You tried calling the bank?

RM48k per annum only

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Added on December 31, 2007, 1:29 pmTo terminate, you will need to submit a written request. Cannot do over the phone. Have to destroy the card as well. Cannot terminate with outstanding balance.

This post has been edited by myusername: Dec 31 2007, 01:29 PM

I also got consider CIMB free-for-life. Is it also free-for-life for Platinum? If yes, then worth getting as spare card (no need to worry about collecting points etc)

CIMB Platinum is free according to this link:
CIMB

It says:


Which is rather conflicting, as I thought the Gold and Classic is also free for life? I think I will visit the bank and ask once and for all. Will let you guys know.

Right on. I'm aware of the difference, but I was told that CIMB cards (not DA) are also free for life. Btw, I'm not interested in DA's card... don't like their concept of professionals or graduates only. I feel it's borderline discrimination (but that's just me )

Btw, any feedback from CIMB card users? Much appreciated.

This post has been edited by myusername: Jan 1 2008, 10:54 PM

Okay, I've got my hands on the CIMB apllication form. Here's what I've found out:
1. CIMB Platimnum is free for life! Supplemetary Platinum is also free for life!
2. Conversion rates are determined by Mastercard International and no additional administrative charges!

Good news for me, I can't think of any reason not to apply now.

Ok allow me to clarify this once and for all. I just went to CIMB just now, application form in front of me now.
Platinum, Gold, Classic, all free for life for CIMB Mastercard (NOT DA)
Platinum Supplementary also free for life
Gold and Classic Supplementary free for 1st year only
Exchange rate is determined by Mastercard International + NO administration cost

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Added on January 3, 2008, 5:31 pmIf you're asking about the OCBC Robinson's Platinum, as I mentioned before it's just 48k


This post has been edited by myusername: Jan 3 2008, 05:31 PM

Sorry, my old eyes must be failing me again. What did I miss in the fine print?

Sorry, I must be going senile. Where does it say that you have to swipe twice a month for CIMB Mastercard?! I'm holding the application form in my hand, and I spoke to the bank earlier. He said no hidden charges, no conditions, free for life. Are you sure you are talking about the right card and the right fine print?

The website must be outdated, as I went to the bank in person and they told me free for life, no conditions, no hidden charges. Furthermore, there is nothing that says must swipe twice a month? Is the fine print so fine my old eyes cannot see?

In any case, the plat is still free for life, so it's all good.

Thanks David, I thought I was going senile. I usually don't miss the fine print.

Here we go again.

That's right, pay up outstanding, and no they won't charge you. They also have a whole department called card retention that will call you and try to tempt you to stay with waivers and freebies

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Added on January 5, 2008, 11:49 amI've never heard of such case, to own a classic and a gold for the same card in the same bank. Why would you want to do that? You could ask them to downgrade your card for lower annual fees.

This post has been edited by myusername: Jan 5 2008, 11:49 AM

Lol totally oppposite meaning!

Why do you need to apply virtual account? Can't you use CIMB DA online anyway? I thought all mastercards and visa cards can be used online?

I have a CIMB plat card. However, the CS told me that I cannot check balances online unless I have a Savings Account with CIMB. Is this true? CIMB is that lousy?
Note, both my Citi and HSBC cards allow me online access/banking!

That's what I thought too. Then when I asked the CIMB CS how do I get an ATM PIN, she said I need to have a 'basic savings acount' first. I said are you sure? Sound ridiculous as other banks do not require me to hold a savings account? She then said, just open a savings account, minimum deposit RM20 only. No need to use also can, then I can get ATM card for ATM PIN. Unfortunately I don't have time to run around opening redundant accounts for no reason

Does anybody use CIMB cards (not DA) who's tried online access without a savings account?

Lol relax relax. That's what I thought too. Thanks guys for the feedback, I will try it out one of these days. I tried to confirm with the CS number, but have to wait so long on the phone, I gave up.

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Added on February 3, 2008, 1:33 pmI did receive a PIN in the mail (before my card actually). I brought it to the bank and said I want to enable the online, that's when she said cannot . I will try at a different branch.

This post has been edited by myusername: Feb 3 2008, 01:33 PM

Congratulations, don't let the card control you.
The minimum credit line is 3K. However, if you submitted your bank statements with millions of ringgit in savings, then it will probably be higher
You may request for an increase in credit limit, but it's up to the bank's discretion. Some supporting documents would help boost your chances, ie payslips if pay increased, additional income (from own business), bank statements, etc.
Personally, I feel CIMB limits are low though.

Ridiculous. RM4k limit for a platinum? What a joke, what is UOB trying to prove? Really put the platinum name to shame. What is the whole point then? Is this card eligible for the privileges in mastercardmoments.com and visaplatinum.com?