TBH I always enjoy seeing millionaires debating about moving RM30k around and discussing the rm5 difference over several months between two options.

Sometimes a Grab driver deliver food to us in the rain also most people would give a rm5 tip to them already. That's also about the hourly parking rate at some KL parking lots... 😅

The numbers are good to know, but it is hardly life changing.

PS: Anyway, I maxxed out my funds in Versa and KDI too...

Hey sifu u seems like a KDI pro. Wanna ask you whats the underlying fund that KDI invest in for Save? cant find it anywhere I scared scam

Wow I withdraw today morning 9.30am and now 7pm  already received in the bank. This is superfast compared last time it's 10pm.

KDI bonus rate is until when?

How quick and easy is it to create account and move funds in and out?

seem like the kdi save interest rate gaps btw fd & kdi getting bigger
maybe is time to move out some fund to lock in some fd promo?
not sure bnm still will rise opr or not, as the cpi mom dropped

got a email...asking 4 question thinggy...if no reply what will happen?

sourse of money thinggy

Hmm....so 4.5% FD at PBB for 18 mths is a pretty good deal now I suppose? Recession seems like inevitable, like Thanos.

aready reply ed

btw the interest felt kindda low now at kdi 50k @ 3.5%, the rest is just 3.0%

too bad i only got 1 bank public bank.....to get 4.x need other account to fpx in the money...might open new account haiz...very leceh 1

Withdrawal approved to money in bank account not instant? Have to wait how long?

Why need instant money?

I made withdrawal this morning, now money already in my  Maybank account, FPX to PBB do FD 18 month at 4.5% 6 monthly interest
PBB FD effective date today.. no loss of interest at all

Withdraw today, and earn interest straight away from PBB at 4.5% pa.

that is the beauty of KDI, same day get money same day put in FD
yeah this is the worst from the start.
invest in  UT  is like that... see money up and up and down and down
down all underwater!

Which banks give that? Tell me. I will put my money in there immediately.

And most banks 12 months is probably at most 4.1. even bank rakyat known for its competitive rate is giving 4.05 for 6 months

Investing around 6 months totally DCA of 3k today down RM100

Patience makes the winner win

Why would you put monies in a fund when a depression is coming?

I suspect the funds are all invested overseas in a foreign currency. Since the election, ringgit has strenghtened so much against most other currencies so naturally you would expect your funds balance to drop.

Another thing to note is how much commission your fund is charging. My fund charges about 0.1% (in Aust) and that is quite competitive - i suspect fund managers in Msia charges at least 2%/annum on your balance. It is important to know the commission the funds charge otherwise all the money you invest in are eaten up in fees. Malaysia is not a country where fees are publicly announced (transparently lacking) which is partially the reason why foreign funds are reluctant to come in.

still no news either kenanga will extend the promo rate or not

they have to, else all just run back to fd.

fd now almost all 4%+ ady..

in fact i think 3.5% getting low already, meaning they should bump it up.

even go+ these past week hovering at 3.3%

some fd accrue the interest daily/monthly, and can withdraw the fd without burning the full interest right.. so can just withdraw the fd if allowed..

anyway my point was, even go+ already giving 3% to 3.3% the past month..

if kdi dont continue this so called "promo" rate of 3.5% and return back to normal rate of 3%. then who want to continue put in kdi..

Cannot. I accidentally transferred money to KDI invest no way for me to reverse it other than let the transfer proceed and transfer back to KDI save.

Thank you.

Lost 1 day interest on 15k 

Money haven't even appear inside KDI invest. Likely got small charges. If use 0.07%p.a likely it's RM0.01/day

my case i tot i put RM3,739 (11.11.22) into save manatau is invest. After realise take out on 14.11.22 become RM3,695.78...

give new rate la.....near year end liao...maybank also called me give rate liao 3.8-4% aready for short burst time
still 3.5% ill withraw all out ni

Seeking some advice/clarification:

I did KDI Save deposit 1st time today, after setting up the designated bank account for deposit a few days ago.

When I clicked the Deposit button (under Online Deposit tab), I expected to see only this bank to be displayed. But instead, many banks are shown. Anyway, I clicked on my designated bank button to complete the transaction, however I still had to select the correct account when directed to the bank website.

Just wondering, since the Deposit page shows many banks, is it possible to do a deposit via a non-designated bank account? For sure, KDI has stated that only the designated and verified bank account may be used, due to security considerations.

Thanks

That's not good. A production database can go down, for a FinTech institution...

Kenanga needs better tech support...

Now we know they use AWS ... and RDS ... and use the 'admin' account to provide DB connectivity...

Kdi invest not doing well. Should i continue dca? Current liss is around -4%

88% in fixed income atm.

Which platform u used atm?

Well, with the campaign coming to an end, just want to give thumbs up to KDI for fast withdrawal.

Submit request before 11am on tuesday, money received on end of tuesday. But didnt check my acct though till the next day.

Hi thanks fr sharing. May i ask, is the 3.5% interest FD valid until 2023? Or is it confirmed to be valid till 31/12/22? I just deposited money but there is no T&C that says 3.5% interest till 31/12/22, it was stated until further notice

good place to park 9.5k emergency fund 
hopefully next year will increase the limit