Wed, Feb 23, 5:20 AM Requested via website.
Wed, Feb 23, 4:29 PM Received processing done email.
Wednesday late evening received money in bank account.

You can read in the FAQ section (from the mobile app) under "General KDI Invest". It got state there that they invest in US ETFs.
Only way to know exactly what ETFs is once the statement is out.. should be once a month statement? This they didn't specify.

luckily i jz put RM250 into KDI invest (balanced) test water, now russian attack ukraine everything gonna be down to drain

if long term invest they will come back up.. any losses are just paper loss until they are sold.

my IBKR now also much red, CSPX loss 180 USD, AAPL 40 USD, PFE 28 USD, SMH 45 USD, VWRA 42 USD. All are my losses for them.
Even BNKS - bank ETFs also loss at 24 USD.
Fall happened after Fed announced raising interest rates.

mostly bought end of last year.. this year added a few. That also I small investor.. imagine what some big whales here would have loss.
just continue DCA when you're comfortable and keep it long term. 5-10 years minimum sure will go back up.

can wait for Russia war to over first before putting in money.. but as usual when things start showing positive, stocks also will be more expensive to buy. Better to buy when they are down.

This post has been edited by Davidtcf: Feb 24 2022, 04:40 PM

Advantage of having internal treasury seems like before cut off will received on the same day so technically within 6 hours the fastest

In fact next week onwards for the coming 2 weeks will be buy8ng opportunity

Still going to go down. Probably should wait until it goes down a bit more before enter.

Strongly against investment in KDI Invest. My risk profile is “conservative” but it ended invested in “Agressive” porfolio for me. Send email to customer service but after two days still cannot find out what is the problem. in the mean time i have to bear the losses.

That is bad, especially in times like this.... All mkts down badly..

Get the statement and make noise on it

Seems like another bigger Akru in the making

Seems like both the user and referred person need to invest 250 minimum into the KDI Invest before can earn referral bonus. Just did it.. Chose Balanced portfolio. Better than get nothing if just have KDI save:

you can invest first and withdraw it later, i doubt you will see more losses than RM10 in the very near term if you are investing the min sum of RM250. Still a win-win solution.

my balanced portfolio losing RM4.00+ from RM250 cost dah, fck warrrrrrrrrrrrrrrrrrr

Have they got back to you yet?


ahahah, i just checked mine, down by approximately the same amount like yours too

ok la now bear market also.. what Stock or ETF also more down than up.
once all this is over we will fly to the moooonn...

This post has been edited by Davidtcf: Feb 25 2022, 10:20 AM

I have transferred RM1k from KDI Save to KDI Invest at 3:35AM. My risk profile is Aggressive Growth. The transfer status is still pending.

How can buy some in this bad market and exited to know the ETF type.

Need to wait statement to know what they are investing in. Likely after a month.

mine i put 250 .. eh eh eh.. now i check 252.24 (as at 3.30pm)
aggresive growth

but i like how i get interest daily reflected.. vs with VERSA its a guessing game.

The 3% guarantee probably is their marketing cost as they saved the cost of intermediary, call center, fund manager etc

3% - 2.25% = 0.75%

0.75% x RM 200,000 (max) = RM 1,500

RM 1,500 / 12 mths = RM 125/mth

Each new customer max cost of marketing is RM 125 x 10.5mths = RM 1,312.50

Where did you get 0.75%

Wah so much cash omg.. 😱