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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save
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Sheng890624
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Feb 22 2022, 04:40 PM
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Getting Started

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QUOTE(iamoracle @ Feb 22 2022, 04:33 PM) Will it be a good idea moving all the money from other CMF, eg. Versa/SA Simple into KDI Save since it is giving better returns? A bit worried to put everything into one basket. May be can try to re-allocate deposit portion which suitable for you.
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Sheng890624
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Mar 2 2022, 01:24 PM
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Getting Started

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QUOTE(_kilakila_ @ Mar 2 2022, 12:10 PM) Deposited yesterday to both save and invest but still pending in my account. I didn’t use credit card for top up though, normal fpx m2u. Weird. If you're deposit after the cutoff time (11am), probably will reflect by today. You may check later around 5pm.
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Sheng890624
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Mar 2 2022, 01:41 PM
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Getting Started

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QUOTE(_kilakila_ @ Mar 2 2022, 01:32 PM) I see i see, it's latter than I expected but lets see  It will come along with the interest as well, no worry
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Sheng890624
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Mar 2 2022, 04:43 PM
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Getting Started

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QUOTE(_kilakila_ @ Mar 2 2022, 04:34 PM) KDI Save is IN but KDI Invest still...nothing. KDI Invest will take more longer time base on their FAQ. You will receive another email notification once the fund is complete invest.
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Sheng890624
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Mar 3 2022, 03:25 PM
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Getting Started

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QUOTE(ericlaiys @ Mar 3 2022, 02:59 PM) will kdi save return commit and add to your current value. I dont think the return is added into your existing investment Seem like only base on deposit amount & no compound interest as per verified.
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Sheng890624
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Mar 3 2022, 04:03 PM
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Getting Started

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QUOTE(ericlaiys @ Mar 3 2022, 03:59 PM) what do u mean rotation? dont tell me withdraw all and transfer back again. I think should be once accumulate a certain return amount which you prefer can be withdraw & re-deposit again otherwise can set it by monthly/quarterly in order to roll it bigger.
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Sheng890624
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Mar 4 2022, 07:31 AM
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Getting Started

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Yes...withdraw for the returns will do...don't need to bother the original placement
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Sheng890624
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Mar 4 2022, 09:45 AM
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Getting Started

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QUOTE(jonathan_k222 @ Mar 4 2022, 09:38 AM) if we withdraw returna amount and deposit again, count as initial placement/new fund? As long as is new deposit i think yes (gonna check with their CS again)
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Sheng890624
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Mar 4 2022, 09:50 AM
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Getting Started

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Guys, latest update : Returns for KDI Save is base compounded interest We can ignore to withdraw the returns right now
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Sheng890624
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Mar 9 2022, 08:39 AM
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Getting Started

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QUOTE(ericlaiys @ Mar 8 2022, 06:35 PM) true. why worry next year. sound silly. people earned 3% but people go and pit in 2.4%....lol It's good to have 3% compare to FD and others, will keep maintain until end of this year and let see what the rate for coming year
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Sheng890624
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Mar 9 2022, 08:50 AM
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Getting Started

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QUOTE(Vickyle @ Mar 9 2022, 08:47 AM) LOL...really not much focus on this...you may go correct them revise "TO"
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Sheng890624
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Mar 9 2022, 10:38 AM
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Getting Started

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QUOTE(_kilakila_ @ Mar 9 2022, 10:26 AM) KDI Invest - Risk profile Growth. Put 4k test test lose rm200 to date. Why not just test for below 3k to waive for the fees as well
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Sheng890624
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Mar 10 2022, 08:04 AM
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Getting Started

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QUOTE(xander83 @ Mar 10 2022, 06:47 AM) Anyway so long you don’t touch invest and don’t deposit more than rm250 at one time won’t go wrong deposit into save  It's 1 of the safe way to prevent bypass to invest as well
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Sheng890624
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Mar 10 2022, 03:47 PM
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Getting Started

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QUOTE(elea88 @ Mar 10 2022, 03:17 PM) yes you can do that but tedious.. hv to manually login and click withdraw as no auto setting. or you can withdraw RM 300 every month... Yes, it quite messy to do it manually by daily basic. Would prefer to keep inside since <200k still entitle for the promotion rate
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Sheng890624
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Mar 10 2022, 04:42 PM
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Getting Started

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QUOTE(whycanot323 @ Mar 10 2022, 04:34 PM) so many money market fund apps... bank FD too low... need park some into MMF. may i know at this moment, MARCH... with 50k, which platform has the highest fixed savings interest ? Currently i think only KDI Save = 3% (With promotion rate until end of year 2022) I've temporary move all from Versa to KDI.
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Sheng890624
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Mar 11 2022, 07:36 AM
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Getting Started

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QUOTE(xander83 @ Mar 11 2022, 05:54 AM) If that the case will be delayed for KYC and you have to wait for KDI to contact you via email Yes, KDI will email to request another IC copy which I did facing previously. But, after provide new copy the process was quite fast for them to approve.
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Sheng890624
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Mar 11 2022, 08:27 AM
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Getting Started

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QUOTE(shawnme @ Mar 11 2022, 08:20 AM) My experience, opened account 4 days before, did everything proper, still pending. Then on the 4th day, sent them an email for the status. No reply, but received approval 1 hour later. You means all 4 accounts also having the same issue? Or just certain account?
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Sheng890624
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Mar 11 2022, 10:01 AM
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Getting Started

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QUOTE(harmonics3 @ Mar 11 2022, 09:53 AM) Mine considered fast, register in the morning before 11am and got the approval email ~9pm yesterday. For initial deposit, is it compulsory to put in 250 to KDI invest? Yes, 1st deposit for invest is 250 and next subsequent is 100.
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Sheng890624
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Mar 14 2022, 09:59 AM
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Getting Started

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QUOTE(whycanot323 @ Mar 14 2022, 09:57 AM) i made deposit on 11/3 via FPX, direct top up to KDI SAVE account. today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!! losing so many days of interest ! very bad app compared to other MMF ! What time you deposit on 11/3? If over the cutoff period (11am), it will only reflect by today around 4.30pm+
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Sheng890624
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Mar 14 2022, 05:00 PM
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Getting Started

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QUOTE(XIII @ Mar 14 2022, 04:56 PM) Applied 7th Mar night, acc. approved 8th Mar afternoon. Placed deposit today 14th Mar before 11AM. Investment amount updated just now around 4:30PM with today's interest. Yea, as long as before cutoff time all will reflect on the same day Happy invest~
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