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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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kelvinjohn
post Feb 15 2023, 09:59 PM

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QUOTE(download88 @ Feb 15 2023, 05:19 PM)
Kenanga quite silent these few months, didn't see them promote KDI Save / Invest anymore...
not like SA or Versa always having promo / campaign
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You are right, I am waiting for higher interest as well.

For KDI Invest, I hope they will offer portfolios that we can customise like Stashway...so we can choose which ETF we want to invest. smile.gif

kens88`
post Feb 15 2023, 10:25 PM

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QUOTE(CommodoreAmiga @ Feb 15 2023, 07:31 PM)
Wah...you check daily? 👍🏻
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Ayam poor. Rely on daily interest to survive
Wolves
post Feb 15 2023, 10:35 PM

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QUOTE(kens88` @ Feb 15 2023, 10:25 PM)
Ayam poor. Rely on daily interest to survive
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If you can rely on daily interest to survive you big whales already. It means your daily interest is like rm50 to 200 leh depending on lifestyle. To get that much daily interest you need a lot lot lot lot of money.
guy3288
post Feb 15 2023, 11:50 PM

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QUOTE(1mr3tard3d @ Feb 15 2023, 11:55 AM)
no, i believe he refers to KDI Save
but he is comfortable with the return for now

yeah, it's interesting that since the liquidity is not an issue
and yet he preferred the lower return product without PIDM
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yeah unusual

often time they dont bother to calculate or find out
they think small amount what difference does it make?

forgotten the effect over time..

If you have RM1 million, 1% extra is RM10k
you ignore this over 20 years you lose RM200k+ with compounding

Now if 10Million how? dont look down on small money
and want to wait till got big money only start
old habits die hard



NextDoorMan
post Feb 16 2023, 09:46 AM

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QUOTE(xander2k8 @ Feb 15 2023, 09:11 PM)
They don’t need to promote because their AUM already hit 1billion in less than year 🤦‍♀️

SA doesn’t have promo for MMF while Versa most depositors are younger generation hence lower AUM means more marketing promotions 👏
That is why they limit only 50k 🤦‍♀️ otherwise they have to take care the banks and let their friends make some money

Forget about KDI Invest because it is not as transparent as you think and their robo for allocation is horrible 🤦‍♀️
Check again 🤦‍♀️ because I will received an email everyday sharp at 4.30pm on the payout
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you mean 100million?


xander2k8
post Feb 16 2023, 12:09 PM

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QUOTE(NextDoorMan @ Feb 16 2023, 09:46 AM)
you mean 100million?
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100million in the 1st 60 days 🤦‍♀️

Just wait for their announcement soon on 1billion AUM in less than a year
Wolves
post Feb 16 2023, 01:45 PM

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I remember they are building a super apps that can do all financial services like buying mutual fund, etf and sp500 that are suppose to be released like early 2023 right? What happens to it? Maybe they quiet coz testing the apps tongue.gif.
cybpsych
post Feb 16 2023, 02:16 PM

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QUOTE(cybpsych @ Aug 22 2022, 01:06 PM)
maybe Q1 2023 (i guess typo in the new fintechnews posting below)

https://fintechnews.my/32554/digital-transf...anga-super-app/

user posted image
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QUOTE(Wolves @ Feb 16 2023, 01:45 PM)
I remember they are building a super apps that can do all financial services like buying mutual fund, etf and sp500 that are suppose to be released like early 2023 right? What happens to it? Maybe they quiet coz testing the apps tongue.gif.
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errrrrrrrrr we are not KDI staffs laugh.gif
BWassup
post Feb 20 2023, 07:18 PM

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Today I received a KDI Save withdrawal earlier than ever. It was in when I checked at 7pm smile.gif
xander2k8
post Feb 20 2023, 08:42 PM

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QUOTE(BWassup @ Feb 20 2023, 07:18 PM)
Today I received a KDI Save withdrawal earlier than ever. It was in when I checked at 7pm smile.gif
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It was already back a few weeks ago

It seems Pacific Trustee now streamlining all the withdrawals process by 7pm
Afterburner1.0
post Feb 21 2023, 10:51 AM

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KDI withdrawal is waaaay faster than Versa! Keep it up KDi, just maybe up ur % rates more larrrr
_kilakila_
post Feb 21 2023, 12:54 PM

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I wonder if anyone here actually have a positive value for the KDI invest? Mine after 1 year still -RM1.55 😅🥲

jutamind
post Feb 21 2023, 06:39 PM

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Still down -0.8%

QUOTE(_kilakila_ @ Feb 21 2023, 12:54 PM)
I wonder if anyone here actually have a positive value for the KDI invest? Mine after 1 year still -RM1.55 😅🥲
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guy3288
post Feb 21 2023, 08:11 PM

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QUOTE(_kilakila_ @ Feb 21 2023, 12:54 PM)
I wonder if anyone here actually have a positive value for the KDI invest? Mine after 1 year still -RM1.55 😅🥲
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QUOTE(jutamind @ Feb 21 2023, 06:39 PM)
Still down -0.8%
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this account started RM1340 in early 2022

highest was 13.8.2022 RM1455.32 - 8.6% profit
lowest time 6.12.22 RM1326.56 lost RM13.44

latest RM1352.78

should have sold and buy back



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xander2k8
post Feb 22 2023, 04:11 AM

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QUOTE(guy3288 @ Feb 21 2023, 08:11 PM)
this account  started RM1340 in early 2022

highest was 13.8.2022 RM1455.32 - 8.6%  profit
lowest time  6.12.22 RM1326.56 lost RM13.44

latest  RM1352.78

should have sold and buy back
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Only if you knew 🤦‍♀️

That the reason why KDI doesn’t live prices on your invest portfolio
Vickyle
post Feb 22 2023, 08:46 AM

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QUOTE(_kilakila_ @ Feb 21 2023, 12:54 PM)
I wonder if anyone here actually have a positive value for the KDI invest? Mine after 1 year still -RM1.55 😅🥲
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Mine remains in the negative for nearly a year too.
_kilakila_
post Feb 22 2023, 10:11 AM

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QUOTE(Vickyle @ Feb 22 2023, 08:46 AM)
Mine remains in the negative for nearly a year too.
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My amount is around rm12k+ , but for the whole year I never seen it goes up to more than rm20 (maybe for just a day) and the whole 364 days it was negative.

If I see the earning can go up to more than rm100 then that might be fine but never...loll. Never earn more than 0.01% for my portfolio🙃

Then what's the point of putting in KDI invest, SAVE at least can get 3.5% return.

Mine is Growth profile btw..
Ramjade
post Feb 22 2023, 10:37 AM

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QUOTE(_kilakila_ @ Feb 22 2023, 10:11 AM)
My amount is around rm12k+ , but for the whole year I never seen it goes up to more than rm20 (maybe for just a day) and the whole 364 days it was negative.

If I see the earning can go up to more than rm100 then that might be fine but never...loll. Never earn more than 0.01% for my portfolio🙃

Then what's the point of putting in KDI invest, SAVE at least can get 3.5% return.

Mine is Growth profile btw..
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You need to see whole picture. Whole market is not really moving up. Hence your portfolio is not really growing. In fact sometime market is also down.
_kilakila_
post Feb 22 2023, 11:10 AM

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QUOTE(Ramjade @ Feb 22 2023, 10:37 AM)
You need to see whole picture. Whole market is not really moving up. Hence your portfolio is not really growing. In fact sometime market is also down.
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Hmm you're right perhaps. Just thought of the opportunity cost if that's the case. 🥲
xander2k8
post Feb 22 2023, 11:16 AM

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QUOTE(_kilakila_ @ Feb 22 2023, 10:11 AM)
My amount is around rm12k+ , but for the whole year I never seen it goes up to more than rm20 (maybe for just a day) and the whole 364 days it was negative.

If I see the earning can go up to more than rm100 then that might be fine but never...loll. Never earn more than 0.01% for my portfolio🙃

Then what's the point of putting in KDI invest, SAVE at least can get 3.5% return.

Mine is Growth profile btw..
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You need to check monthly on what ETFs they are changing hence the robo itself is not as active as what you think 🤦‍♀️

Also check on your entry price and what exchange rate bought at that time

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