After you login, and you click KDI save, under their terms and condition, it's mentioned the 3% is until 30th June 2022. Not sure who's lying. KDI team or all the newspaper.

If is until 30th June 2022 why mentioned until end of the year.

I emailed them already. Waiting for reply.

This is from deposit page after login.


This is from https://digitalinvesting.com.my/save/

I hope it's until December 2022. At least more time to enjoy the 3%p.a returns.

It got SC licence. Published in edge newspaper and run by Kenanga, no issue for me.
Keep in mind I use it as bank account/parking place/versa replacement cause versa is like giving only 1.8%.

Once I collect rm10k+ I am withdrawing it and transfering to sg to be invested in us stocks.

Once they tell me what is the actual expiry date and by expiry date if something better comes along, I will leave it. If nothing better comes I will just hang with it.

It got SC licence. Published in edge newspaper and run by Kenanga, no issue for me.

This post has been edited by Ramjade: Feb 18 2022, 01:22 PM

MY banks -> fintech -> SGD in sg banks-> local transfer to ibkr -> convert to USD inside ibkr -> US stocks

KDI is just temporary parking place.

This post has been edited by Ramjade: Feb 18 2022, 08:47 PM

Deposited on 17/2 12pm, money in by 18/2 with interest. Not bad.

That's none in Malaysia. If you don't want to use ibkr, use moomoo.

This post has been edited by Ramjade: Feb 19 2022, 01:20 PM

They told me error on their part. It's supposed to by until Dec 2022. Said they updated the interface yesterday to reflect Dec 2022 but when I check, never change.

Same thing they told me via email but no correction in the KDI account T&C despite them telling me they are correcting it.

Need to see if they will really change the date inside KDI T&C

They fixed the bug inside terms and condition. Now it's showing 3%p.a until 31st Dec 2022

Don't be ridiculous. I have been using mmf for like almost 7 years and no issue.

They will answer your ticket during office hour only. Wait for it.

That's fast. SAMY is always very slow and their rates suxks. That's why I stop using them all together.

Where did you get 0.75%

I won't recommend KDI or stashaway. Why pay people for doing something that you yourself can do?

If it's me, I would just buy qqq + soxx every month. That's more than enough for me.
I don't think both stashaway and kdi can outperform the QQQ. It's cheaper and get better returns over long time to DIY Vs paying middle man to do something that you self yourself can do.

This post has been edited by Ramjade: Feb 26 2022, 02:40 PM

Anyone know if money is already inside KDI Save , will we get interest over the weekends?

I know if money is pending transfer no interest. So I am curious about money already inside KDI save.

Thank you.

I meant if you already have money inside KDI save, will it have interest on Saturday and Sunday. Not deposit on Friday/Saturday/Sunday.

Say you deposited money on Thursday a.m before 11am, so interest Thursday, Friday confirm got.
Saturday, Sunday?

Alright. Cause I got money inside there. So this is first week. So not sure if they will give interest over weekend.

I assumed the 4 85%p.a interest is placed about 3-4 years ago.

Wow that's good.

Simple slow as s*it. Not even recommended. Avoid
Versa rates are lower than KDI save.
KDI have faster deposit and withdrawal speed and higher interest Vs versa.

Correction. It's for 9 months. Promo rate valid until 31st December 2022

If your amount is small, it's insignificant. If amount say rm100k, big difference.

Up to you. People giving you free money, up to you want to take or not. For me I already transfer everything I have with Versa over to KDI save even though I have amount less than rm10k.

He don't want free money. Hehe...