Better? Meaning lower?

Yup bank exchange rate is always lower than non-bank exchange rate..
Coz non-bank exchange need to earn money lor

WaCKy-Angel, previously you said that a Visa CC can be used on Mastercard terminal or vice versa, right? How about AMEX card on Visa or Mastercard terminal? How about using Visa Wave CC on Paypass terminal?

Hope you could shed some lights.

Ok guys after doin some readups on those Free Annual Fee cards, i've decided to go with Maybank FLEX. I've got some quieries
1.is it Visa/Master?
2.is it entitled to those TreatPoints too? and does the points have expiry?
3.And also, does petrol refuelling applies to the RM1=1 treatpoints?

This post has been edited by kucingfight: Jan 2 2008, 11:53 AM

Any Debit or Credit Card are eligible for TP collection. So far, TP won't expiry.

As for petrol refilling transaction, only MBB AMEX is eligible for TP whereby RM 1 = 2 TP.

Yup all terminal should accept both Visa and Mastercard, except some exceptional agreement between merchant with bank.

Amex is not compulsory on all terminal, instead usually the terminal owner (bank) will ask whether the merchant want to "add" Amex into the machine or not..

Btw there's also other payment/loyalty program that can be added into the terminal, different bank different program la ofcourse...
Like Bonuslink all those thingy..

I dont think u can use Visa Wave card on Paypass terminal..
Wait i'll just do a test and comfirm.

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Added on January 2, 2008, 12:03 pm1. U can opt for either one, or both, or include Maybank Amex (Not American Express Charge Card)
2. What u mean? any amount u use on your card gets TP, except purchases at petrol station.
3. As above (except Amex like below)

Debit card also got meh?

But anyway, now savings account also got TP..like if u reload HP or pay bills.

Last but not least, if u wan apply card pls look for me
Im Maybankard agent..
I will offer u some cash if your card gets approved (becoz so far Maybank dont give promotion like other bank stingy Maybank )

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Added on January 2, 2008, 12:07 pmOK tested Paypass card on Visa Wave machine..

It doesnt works...

This post has been edited by WaCKy-Angel: Jan 2 2008, 12:07 PM

Better means lower advantage to consumer.
Though Visa Wave and Mastercard Paypass uses similar technology... they are not compatible

Okay, I've got my hands on the CIMB apllication form. Here's what I've found out:
1. CIMB Platimnum is free for life! Supplemetary Platinum is also free for life!
2. Conversion rates are determined by Mastercard International and no additional administrative charges!

Good news for me, I can't think of any reason not to apply now.

1. IINM, Flexx = Visa only
2. Yes, you have Rm1=1 TP. Expiry as per standard MBB CC
3. No TP for fuel using Flexx Visa.

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Added on January 2, 2008, 12:35 pmwoi... PM me pls... got something to ask u.


This post has been edited by cute_boboi: Jan 2 2008, 12:35 PM

1. VISA only
2. Yea, RM1=1TP.
3. Caltex will give 3X TP during it's promotion, not too sure about now (without promotion)

This promotion has ended on 31st December 2007.

I heard someone said its extended?
Or it wasnt 31st Dec b4 extension?

Pretty sure it expired on 31st Dec 07, just have a look on the brochure yesterday and wanted to apply for it b3fore i saw the expired date, unless it got extended.

Originally it supposed to end on 30th November and I was arguing with one of the forumer in this thread by snapping a picture. Then, the promotion has been extended to 31st December.

Quick question. Any benefit of taking OCBC Platinum Robinson's card?

https://www.ocbc.com.my/personal-banking/Ca...m?bcid=M5_C1_S3
https://www.ocbc.com.my/personal-banking/Ca...s_overview.shtm

This post has been edited by WaCKy-Angel: Jan 3 2008, 09:00 AM

If you do a lot of shopping at Robinson then yes as it gives you 5% rebate for purchases at Robinson.

I was wearing shorts and t-shirt the other day, and they're chasing me like flies wor.......

CIMB is currently offering Free For Life (prinicipal card) without condition CC for Mastercard like DA. It's also Paypass-enabled.

What's good credit card to get nowadays?

I am looking for a credit card with, preferably, no joining / annual fee. I don't mind a minimum spend card though.

Any suggestions?

Thanks.