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 CREDIT Card Thread v2, Everything about the world of plastic

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Chester
post Jan 2 2008, 08:37 PM

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Quick question. Any benefit of taking OCBC Platinum Robinson's card?
Chester
post Jan 27 2008, 08:53 AM

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Already have RM600 outstanding balance, overspent sad.gif
Chester
post Jan 27 2008, 12:07 PM

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Bank is gonna be more agressive.. curently u can take out max 3k (default) from atm.. soon it gonna made 5k sweat.gif
Chester
post Jan 27 2008, 02:24 PM

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QUOTE(shiniraz @ Jan 15 2008, 11:18 AM)
sorry to interrupt.. can anyone give me the customer service number for CIMB CC..
want to ask about my CC application.. have been 2 weeks without any call from them..
maybe my application have been rejected  rolleyes.gif
try to call the hotline number stated at the back of CIMB Bankcard..but no shortkey for CIMB CC application  sweat.gif
thanks a lot to all ! appreciate the help  rclxms.gif
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03 6204 77 88 cool.gif

Added on January 27, 2008, 2:25 pm
QUOTE(David83 @ Jan 27 2008, 02:23 PM)
I also haven't receive my PIN yet. WTH! They said already sent out.
No chance to try Paypass at KFC yet. I still got some KFC vouchers.
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David,

Pingen is every tue and friday. Im sure they generated it already icon_idea.gif

This post has been edited by Chester: Jan 27 2008, 02:25 PM
Chester
post Jan 27 2008, 02:36 PM

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CIMB and DA card pingen are generated on the same day at the same place..
Chester
post Jan 27 2008, 02:44 PM

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That is already at production's side, im only on the development..no idea bro
Chester
post Jan 30 2008, 08:51 PM

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QUOTE(Aeon_Clock @ Jan 30 2008, 07:01 PM)
I'm just wondering if you drive at all...fuel prices for all petrol station are the same. There's no difference between them besides the contents and such. The only difference would be more special made/mixed petrol such as Shell's V-Power.

btw, I'm a very frequent Petronas user. That's why I'm considering to get this card. I just don't understand why they had to bring it out now of all times. Almost everyone would be busy going back hometown and applying for a card now seems...like the wrong time.
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This question ya have to ask our bro Navilink here laugh.gif
Chester
post Feb 3 2008, 01:21 PM

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CIMB CS are full with shits. I call 3 of them and all of them gave me different idea. None was right.

Anyway you can view ur CC in clicks without having any deposit account for sure. All you need to do is fill up a form to apply for a pin at credit card centre, wait 2 or 3 weeks. upon receiving ur CC pin, put ur CC into ATM machine, change ur CC password(this pin can be use for fastcash so better change it carefully) and create an "E-Pin" at the same time. Go to cimbclicks, click on 1st time login, put in ur details and epin you created. And DONE.

However if you're already using clicks, just go to counter and apply for a pin. No need to do a 1st time login for ur CC. As long as you got an existing Clicks account, once u're CC pin is generated, it will be automatically reflect in ur existing clicks. The whole freaking idea to apply a CC pin here is because they need to create ur account somewhere. Once the CC is generated, clicks will put anything from there that have the same IC.

any yea if you got like more than 1 cc with CIMB, just apply for ONE pin is enough. You will still be able to view ur CC in clicks once ONE pin is generated. Eg u got 4 CC, u apply pin for one of the CC is good enough to allow you to view all 4 CC in clicks.

Added on February 3, 2008, 1:26 pm
QUOTE(myusername @ Feb 3 2008, 12:43 PM)
That's what I thought too. Then when I asked the CIMB CS how do I get an ATM PIN, she said I need to have a 'basic savings acount' first. I said are you sure? Sound ridiculous as other banks do not require me to hold a savings account? She then said, just open a savings account, minimum deposit RM20 only. No need to use also can, then I can get ATM card for ATM PIN. Unfortunately I don't have time to run around opening redundant accounts for no reason  rclxub.gif

Does anybody use CIMB cards (not DA) who's tried online access without a savings account?
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I think when you mentioned ATM pin, the CS probably thought you mean ATM Card's pin which is why you're told that you need to have Sav ACC which is the ATM card. You should've say Credit Card pin instead. ATM pin != Credit Card pin.

Miscommunication maybe. And yea CIMB CS is not really all that helpful. Probably they require more training and understand of the whole system because after BCB and SBB merging, its a lil diff.

This post has been edited by Chester: Feb 3 2008, 01:26 PM
Chester
post Feb 3 2008, 01:29 PM

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David, all i know is clicks pulls account(be it debit/credit) by IC. How do you associate DA with ur sav? Did u do 1st time log in with DA?
Chester
post Feb 3 2008, 05:33 PM

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QUOTE(David83 @ Feb 3 2008, 01:35 PM)
When I tried to login to my existing Clicks account using the username and password I remembered, it leads me to the below snapshot:


Then I keyed in all the details required - CIMB DA card number, e-PIN that I assigned from ATM machine and my Clicks password.

A error message popped up and said "card type not matched".

I have erased the last 8 digits before snapshotting that.

I also tried to do a  First Time Login using the existing Clicks username and it couldn't proceed further as it said that the username requires combination of alphanumeric.
I have no idea already for this David sweat.gif
Chester
post Feb 6 2008, 06:10 PM

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I got 15k limit but i never use more than 1k icon_rolleyes.gif
Chester
post Feb 14 2008, 06:50 PM

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QUOTE(David83 @ Feb 14 2008, 06:42 PM)
Well, once your application has been approved, you could apply for credit limit increase but it's subject to be approved. You may need to submit latest payslip and EA form or EPF statement.
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David,

Just realize that your post count is way more than my credit card limit mega_shok.gif
Chester
post Mar 16 2008, 12:56 PM

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all these easy payment flexi payment thingy would simple bulk up lotsa installment everymonth in a short while and its scary.. dont see it coming, dont feel it coming, once bulked,salary burn every month
Chester
post Mar 22 2008, 03:09 AM

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my 1st and only cc got 15k limit icon_rolleyes.gif

to me all cc are the same, just want convinient to pay
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