i made deposit on 11/3 via FPX, direct top up to KDI SAVE account.
today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!!
losing so many days of interest !
very bad app compared to other MMF !

What time you deposit on 11/3?

If over the cutoff period (11am), it will only reflect by today around 4.30pm+

someone already say earlier.. if deposit after 11am on Friday .. will get nothing
make no difference to deposit Monday before 11am ..

both will be reflected after 4.30pm on Monday.

whatever MMF also have to observe the cut off time too. Hv to be fair to KDI

pal cutoff explaination is quoted in the first post

Must be after 11am

Do read before blindly putting in and ranting

Applied 7th Mar night, acc. approved 8th Mar afternoon.
Placed deposit today 14th Mar before 11AM.
Investment amount updated just now around 4:30PM with today's interest.

Yea, as long as before cutoff time all will reflect on the same day

Happy invest~

Made a deposit today, and it showed "Failed", now awaiting reply from CS. Meanwhile I am curious what happened in between when it was just another deposit just like before, and it's my first failed deposit.

If anyone has the same experience, please do share.

*Disclaimer, the transaction went by the book..meaning not credit card, same account IC name, etc.

If thru FPX, the account name should be the same as register name.

While if link account might occured "Failed" as mentioned

A lesson for you, to read and observe cut-off time before investing. Sendiri tak baca, salah siapa?

Your comment here sounds like this forum is KDI customer service center

I monitored the daily increase in accumulated interest for 3 days and
found my calculated daily interest (200k x 3%/365)+ (>2000k x 2.25%/365)
is same as KDI daily increase in accumulated interest.

After withdrawal noticed reduced interest is more than expected
WD RM10k, today daily interest reduced by RM3.54
WD RM1k , today daily interest reduced by RM0.40

i WD RM10 000 8.30am today , received money in CIMB 7.30pm just now
RM10k out I expect today's daily interest reduced by RM0.62 (RM10k @2.25% pa)
RM2.92 as fee?

another acc i WD RM1000 @9.00am, received money in MBB 7.00pm
RM1000 out should reduce interest by RM 0.06, 34 sen ? fees


Anybody noticed that?

PS: Just redeposited back the 10k and 1k ,
tomorrow 5pm would know daily interest is back to pre-withdrawal amount or not.

This post has been edited by guy3288: Mar 15 2022, 12:30 AM

It is FIFO whereby withdrawals will be from earlier deposits

Lesson is never fiddled withdrawal unless it is necessary

I've made a withdrawal of RM 1k, and I noticed my "Net Deposit" amount increased by RM 0.70. Could it be where it went to?




By the way, I'm not sure as I did not track the daily returns, just a wild guess.

Also, anyone have gotten their referral rewards?


This post has been edited by shawnme: Mar 15 2022, 08:41 AM

no sign of the referral rewards

Hi guys, is it wise to transfer in all my funds from versa into kdi save as kdi save gives out guaranteed 3% until end of the year whereas versa only provides "projected" 2.46%.

Or would you guys prefer to split out some to versa to diversified the risks (although it may be low risks).

Do you guys think that since the difference in both interest rates are minimal, it might be a waste of time and potential interests earned in versa for having to wait for withdrawal from versa and then make placement into kdi save.

Would love to hear from you guys

It's depending on your personal allocation but strongly recommend to stay KDI Save for this year since 3% is consider higher for MMF.

I personally withdraw most of the $ from Versa and deposit into KDI Save, only small amount left on Versa to keep active the account.

i personally withdraw all from versa to place in KDI save

same here, from Versa to KDI save

i just withdraw all to KDI save since it is guaranteed return