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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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celciuz
post Aug 30 2018, 10:06 AM

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QUOTE(ClarenceT @ Aug 30 2018, 08:44 AM)
PB VS and Quantum (V&M) different expiry date, not like Maybank's.
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Ahh that clarifies things, thanks!

In this case, the holding 3 cards from PBB, they can have different statement dates as well? If so, possible to standardize them?
donhue
post Aug 30 2018, 10:14 AM

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QUOTE(iamshf @ Aug 30 2018, 09:10 AM)
Just called to cancel my quantum visa due to SST.
PBB is allowed to keep quantum master card only
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Just to share.. There is an option in PBE Online to Cancel Card.. haven't tried it yet though..
ClarenceT
post Aug 30 2018, 10:14 AM

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QUOTE(celciuz @ Aug 30 2018, 10:06 AM)
Ahh that clarifies things, thanks!

In this case, the holding 3 cards from PBB, they can have different statement dates as well? If so, possible to standardize them?
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3 cards under 1 single monthly statement.
But VS's credit limit and Quantum (V+M)'s credit limit can be different but combined.
beaverknight
post Aug 30 2018, 11:21 AM

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PBB CS so busy these few days, call multiple times all unavailable. bangwall.gif
shmily86
post Aug 30 2018, 11:36 AM

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QUOTE(laihuhng @ Aug 29 2018, 01:07 PM)
Anyone knows if PBB charged admin fee (or processing fee / hidden charges) for 11street installment?
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use PB card to make purchase and choose to installment on the spot , there will not charge any fee.

babienn
post Aug 30 2018, 11:50 AM

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QUOTE(cybpsych @ Aug 30 2018, 08:01 AM)
wait till 28 Sep for the "1st" statement

from my checking, any partial statement cycle <21 days will not get statement-ed. it will be temporary put on-hold until next full cycle, which in your case is 28 Sep.

cb-wise, need to file a dispute with PBB to get back the cb within the period of partial statement cycle.

CS will ask you to wait until 28 Sep statement is generated then only they recalculate the cb differences:

1) partial cycle: approval date until 28 Aug (no statement) <-- missing, to recalculate
2) full cycle: 29 Aug until 28 Sep (statement) but max cb RM30 (from approval date until 28 Sep)
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Thanks for this. Very helpful information. I gotten my PB supp card early this month, statement date was suppose to be 10th of each month, but this month didn't generated any statement yet. I'm gonna give PB CS a call on the 11th next month.
charymsylyn
post Aug 30 2018, 01:29 PM

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Me and my friend called PBB CS separately on different days and they insisted Quantum cards cannot be cancelled separately. I don't know if this is CS problem or some of you are just lucky. Didn't want to push CS further since still got half year more before I reach anniversary month so still got time to see how things goes.
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post Aug 30 2018, 01:32 PM

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QUOTE(charymsylyn @ Aug 30 2018, 01:29 PM)
Me and my friend called PBB CS separately on different days and they insisted Quantum cards cannot be cancelled separately. I don't know if this is CS problem or some of you are just lucky. Didn't want to push CS further since still got half year more before I reach anniversary month so still got time to see how things goes.
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i personally have cancelled quantum visa only and keeping the mc.
sysy
post Aug 30 2018, 02:28 PM

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QUOTE(charymsylyn @ Aug 30 2018, 01:29 PM)
Me and my friend called PBB CS separately on different days and they insisted Quantum cards cannot be cancelled separately. I don't know if this is CS problem or some of you are just lucky. Didn't want to push CS further since still got half year more before I reach anniversary month so still got time to see how things goes.
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Possible both of u got on to the same CS. You can write in to further confirm on this as we have been able to cancel the QV card only.

Or it may be new rule from PB...
jiaen0509
post Aug 30 2018, 02:44 PM

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QUOTE(beaverknight @ Aug 30 2018, 11:21 AM)
PBB CS so busy these few days, call multiple times all unavailable.  bangwall.gif
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Is 365days everyday busy. Not only this few day.

QUOTE(charymsylyn @ Aug 30 2018, 01:29 PM)
Me and my friend called PBB CS separately on different days and they insisted Quantum cards cannot be cancelled separately. I don't know if this is CS problem or some of you are just lucky. Didn't want to push CS further since still got half year more before I reach anniversary month so still got time to see how things goes.
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Too many people have recently cut cards, and their skills are to keep customers.
See their recently promotion. Need apply both Visa+Master to get the free gift. haha
Sumofwhich
post Aug 30 2018, 02:46 PM

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QUOTE(timo1003 @ Aug 29 2018, 05:34 PM)
Haha, I have a different experience though. Posted this in the m2c thread earlier. Got my CC approved with PBB (my first CC with them) but Maybank rejected my application to increase my credit limit (not even a new CC application  doh.gif ), despite me being an existing MBB CC customer for years and always full statement balance payments for all CC and existing loans (including MBB!!). So CCRIS is clean. I also applied for temporary credit limit increase from CIMB (to fund a large purchase which will be paid off anyway). All 3 were done in the space of 2/3 weeks and I didn't even need to appeal to PBB/CIMB. The reason why I wanted the credit limit increase with MBB was also because i wanted to utilize their latest BT promo of 12 months 0%.

Well I know some will be able to point out some 'weaknesses in my application' if you look hard enough but yea. 'Rejected' on 1 criterion only? The funny thing is my monthly income now (not even taking into account others like bonus etc) is only a few hundreds RM below my current MBB CC limit. Even submitted my BE Form! Overall, was very disappointed with MBB  dry.gif.
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OT but it's the same case for me, however, if you appeal through email and attach supporting documents, they will approve it.
Through M2U, it's easy to decrease your CL but to increase your CL, might need to do some appealing through email.
Morning_Star
post Aug 30 2018, 03:28 PM

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QUOTE(cybpsych @ Aug 30 2018, 07:34 AM)
unrelated to PBB thread

cybpsych, is there a thread already created to post non-credit card related contests ?

cybpsych
post Aug 30 2018, 03:34 PM

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QUOTE(Morning_Star @ Aug 30 2018, 03:28 PM)
unrelated to PBB thread

cybpsych, is there a thread already created to post non-credit card related contests ?
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post at relevant subforum or topics lor

so many in LYN

This post has been edited by cybpsych: Aug 30 2018, 03:34 PM
vin_ann
post Aug 30 2018, 04:24 PM

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anyone reload Touch & Go app using VS?
entitle CB?
timo1003
post Aug 30 2018, 04:44 PM

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QUOTE(saboteurs @ Aug 29 2018, 06:26 PM)
I think PBB can apply for temporarily credit limit increase too, right?
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Yup, I was referring more to the part where you mentioned about PBB's strictness.

QUOTE(Sumofwhich @ Aug 30 2018, 02:46 PM)
OT but it's the same case for me, however, if you appeal through email and attach supporting documents, they will approve it.
Through M2U, it's easy to decrease your CL but to increase your CL, might need to do some appealing through email.
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Thanks for this, yea i'm trying to appeal, this time with additional income documents, hopefully it's successful and the persons considering it would actually use their brains for once.

This post has been edited by timo1003: Aug 30 2018, 04:49 PM
OptimusStar
post Aug 30 2018, 07:55 PM

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Does Visa Signature gives rebate for audo debits?
lilsunflower
post Aug 30 2018, 08:21 PM

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QUOTE(OptimusStar @ Aug 30 2018, 07:55 PM)
Does Visa Signature gives rebate for audo debits?
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No. Online. Groceries. Dining.
skty
post Aug 30 2018, 09:10 PM

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cancel one principal quantum visa card, so many supp quantum visa cards auto cancelled biggrin.gif
akib_mullen
post Aug 30 2018, 11:39 PM

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I wonder if want to cancel qv need to clear the outstanding first. Because the statement is there already so should be ok?
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post Aug 30 2018, 11:43 PM

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QUOTE(akib_mullen @ Aug 30 2018, 11:39 PM)
I wonder if want to cancel qv need to clear the outstanding first. Because the statement is there already so should be ok?
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just clear outstanding then can cancel.

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