Money market funds, relatively easier to move your funds around. just move when the promotional rate ends.

by the way, i am still waiting for my account to be approved.

how long does it take for your account to be approved?

Anyone unable to receive OTP during account opening?

I tried on desktop and app also having the same problem.

Notified them and they requested my name, telco network and mobile number then no update from them.

Will it be a good idea moving all the money from other CMF, eg. Versa/SA Simple into KDI Save since it is giving better returns? A bit worried to put everything into one basket.

Ok ,they just reply my issue via email after 24hour pass from my first email.
They say will refund my rejected transaction fund ,but dint mentioned how long it will take.

Have they got back to you yet?
ahahah, i just checked mine, down by approximately the same amount like yours too 

I won't recommend KDI or stashaway. Why pay people for doing something that you yourself can do?

If it's me, I would just buy qqq + soxx every month. That's more than enough for me.
I don't think both stashaway and kdi can outperform the QQQ. It's cheaper and get better returns over long time  to DIY Vs paying middle man to do something that you self yourself can do.

so, has anyone invested around RM 122,000 ? this would yield around RM 10 daily, and have you realised / withdrawn this amount daily ?

(Minimum withdrawal amount RM10.00)...

Yes, it quite messy to do it manually by daily basic.
Would prefer to keep inside since <200k still entitle for the promotion rate

yeah  not simply can open..
if you can control them and their bank accounts may be......
i believe KDI is now flush with money hopefully can handle well for us.
yeah very important question. i will test it out in early Apr.
Withdraw small amount problem would not show up.

My account still pending approval. How soon is it normally approved?

i made deposit on 11/3 via FPX, direct top up to KDI SAVE account.
today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!!
losing so many days of interest !
very bad app compared to other MMF !

I've made a withdrawal of RM 1k, and I noticed my "Net Deposit" amount increased by RM 0.70. Could it be where it went to?


By the way, I'm not sure as I did not track the daily returns, just a wild guess.

Also, anyone have gotten their referral rewards?

just withdraw from 1 account. then from there there transfer to 3 account. it is same and avoid fraud to multiple accounts. even other investments like stashaway, versa, fsm -all tie to 1 account. why make a complain that want 4 account in kdi?

mine longer period than yours, also losing money same,
they say tunggu lama lama  than only can see profit.....
wait and see lah.

oh and they say, buy more now.

takkan  you never heard it here?

"......investment is long term, continue to buy ..."
now down never mind, as long as years down the road it is up and better be good in annualised terms.
if end of 5 years gain only 15% that would be a measly  3% .

if  by then still negative, sorry pick wrong horse oredi.

I request withdrawal from kdi save on on 1st May and received confirmation email today around 4.30pm is successful. Normally by 6.30pm the money will reach bank, but today already 8.30pm money still no in yet. Anyone facing same issue?

Obviously my explanation not clear enough for you.

If it's a new portfolio with new investment into KDI Save RM 210k, then 1st 200k @ 3%, 10k @ 2.25%

If you have invested sometime ago, made multiple withdrawals and deposits, then the calculation follow my previous post.

*Conclusion, investor on advantage, but I found myself silly to proof this and try to explain. The return wont make us rich neither make us poor, just move on stay invested till the end-Dec 2022.

Work fine on my Android phone and Google Chrome on PC, for now