Dear Playbook...

As you can see from post by mr david, currently cimb offer free for life credit card - no minimum spending, no conditions, no joining fee, no annual fee...you can apply for this CC

One question here...
is it ok if we dont use this card for several months ? is there any charge will be given if we do not spend actively using this cimb paypass cc?

Some CC just off my mind:
1) MBB Flexx - Min rm300/mth

2) Citibank Choice - Min 2 swipe /mth

MBB flex no more min rm300 liao...juz swipe 2times a month

I don't think that there'll be any charges if you don't use it since it's a FREE for Life - No joining fees, No annual fees, No conditions (quoted from the brochure).

To be exact, its not CIMB but Direct Access
Go CIMB and ask for free for life CC and u will not get the correct card if u dont say Direct Access.



Maybank too lazy to update website

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Added on January 3, 2008, 2:52 pmHmm i just saw the CIMB Diploma card, free for life..

But promotion ends on 31st April 2007

This post has been edited by WaCKy-Angel: Jan 3 2008, 02:52 PM

WaCKy, I just get back from CIMB.. currently they have promotion for the CIMB Paypass CC itself (not the direct access)..as i mentioned before..there are no joining fees, no annual fees and no conditions.. i have the form with me now..

But i still want to get the DirectAccess cc for me..i can get the gold card if i apply with DA instead of only classic card if i apply for the CIMB card.

I saw the online form it says promotion ended 30th April 2007..

I shall get one too..any agents want to take my application?

Yeah, I also noticed that. I think CIMB admin did not update their site regularly..
No need for an agent WaCKy.

Just go directly to any CIMB branch, and apply. Bring along a photocopy of important documents as stated below:
For CIMB PayPass CC
1.IC (both sides)
2.Latest Salary Slips(not sure for previous 2 or 3 mths )

For DirectAccess CC
1.Same as above 1 and 2
2.Degree Certificate
3.Business Card

Hope these info will helps

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Added on January 3, 2008, 3:45 pmwhat will happens if we have a credit card(eg cimb paypass or direct access that is free for life and have no min swipes), and we only used it seldomly(let say once a mth).. and sometimes we did not used it for 2 or 3 mths..
what will happens to our CC? is there any extra charge will be given ? or our account will be freeze or something like that ?

can anyone clarify me about this matter ? thanks..kinda new to this CC matters.. thanks again

This post has been edited by shiniraz: Jan 3 2008, 03:45 PM

i am of the opinion that ocbc malaysia has totally 'cheapened' the prestige of platinum by offering this card. the income requirement isnt even half of what other banks demand to be platinum cardholder. what a shame.

I totally agree on this. Wouldn't want to cheapened my image if I do get this card.

There's a difference between both:

CIMB Mastercard with Paypass CC is a classic while CIMB DA Visa/Mastercard CC is a gold.

Both cards are FREE for life without any condition.

Is it ? I'm not up to date

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Added on January 3, 2008, 5:06 pmWhat's the minimum requirement for OCBC Platinum Master ? rm150k p.a. ?


This post has been edited by cute_boboi: Jan 3 2008, 05:06 PM

Ok allow me to clarify this once and for all. I just went to CIMB just now, application form in front of me now.
Platinum, Gold, Classic, all free for life for CIMB Mastercard (NOT DA)
Platinum Supplementary also free for life
Gold and Classic Supplementary free for 1st year only
Exchange rate is determined by Mastercard International + NO administration cost

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Added on January 3, 2008, 5:31 pmIf you're asking about the OCBC Robinson's Platinum, as I mentioned before it's just 48k


This post has been edited by myusername: Jan 3 2008, 05:31 PM

48k as min income requirement? this robinsons platinum will be the joke of the wannabes.

So what else different besides the card colour?
Probably the DA limit is slightly higher coz the requirement is slightly higher too.
If CIMB gets 4k limit, DA will get 5k limit

U need to read the fine print.

Sorry, my old eyes must be failing me again. What did I miss in the fine print?

I meant u said CIMB platinum all free for life....

Ofcourse its free for life (if u swipe 2 times monthly).

Sorry, I must be going senile. Where does it say that you have to swipe twice a month for CIMB Mastercard?! I'm holding the application form in my hand, and I spoke to the bank earlier. He said no hidden charges, no conditions, free for life. Are you sure you are talking about the right card and the right fine print?

-> -> ->

agreed. must mention Direct acess...