I am not sure how much you trust CIMB since they own Touch&Go....fyi, there is a lawsuit ongoing for missing funds from CIMB account... and then there's all these issues with TouchnGo itself.

I would rather trust my money with Kenanga.

Not sure if KDI is still the best considering FDs are offering more now.

Bank Negara Malaysia has maintained its overnight policy rate (OPR) at 2.75%.

https://www.thevibes.com/articles/business/...ins-opr-at-2.75

Ambank 2 months FD, 4%, minimum 10k- https://www.ambank.com.my/eng/promotions-pa...i-via-FPX-Promo

Hong Leong, 3-months, 3.93%, Minimum 10k- https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
6-months, 4.13%

These FD rates looks better and short term.

Only thing KDI is better for now is quick withdrawal.

I considered this.

Some people here don't like the comparison between KDI and FD. In the end of the day, its your money and up to you on what you want to do.

For me, the money I have in KDI is long term and I don't really care much about liquidity. I could also park it in FD as well and earn more interest around 4%. But i am quite comfortable with KDI for now.

I believe its technically 49,999.99 ..any amount after this including the 1sen gets 3%

You are right, I am waiting for higher interest as well.

For KDI Invest, I hope they will offer portfolios that we can customise like Stashway...so we can choose which ETF we want to invest.

Been waiting for this. That fellow has been so damm annoying. Thank you Guy3288.