Called Maybank CS and confirmed that they have received my Ikhwan application (included the faxed top up version) and starting to process.
Credit Card Thread V5, (added FMB website to 1st post)
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 Nov 7 2008, 09:46 AM
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#1
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All Stars
52,874 posts Joined: Jan 2003 
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Nov 8 2008, 03:31 PM
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#2
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All Stars
52,874 posts Joined: Jan 2003
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My Ikhwan Amex card appears in M2U. I think my application has been approved. Waiting for the card to arrive.
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Nov 8 2008, 05:04 PM
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#3
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 8 2008, 04:44 PM) is it logic to get CL of 10k for RM4.5k salary? or should it be more or less? consider there is no other limiting factor Should be 3x of your basic salary I think. |
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Nov 8 2008, 06:51 PM
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#4
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 8 2008, 06:46 PM) what is the advantage of MBB Ikhwan? any rebates? Ikhwan Visa Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsIkhwan Visa Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Amex Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Amex Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Nov 9 2008, 02:14 PM
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#5
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All Stars
52,874 posts Joined: Jan 2003
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Can we file a police report or what on this kind of scam? Any appropriate authority?
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Nov 9 2008, 03:18 PM
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#6
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 9 2008, 03:14 PM) Is there any other hidden charge if we apply for balance transfer plan? plan to settle outstanding balance in previous card ASAP. looks like it is much more cheaper to use balance transfer plan instead of pay to the bank bit by bit (interest much more higher) Balance transfer has:1. Lower one time interest charged (depending on the offer from the bank) 2. Some sort like a installament plan 3. Has minimum amount. 4. Has maximum transfer (3 for most generic) 5. Has processing fee. |
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Nov 9 2008, 05:22 PM
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#7
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 05:04 PM) why suddenly want to get islamic credit card? I'm only interested with the AMEX. |
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Nov 9 2008, 10:26 PM
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#8
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 9 2008, 10:11 PM) Should consider the charge card as well if you pay full each month. It comes with 3 years annual fee free now. I'm using the MBB Gold AMEX now and is considering migrating to the charge card. My salary doesn't qualify for AMEX charge card.P.S. Still no news about my Ikhwan VISA Gold application yet  |
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Nov 9 2008, 10:47 PM
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#9
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 10:37 PM) wei, it's conflicting la... what u wan try to tell? The Ikhwan AMEX I applied is a credit card; not charge card.i ask u, y u wan apply, tht islamic amex card, u give me another 1 pulak...  |
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Nov 9 2008, 11:28 PM
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#10
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 11:28 PM) my question is what's so special compare to other MBB card which attract you to apply? 2x TP. |
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Nov 10 2008, 08:21 AM
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#11
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 10 2008, 08:13 AM) David83, you forget to mention the Ikhwan card is "FREE FOR LIFE" You need to reach minimum annual swipe of 12. |
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Nov 10 2008, 07:17 PM
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#12
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 10 2008, 04:03 PM) Which is a piece of cake. Just spend on petrol alone will do For petrol, I have MBB Petronas Visa.  |
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Nov 10 2008, 07:42 PM
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#13
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All Stars
52,874 posts Joined: Jan 2003
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I have been eyeing for AMEX since last year.
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Nov 10 2008, 09:56 PM
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#14
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All Stars
52,874 posts Joined: Jan 2003
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The Maybank staff lied to me that in order to qualify for AMEX Charge Card, my current limit of my MBB cards should touch RM 10k.
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Nov 10 2008, 10:41 PM
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#15
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(city_monster @ Nov 10 2008, 10:25 PM) What is your current MBB card limit? Lower than that requirement.QUOTE(vin_ann @ Nov 10 2008, 10:39 PM) aiyo... why so care about ur credit limits.... I didn't care but that's the min requirement the bank staff told me. |
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Nov 11 2008, 08:56 AM
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#16
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All Stars
52,874 posts Joined: Jan 2003
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It's OK. I think for the mean time, credit charge still best for me.
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Nov 11 2008, 08:25 PM
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#17
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All Stars
52,874 posts Joined: Jan 2003
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Usually the merchant will absorb the processing fee or it could be already included in the shown price tag.
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Nov 11 2008, 08:47 PM
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#18
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All Stars
52,874 posts Joined: Jan 2003
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The idea of installament program is for cash revolving. If you don't want to cash out a large sum of money in one shot, installament program will be very handy to you. Use it with cautious and wise. You don't want to end up with high debts.
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Nov 11 2008, 09:51 PM
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#19
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All Stars
52,874 posts Joined: Jan 2003
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Mr boon, you combined wrongly or what?
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Nov 12 2008, 12:34 PM
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#20
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All Stars
52,874 posts Joined: Jan 2003
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I just fetched my MBB IKhwan AMEX from the branch.
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