Thanks mate for assisting to remove my post, first time user here

Was searching how to delete/edit post but ended up realise only can do so after "probation"

Hi guys, is it wise to transfer in all my funds from versa into kdi save as kdi save gives out guaranteed 3% until end of the year whereas versa only provides "projected" 2.46%.

Or would you guys prefer to split out some to versa to diversified the risks (although it may be low risks).

Do you guys think that since the difference in both interest rates are minimal, it might be a waste of time and potential interests earned in versa for having to wait for withdrawal from versa and then make placement into kdi save.

Would love to hear from you guys