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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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Sheng890624
post Mar 11 2022, 10:01 AM

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QUOTE(harmonics3 @ Mar 11 2022, 09:53 AM)
Mine considered fast, register in the morning before 11am and got the approval email ~9pm yesterday.
For initial deposit, is it compulsory to put in 250 to KDI invest?
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Yes, 1st deposit for invest is 250 and next subsequent is 100.

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47100
post Mar 11 2022, 10:02 AM

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did it at night, next morning ~10am got approved,, smile.gif
jhlou
post Mar 11 2022, 10:02 AM

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edited

This post has been edited by jhlou: Mar 11 2022, 10:06 AM
harmonics3
post Mar 11 2022, 10:03 AM

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QUOTE(Sheng890624 @ Mar 11 2022, 10:01 AM)
Yes, 1st deposit for invest is 250 and next subsequent is 100.

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thanks for your quick reply smile.gif
shawnme
post Mar 11 2022, 10:05 AM

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QUOTE(jhlou @ Mar 11 2022, 10:02 AM)
PM referral code , thanks
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elea88
post Mar 11 2022, 10:53 AM

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QUOTE(sweetpea123 @ Mar 11 2022, 12:22 AM)
My account still pending approval. How soon is it normally approved?
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24 hours
rocketm
post Mar 11 2022, 11:48 AM

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QUOTE(cybpsych @ Mar 9 2022, 06:39 PM)
processing cutoff is 11am ---- updates to us is usually between 4-5pm (deposit/profit/withdrawal)

for withdrawal, since they processed before 5pm transfer window (i assume using IBG), the expected fund receive is by 11pm, same day.... so far i've tested 1 time test withdrawal, fund received 1030pm+.

so, for withdrawal, dont expect to receive money early  laugh.gif , especially when you need the fund fast/urgent... always plan +1 working day.
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I have asked Kenangan this:
Cutoff Deposit
KDI Save - 11am
KDI Invest - 8am

Cutoff withdraw
1-2 working days

Transfer from KDI Save to KDI Invest
4-5 working days

My experience is
Deposit @21.02.2022, 3:14PM and account update @23.02.2022, 12:47AM. (2days)
Transfer from KDI Save to KDI Invest @24.02.2022, 3:57AM, account updated @25.02.2022, 4:42PM (1day)

So, the cutoff days/time is their processing time and whether successful and update in our account is depends on their system?

cybpsych
post Mar 11 2022, 12:08 PM

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QUOTE(rocketm @ Mar 11 2022, 11:48 AM)
I have asked Kenangan this:
Cutoff Deposit
KDI Save - 11am
KDI Invest - 8am

Cutoff withdraw
1-2 working days

Transfer from KDI Save to KDI Invest
4-5 working days

My experience is
Deposit @21.02.2022, 3:14PM and account update @23.02.2022, 12:47AM.  (2days)
Transfer from KDI Save to KDI Invest @24.02.2022, 3:57AM, account updated @25.02.2022, 4:42PM (1day)

So, the cutoff days/time is their processing time and whether successful and update in our account is depends on their system?
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no idea about Invest, not using it

for Save, i made it simple timing to follow/remember laugh.gif

User-activity cutoff: 11am (deposit or withdrawal)
KDI system update: ~4-5pm++
IBG fund received: before 11pm (from my twice withdrawals, somewhere 10+pm) --- if backward calculate, their IBG transfer initiated betweem 2-5pm window

not really tracking when KDI processing, but above is just my observations thumbsup.gif
[Ancient]-XinG-
post Mar 12 2022, 08:16 PM

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anyone has the list of ETF and profile ?
Medufsaid
post Mar 12 2022, 08:23 PM

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u can check back page 12 or so. https://forum.lowyat.net/topic/5243436/+220
i've constructed a yahoo finance portfolio based on the aggressive growth percentages. it'll be red though, 2022's a bear market
SUSxander83
post Mar 12 2022, 10:11 PM

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QUOTE(cybpsych @ Mar 11 2022, 12:08 PM)
no idea about Invest, not using it

for Save, i made it simple timing to follow/remember  laugh.gif

User-activity cutoff: 11am (deposit or withdrawal)
KDI system update: ~4-5pm++
IBG fund received: before 11pm (from my twice withdrawals, somewhere 10+pm) --- if backward calculate, their IBG transfer initiated betweem 2-5pm window

not really tracking when KDI processing, but above is just my observations  thumbsup.gif
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Try Friday’s withdrawal as it seems to be more efficient as I received the money by 7pm as compared to Monday at 9pm

For sure need insiders in Pacific Trustee to spill some beans on the IBG tim8ng rclxms.gif
guy3288
post Mar 12 2022, 10:35 PM

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QUOTE(elea88 @ Mar 10 2022, 10:48 PM)
test 100k?

to put in max is 50k per day via FPX... to take out?
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WD RM100k yes that amount should tell us, if can get it easily, we feel more confident.

So far has anyone withdrawn RM100k or more and go the money without delay?

meanwhile enjoy the interest first...

deposit daily is not 50kmax, can be much more depends on how many bank accounts you have.
withdaw is like no limit, but must try then only can confirm.




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SUSxander83
post Mar 12 2022, 11:42 PM

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QUOTE(guy3288 @ Mar 12 2022, 10:35 PM)
WD RM100k yes that amount should tell us, if can get it easily, we feel more confident.

So far has anyone withdrawn RM100k or more and go the money without delay?

meanwhile enjoy the interest first...

deposit  daily is not 50kmax, can be much more depends on how many bank accounts you have.
withdaw is like no limit, but must try then only can confirm.
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Why you so obsessed about it doh.gif

You can do it yourself without asked ng others to doh.gif
guy3288
post Mar 13 2022, 10:08 AM

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QUOTE(xander83 @ Mar 12 2022, 11:42 PM)
Why you so obsessed about it  doh.gif

You can do it yourself without asked ng others to  doh.gif
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you havent done it, no answer u stay aside. doh.gif doh.gif

wait for people who done to share

i will withdraw for sure,small amount dont bother.
big must stretch to the end

no info i WD 30.3.22 confident can get money by 5.4.22

got info maybe can stretch till 4.4.22 get extra 1k
SUSCoolStoryWriter
post Mar 13 2022, 02:06 PM

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Interesting ..I noticed few days ago 70% of my portfolio in KDI invest is on real estate,

Then today 70% is on international equities.

I not sure how kenanga do it, they will sell all the real estate funds and buy int. equities? Is this the AI at work? .can someone shed lights?

This re-opt is so frequent, it happens every few days. Just hope they know what they are doing.




This post has been edited by CoolStoryWriter: Mar 13 2022, 02:07 PM
jutamind
post Mar 13 2022, 02:48 PM

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I think they probably fix their bug backend and it's reflected on the mobile apps. Still the geographical allocation map is screwed up

QUOTE(CoolStoryWriter @ Mar 13 2022, 02:06 PM)
Interesting ..I noticed few days ago 70% of my portfolio in KDI invest is on real estate,

Then today 70% is on international equities.

I not sure how kenanga do it, they will sell all the real estate funds and buy int. equities? Is this the AI at work? .can someone shed lights?

This re-opt is so frequent, it happens every few days. Just hope they know what they are doing.
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SUSxander83
post Mar 13 2022, 04:00 PM

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QUOTE(guy3288 @ Mar 13 2022, 10:08 AM)
you havent done it, no answer u stay aside. doh.gif  doh.gif

wait for people who done to share

i will withdraw for sure,small amount dont bother.
big must stretch to the end

no info i WD 30.3.22 confident can get money by 5.4.22

got info maybe can stretch till 4.4.22 get extra 1k
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I already done it before so i know the answer already doh.gif doh.gif doh.gif

QUOTE(CoolStoryWriter @ Mar 13 2022, 02:06 PM)
Interesting ..I noticed few days ago 70% of my portfolio in KDI invest is on real estate,

Then today 70% is on international equities.

I not sure how kenanga do it, they will sell all the real estate funds and buy int. equities? Is this the AI at work? .can someone shed lights?

This re-opt is so frequent, it happens every few days. Just hope they know what they are doing.
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Iinm it is traded almost daily just like MyTheo to protect the riskier assets

The AI is active unlike SA is passive
bananabread
post Mar 13 2022, 08:02 PM

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i made a transfer today from invest to save, then i got a message saying it take 6 days to process!? did someone came across?

I pressed away accidentally but managed to peek the message a second
Medufsaid
post Mar 13 2022, 08:06 PM

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QUOTE(CoolStoryWriter @ Mar 13 2022, 02:06 PM)
Interesting ..I noticed few days ago 70% of my portfolio in KDI invest is on real estate,

Then today 70% is on international equities.
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any transaction records? tbh, i believe it's more of a UI bug than actual reopt, as it's a rushed project

SUSxander83
post Mar 13 2022, 08:29 PM

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QUOTE(bananabread @ Mar 13 2022, 08:02 PM)
i made a transfer today from invest to save, then i got a message saying it take 6 days to process!? did someone came across?

I pressed away accidentally but managed to peek the message a second
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Yes because it take so 2 days to transfer the money Trustee while another 3 days to buy allocated ETFs

You better off deposit directly to save the time

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