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 CREDIT Card Thread v2, Everything about the world of plastic

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WaCKy-Angel
post Jan 3 2008, 09:36 PM

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QUOTE(myusername @ Jan 3 2008, 06:11 PM)
Sorry, I must be going senile. Where does it say that you have to swipe twice a month for CIMB Mastercard?! I'm holding the application form in my hand, and I spoke to the bank earlier. He said no hidden charges, no conditions, free for life. Are you sure you are talking about the right card and the right fine print?
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http://www.cimbbank.com.my/index.php?ch=ba...2&tpt=cimb_bank
myusername
post Jan 3 2008, 09:56 PM

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QUOTE(WaCKy-Angel @ Jan 3 2008, 09:36 PM)
The website must be outdated, as I went to the bank in person and they told me free for life, no conditions, no hidden charges. Furthermore, there is nothing that says must swipe twice a month? Is the fine print so fine my old eyes cannot see? hmm.gif

In any case, the plat is still free for life, so it's all good.
SUSDavid83
post Jan 3 2008, 10:08 PM

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I have the brochure with me and it's clearly stated that for CIMB Mastercard Paypass CC:

Principal - FREE for life on Classic, Gold and Platinum

Supplimentary - FREE for life on Platinum only

myusername
post Jan 3 2008, 10:28 PM

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QUOTE(David83 @ Jan 3 2008, 10:08 PM)
I have the brochure with me and it's clearly stated that for CIMB Mastercard Paypass CC:

Principal - FREE for life on Classic, Gold and Platinum

Supplimentary - FREE for life on Platinum only
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Thanks David, I thought I was going senile. I usually don't miss the fine print.
josephtan83
post Jan 3 2008, 10:51 PM

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Hi! Interested in getting a free-for-life DA cc here. Any DA credit card agents pls PM thanks!!
vin_ann
post Jan 3 2008, 11:18 PM

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QUOTE(josephtan83 @ Jan 3 2008, 10:51 PM)
Hi! Interested in getting a free-for-life DA cc here. Any DA credit card agents pls PM thanks!!
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aiyo... another 1....

just walks into any CIMB bank lol... fills in the form... and bring all documents....
Efalex
post Jan 4 2008, 12:13 AM

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Guys, allow me to clarify something here.
DA is originally started by Southern Bank before they merged with CIMB. Their were designed for the "Graduated" which means you must own a Diploma or Degree to apply for it. It's been a Free For Life card since it begin.

The other CIMB (Paypass) are the originally the CC from CIMB, consists of Classic, Gold and Platinum. For the past few only CIMB started offering these as Free For Life. Currently they are promoting the Gold Card with free gift for the walk in applicant (applied on a few branches only - their HQ at Damansara (formerly Southern Bank HQ) for the Klang Valley area). This was advertised in newspaper a while back.

p/s: I'm a Southern Bank CC holder since 2001 and recently they offer an upgrade to Gold Card that are Free For Life.

FYI: EON Bank also offer a Free For Life for their CC with the condition you need to swipe it for at least 12 times in a year (average once a month), but they are very conservative on the credit limit.
anglee82
post Jan 4 2008, 12:30 AM

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i'm using maybank CCard....they gave 1 treatpoint per 1rm swipe...
can anyone tell me these treatpoint and expire date?? like in bonuslink


charymsylyn
post Jan 4 2008, 02:13 AM

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QUOTE(anglee82 @ Jan 4 2008, 12:30 AM)
i'm using maybank CCard....they gave 1 treatpoint per 1rm swipe...
can anyone tell me these treatpoint and expire date?? like in bonuslink
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Maybank Treatpoints do not expire, even if the account is closed.
guanteik
post Jan 4 2008, 07:14 AM

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QUOTE(charymsylyn @ Jan 4 2008, 02:13 AM)
Maybank Treatpoints do not expire, even if the account is closed.
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Great... this is a definate answer for my question asked a few weeks ago...
WaCKy-Angel
post Jan 4 2008, 02:13 PM

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Hmm my colleague just said her bro applied last month and its not free for life..
I shall be paying CIMB bank a visit soon..

And if there is CIMB agent here do contact me...
Its for a benefit for me, but just wanna let ppl earn commission only..
Btw if its really free for life, im sure i will be submitting atleast 5 application.
l3iTi
post Jan 4 2008, 06:42 PM

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Anyone using this one?

OCBC Great Eastern VISA Gold ??
I read the features is like this

3-year Annual Fee Waiver and up to 2 supplementary card.
Rebate on Great Eastern and OAC Insurance Premiums.
10% discount on your Will writing.
Free Travel Insurance.
Health Check Privileges.
Applicant must be Great Eastern policyholders .

I wish to know how the Rebate on the Insurance Premiums work...


vin_ann
post Jan 4 2008, 06:53 PM

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QUOTE(Efalex @ Jan 4 2008, 12:13 AM)
Guys, allow me to clarify something here.
DA is originally started by Southern Bank before they merged with CIMB. Their were designed for the "Graduated" which means you must own a Diploma or Degree to apply for it. It's been a Free For Life card since it begin.

The other CIMB (Paypass) are the originally the CC from CIMB, consists of Classic, Gold and Platinum. For the past few only CIMB started offering these as Free For Life. Currently they are promoting the Gold Card with free gift for the walk in applicant (applied on a few branches only - their HQ at Damansara (formerly Southern Bank HQ) for the Klang Valley area). This was advertised in newspaper a while back.

p/s: I'm a Southern Bank CC holder since 2001 and recently they offer an upgrade to Gold Card that are Free For Life.

FYI: EON Bank also offer a Free For Life for their CC with the condition you need to swipe it for at least 12 times in a year (average once a month), but they are very conservative on the credit limit.
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Great information. im submitted my application via CIMB branch on 24Dec and today got calls from SC... they will be sending the card to my house... tongue.gif

QUOTE(l3iTi @ Jan 4 2008, 06:42 PM)
Anyone using this one?

OCBC Great Eastern VISA Gold  ??
I read the features is like this

3-year Annual Fee Waiver and up to 2 supplementary card.
Rebate on Great Eastern and OAC Insurance Premiums.
10% discount on your Will writing.
Free Travel Insurance.
Health Check Privileges.
Applicant must be Great Eastern policyholders .

I wish to know how the Rebate on the Insurance Premiums work...
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Basically, u just redeem using ur credit card points to pay for the insurance premium. tht's all...
for the extract points redeem worth how much of rebate u have to call in and ask lol...

last time i got called to enquired, but it's seems like others CC, need quite lots of point to redeem a RM50 rebate.....
lthock
post Jan 4 2008, 07:37 PM

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QUOTE(charymsylyn @ Jan 4 2008, 02:13 AM)
Maybank Treatpoints do not expire, even if the account is closed.
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thanks...i also was wondering the same thing...any1 got the latest maybank catalog 2008 yet??
DDSFan8
post Jan 4 2008, 11:54 PM

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Breaking News.

Not all bank credit cards are free for life.

Agents only say free for life because they want to meet quota. Every card got annual fees except for one or 2 offered by the bank.

If free for life u think the bank can survive? Yes, they offer annual fee waiver provided if you have been an avid card user of that bank
myusername
post Jan 5 2008, 12:22 AM

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Here we go again.
c.o.o.l
post Jan 5 2008, 01:22 AM

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Just got my 2 UOB CC yesterday.
My first and second. lol
Can I ask how to check my statement? Only through their website with online banking? Or they will send statement?
ychwang
post Jan 5 2008, 01:40 AM

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Is it possible to own two card for same type? Own Visa Classic & Gold together. I accidentaly ask them to close my classic account, now I want to open back they say not allowed.

bluefries
post Jan 5 2008, 02:11 AM

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guys wana ask... let said u edi got credit card from maybank n citibank...if wana apply another credit card let said UOB... they need my pay slip again ah ?
charymsylyn
post Jan 5 2008, 03:27 AM

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QUOTE(guanteik @ Jan 4 2008, 07:14 AM)
Great... this is a definate answer for my question asked a few weeks ago...
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Yes, if you have an Amex with 2X points, it's very easy to get something quite nice without spending so much money compared to other banks. rclxms.gif

If you pay your bills using M2U or buy prepaid top-up using Maybank ATM card above RM30, you will also collect 5 points for that transaction. icon_idea.gif

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