyone have friend do credit card?
can i have those people's contact and phone no.?
if can, i want promoter from each bank.

What is the requirement to get a HSBC/CITIBANK Gold credit card? I am holding citibank airasia silver.

I didn't notice that clearly till you pointed out. The 4 digit on the front side of the card is definitely does not match the last 4 digit of your AMEX card number.

MBB Amex Credit Card (Gold)

It is the CVV code to enter when online purchase or verification. Already tried it before. And I've never reference the back 3-digit before for any usage.

It will not match the front/back numbers of the CC.

So what's the purpose of having the 3 digits at the back?

I've paste the code for the first page in my first post for easier copy and paste.
So when the time comes; welcome frequent posters to create the new version.

Any Citibank users got charged 17% interests PER MONTH recently?

My colleague show me his Citibank statement yesterday, owing them RM70+, got charged RM11++ for interest

And it stated, Financial Charges of 17% per month.... duh...

i can confirm the pin change can be done via the cimb atm . I've tried it before , try to look around the atm instruction.

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Added on February 25, 2009, 8:03 pmIt's something like the card ID , for online registration at AMEX website , you need to provide the 4-digits ID , when the time you need to use your card manually , when the merchant want to get approval code for the transaction over the phone, they will ask for the ID number as well.

This post has been edited by Reventon: Feb 25 2009, 08:03 PM

I need urgent help here...
Im holding UOB ONE card now...
I want to take cash out from ATM machine RM300
Can anyone tell me how much interest ill be charge???

HSBC Gold - RM40,000/pa
Citibank Gold - RM36,000/pa