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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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sweetpea123
post Mar 9 2022, 11:56 PM

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there's no option to select KDI SAVE during registration? it only prompted me to select KDI Invest portfolio

sweetpea123
post Mar 10 2022, 12:02 AM

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QUOTE(tadashi987 @ Mar 9 2022, 11:59 PM)
that's part of suitability assessment form (SAF) which they require to know ur risk acceptance so to recommended u suitable portfolio
no big deal after your account is opened you can just deposit into KDI save and ignore the KDI invest

just make sure u dont key in wrongly
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noted with thanks. smile.gif smile.gif
sweetpea123
post Mar 11 2022, 12:22 AM

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My account still pending approval. How soon is it normally approved?
sweetpea123
post Mar 11 2022, 02:52 AM

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QUOTE(xander83 @ Mar 11 2022, 01:35 AM)
Within 48 hours

Earlier was faster as mine was approved within 2 hours
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Maybe problem is my IC pic. I snapped the pic from my monitor and not my physical IC cos my handbag was downstairs. Lazy to go take. 😁 😁 Oh well......

sweetpea123
post Mar 14 2022, 06:03 PM

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QUOTE(whycanot323 @ Mar 14 2022, 09:57 AM)
i made deposit on 11/3 via FPX, direct top up to KDI SAVE account.
today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!!
losing so many days of interest !
very bad app compared to other MMF !
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A lesson for you, to read and observe cut-off time before investing. Sendiri tak baca, salah siapa? tongue.gif

sweetpea123
post Mar 15 2022, 06:22 PM

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I know a few of you here max the 200K limit. Planning to do same but a bit hesitant also. Should there be any cause for worry ??????? tongue.gif

Deposited a little at around 3am this morning, already reflected in acc with the daily interest

This post has been edited by sweetpea123: Mar 15 2022, 06:24 PM
sweetpea123
post Mar 22 2022, 04:13 PM

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Note : Payments made via Credit Card, 3rd Party Accounts, or Joint Accounts are not allowed and will be refunded.

wah, really kah ? That's strict tongue.gif
sweetpea123
post Mar 22 2022, 04:28 PM

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QUOTE(xander83 @ Mar 22 2022, 04:18 PM)
Obviously not from CC or 3rd party  doh.gif

Joint accounts is still a grey area as BNM and SC haven’t give a clear cut guidelines on DAX  doh.gif
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of course not from CC /3rd party lah, that's why I only bolded Joint Accounts . smile.gif

Maybe I should just give it a try, see if they refund. tongue.gif

sweetpea123
post Mar 23 2022, 01:10 AM

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QUOTE(xander83 @ Mar 22 2022, 09:12 PM)
WHY bother to try whenever you know it is not gonna worked  doh.gif
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dont see any harm trying. No big loss tongue.gif
sweetpea123
post Mar 23 2022, 11:16 AM

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QUOTE(xander83 @ Mar 23 2022, 03:59 AM)
WAIT till they bank don’t release your money and lose out on the interest instead  doh.gif
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hahahahah, small money, a couple of RM wont kill me. Dont worry tongue.gif tongue.gif tongue.gif
sweetpea123
post Mar 26 2022, 04:12 PM

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QUOTE(guy3288 @ Mar 25 2022, 08:36 PM)
Say what you mean and mean what you say ok? Dont twist and turn.

You just said compound only on deposits not inclusive of returns,
meaning compound not on returns, meaning returns/interest  dont earn interest - This is wrong do you know?
Come see what you said above. Again you said interest not compounded- This is wrong again
After being confronted  now you turn 180 degree and said the correct thing- ie interest is compounded
but you pretended like the above 2 WRONG posts from you never existed at all doh.gif

Next  you tried to say my calculation is wrong, who doesn't know 1st 200k  interest is 16.4383
and next 100k is RM6.16438?

To calculate interest for RM2,054,299.74. it is as simple as Rm16.4383 +(1854299.74 x 2.25%)/365,

what difference can you get by  adding RM6.16438 for every RM100k doing it over 18 x ??

And i dont understand  how magika is saying you are right there and hinted my calculation might be wrong.

Just what do you guys mean by base compounded.

Interest compounded is what i say interest earn interest.

base compounded deposit is what? base earn interest?
putting all your deposits together is called base compounded deposits?
it is meaningless as far as interest earning part is concerned.
of course all deposits we put in must be paid interest!
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bro, why would you put more than 200K when the extra only earns 2.25%. Temporary parking for SSPN?
sweetpea123
post Dec 5 2022, 12:40 AM

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hi sifus, if I withdraw now 1am, what TIME will I see it in my bank?

TIA

This post has been edited by sweetpea123: Dec 5 2022, 12:45 AM
sweetpea123
post Dec 5 2022, 03:34 AM

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QUOTE(Yluxion @ Dec 5 2022, 01:26 AM)
5th Dec night time, around 8pm - 11pm.
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thanks smile.gif
sweetpea123
post Apr 13 2023, 04:23 PM

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any of you guys received marketing calls from Kenanga ? I just did , selling me this .




This post has been edited by sweetpea123: Apr 13 2023, 04:26 PM


Attached File(s)
Attached File  Fact_Sheet_Global_Aspirations_Trust_5Jan2022.pdf ( 167.38k ) Number of downloads: 61
sweetpea123
post Apr 14 2023, 02:50 AM

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QUOTE(xander2k8 @ Apr 13 2023, 05:17 PM)
Not for me

Btw beware because this a trust scheme and it looks like the company itself is not licensed by SC
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QUOTE(calapia @ Apr 13 2023, 06:09 PM)
wierd why a kenanga ppl calling u up but selling u other ppl trust ...... Global Asset Trustee
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QUOTE(yayai @ Apr 13 2023, 10:22 PM)
Don't think Kenanga will do this, better email/call them for clarification, and maybe share the phone number so we can all judge

As a conspiracy theorist LOL, either some internal Kenanga people misuse your data to promote other product, or KDI investors details kena leaked, which is even worse
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QUOTE(Optizorb @ Apr 13 2023, 11:53 PM)
+1 to calling kenanga up to verify it..

at the very least you will find out its true or not and if it is not true, you can let kenanga know someone impersonating them to scam.. and also they will be aware one of their internal sold customer data too.
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thanks for the input, I think I will just block and ignore that fella then.
sweetpea123
post Jul 11 2023, 05:29 AM

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just for info, VERSA is now 4.3% , first 30K

https://versa.com.my/versa-cash-3-2-net-ret...rate-promotion/

This post has been edited by sweetpea123: Jul 11 2023, 05:30 AM
sweetpea123
post Sep 8 2023, 08:33 PM

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anyone withdrew from KDI these couple of days BUT didnt receive confirmation email? All these while I do get emails confirming deposits and withdrawals, BUT not this round. withdrew 5am this morning from KDI SAVE but still havent seen anything in my bank account yet, neither did I receive any emails, but app withdrawal has already changed from "pending" to "success"

UPDATE : money came in at 10.20PM

This post has been edited by sweetpea123: Sep 8 2023, 10:29 PM
sweetpea123
post Jun 2 2024, 04:20 PM

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is there a max limit to deposit into KDI? For the lowest tier 3%, they didnt list max amount

This post has been edited by sweetpea123: Jun 2 2024, 04:21 PM
sweetpea123
post Jun 3 2024, 06:56 AM

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QUOTE(guy3288 @ Jun 2 2024, 05:11 PM)
i had deposited more than 2M before, interest received as expected
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2.25%??? For what amount ya? I thought the lowest is 3%?? Cos found this online

user posted image
sweetpea123
post Jun 4 2024, 03:59 AM

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QUOTE(guy3288 @ Jun 3 2024, 09:35 AM)
i think you follow what  you see there online. KDi  i would not go above 50k now.
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then 3% is a good rate for temporary parking rclxms.gif

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