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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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sweetpea123
post Mar 15 2022, 06:22 PM

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I know a few of you here max the 200K limit. Planning to do same but a bit hesitant also. Should there be any cause for worry ??????? tongue.gif

Deposited a little at around 3am this morning, already reflected in acc with the daily interest

This post has been edited by sweetpea123: Mar 15 2022, 06:24 PM
ericlaiys
post Mar 15 2022, 07:59 PM

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QUOTE(LetsGooooo @ Mar 15 2022, 05:10 PM)
Hi guys, is it wise to transfer in all my funds from versa into kdi save as kdi save gives out guaranteed 3% until end of the year whereas versa only provides "projected" 2.46%.

Or would you guys prefer to split out some to versa to diversified the risks (although it may be low risks).

Do you guys think that since the difference in both interest rates are minimal, it might be a waste of time and potential interests earned in versa for having to wait for withdrawal from versa and then make placement into kdi save.

Would love to hear from you guys  thumbsup.gif
*
70% on KDI
30% on versa
dont put all in one basket. dont forget , both are NOT protected by PIDM
guy3288
post Mar 15 2022, 08:04 PM

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QUOTE(xander83 @ Mar 15 2022, 01:22 AM)
It is FIFO whereby withdrawals will be from earlier deposits  doh.gif

Lesson is never fiddled withdrawal unless it is necessary  doh.gif
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You check first la before simply blah give wrong info.

It is NOT FIFO

Withdraw anytime no problem, KDi dont eat you.

this info is first hand experience.


QUOTE(shawnme @ Mar 15 2022, 08:39 AM)
I've made a withdrawal of RM 1k, and I noticed my "Net Deposit" amount increased by RM 0.70. Could it be where it went to?

*
yeah i just noticed it, why KDI must cut interest
to put in Net deposit column pulak... rclxub.gif

QUOTE(LetsGooooo @ Mar 15 2022, 05:10 PM)
Hi guys, is it wise to transfer in all my funds from versa into kdi save as kdi save gives out guaranteed 3% until end of the year whereas versa only provides "projected" 2.46%.

Or would you guys prefer to split out some to versa to diversified the risks (although it may be low risks).

Do you guys think that since the difference in both interest rates are minimal, it might be a waste of time and potential interests earned in versa for having to wait for withdrawal from versa and then make placement into kdi save.

Would love to hear from you guys 
*
KDI anytime no need think.

QUOTE(sweetpea123 @ Mar 15 2022, 06:22 PM)
I know a few of you here max the 200K limit. Planning to do same but a bit hesitant also. Should there be any cause for worry ???????  tongue.gif

Deposited a little at around 3am this morning, already reflected in acc with the daily interest
*
depends on who u ask, if me i say hantam. rclxm9.gif


Attached thumbnail(s)
Attached Image
Davidtcf
post Mar 16 2022, 09:43 AM

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KDI support has replied to me.. they saying the app's risk portfolio (for KDI Invest) is not accurate, and ask us to check website instead:
https://digitalinvesting.com.my/


Kenanga Digital Investing
8:27 AM (1 hour ago)
to me

Hi there,

A very good morning to you. It's Roshan here and I would like to firstly apologize that there's an unforeseen front-screen issue with the App itself.
We can assure you that it's only the front screen of the App as our technical team has advised to login via the website (as per Farhana's previous email to you).

As of this moment, our technical team is still working very hard to fix the front screen as it's not reflecting the correct profile as per your selection.
​As per my colleague's previous email to you, there is no impact to your investment. To view the full day one summary, we would suggest you login into website/desktop/laptop and view the full summary.

Thank you very much and have a great day ahead.
Kind regards,
Roshan Jaya Prakash
Customer Service Team,
Kenanga Digital Investing (KDI),
Kenanga Investment Bank Bhd.
Main Website: https://digitalinvesting.com.my/
FAQ: https://digitalinvesting.com.my/faq/
Contact us: https://digitalinvesting.com.my/contact-us/
Email: digitalinvesting@kenanga.com.my

-----------------

I went to the website and indeed this time it is showing correctly. In the app it is showing "Very Aggressive" which is not what I edited to later on:

user posted image

This post has been edited by Davidtcf: Mar 16 2022, 09:45 AM
tehoice
post Mar 16 2022, 10:50 AM

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QUOTE(guy3288 @ Mar 15 2022, 08:04 PM)
You check first la before simply blah give wrong info.

It is NOT FIFO

Withdraw anytime no problem, KDi dont eat you. 

this info is first hand experience.

yeah i just noticed it, why KDI must cut interest
to put in Net deposit column pulak... rclxub.gif
KDI anytime  no need think.
depends on who u ask, if me i say hantam. rclxm9.gif
*
well, it is very normal to have posts like this from this fellow forumer, mr know-it-all.

many others have already proven he's plucking things from the thin air.

when people ask him to further clarify and substantiate, he will typically ignore your post.
Medufsaid
post Mar 16 2022, 10:59 AM

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basically it boils down to this. if he says "I had McD today for lunch", never trust unless he provide proof or you can independently verify
victorian
post Mar 16 2022, 04:09 PM

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KDI can't set up DCA ah? Means need to manually invest every month?
Sheng890624
post Mar 16 2022, 04:11 PM

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QUOTE(victorian @ Mar 16 2022, 04:09 PM)
KDI can't set up DCA ah? Means need to manually invest every month?
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At this moment yet, believe in future will have improvement on this
_kilakila_
post Mar 16 2022, 04:43 PM

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Anyone mind to share if his/her KDU Invest have again? Just curious..mine still negative.. (ok i know it take times and it has risk bla bla bla)..

I'm just curious..

This post has been edited by _kilakila_: Mar 16 2022, 04:43 PM
SUSxander83
post Mar 16 2022, 05:01 PM

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QUOTE(_kilakila_ @ Mar 16 2022, 04:43 PM)
Anyone mind to share if his/her KDU Invest have again? Just curious..mine still negative.. (ok i know it take times and it has risk bla bla bla)..

I'm just curious..
*
With current market situations everyone is negative doh.gif
_kilakila_
post Mar 16 2022, 05:27 PM

JUST DO IT!
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From: Kuala Lumpur

QUOTE(xander83 @ Mar 16 2022, 05:01 PM)
With current market situations everyone is negative  doh.gif
*
Hahah yeah you’re right
kennethkee93
post Mar 16 2022, 10:26 PM

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From: Everywhere.


Hi. Anyone can share with me your referral code? Plan to make an account. Thank you.

Edit: I'd received few referals. Thanks for sharing.

This post has been edited by kennethkee93: Mar 16 2022, 10:46 PM
Sitting Duck
post Mar 16 2022, 10:41 PM

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-removed-

This post has been edited by Sitting Duck: Mar 16 2022, 10:42 PM
Vickyle
post Mar 17 2022, 08:06 AM

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Is it normal that KDI request for the sources and value of my wealth? I have only placed in FD before. The banks never request for such info. Why do KDI need it for? Mind sifu share experience please.
SUSxander83
post Mar 17 2022, 08:11 AM

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QUOTE(Vickyle @ Mar 17 2022, 08:06 AM)
Is it normal that KDI request for the sources and value of my wealth? I have only placed in FD before. The banks never request for such info. Why do KDI need it for? Mind sifu share experience please.
*
It is normal because money laundering issue and need to fulfill Sc requirements

Usually it will happen only if it is a certain suspicious high amount from certain sources
lovelyuser
post Mar 17 2022, 08:25 AM

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QUOTE(Vickyle @ Mar 17 2022, 08:06 AM)
Is it normal that KDI request for the sources and value of my wealth? I have only placed in FD before. The banks never request for such info. Why do KDI need it for? Mind sifu share experience please.
*
How do they ask about this? With phone call / email / KDI platform?
Vickyle
post Mar 17 2022, 08:29 AM

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QUOTE(lovelyuser @ Mar 17 2022, 08:25 AM)
How do they ask about this? With phone call / email / KDI platform?
*
email. digitalinvesting@kenanga.com.my
SUSmgtow tlts
post Mar 17 2022, 08:30 AM

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ok got it ty

This post has been edited by mgtow tlts: Mar 17 2022, 08:34 AM
SUSxander83
post Mar 17 2022, 08:32 AM

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QUOTE(Vickyle @ Mar 17 2022, 08:29 AM)
email. digitalinvesting@kenanga.com.my
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EIther DRB or CTOS/CCRIS is triggering it

Most likely if you have PTPN loan borrowings and bad repayment can trigger that’s as we’ll
lovelyuser
post Mar 17 2022, 08:56 AM

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QUOTE(Vickyle @ Mar 17 2022, 08:29 AM)
email. digitalinvesting@kenanga.com.my
*
Oh… most likely is due to mismatch of your income/occupation profile with the investment amount you put in.

Example: a young general clerk who's earning 3k/mth, putting 200k investment

You have triggered AMLA of their system, there's no need to panic if your fund is legitimate, just answer accordingly.

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