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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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Sumofwhich
post Aug 19 2018, 12:32 PM

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QUOTE(kawteem @ Aug 17 2018, 09:26 PM)
Yup. Save the hassle. What I did is sign up autodebit using my BigPay card, but pay with any online cb cards. Or better still, find some sellers in Shopee who offers time bill with discounts to further add the benefit. You have total control.
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Any unsuccessful autodebits so far using BP?
Just wondering if PBB cards are entitled for cashbacks on autodebit too? Or maybe I should use my MBB FCB? Please advise notworthy.gif
Sumofwhich
post Aug 19 2018, 08:34 PM

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QUOTE(David83 @ Aug 19 2018, 12:36 PM)
For auto debit, it's better to use general CC like MBB FCB.
Autodebit != online.
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Thanks David icon_rolleyes.gif
Sumofwhich
post Aug 20 2018, 09:49 AM

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Planning to top up after the statement is generated on 20th today.
Sumofwhich
post Aug 20 2018, 10:05 AM

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QUOTE(ClarenceT @ Aug 20 2018, 09:58 AM)
No need to wait. To be posted on 21/8, already after statement date
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Thanks, yeah usually the posting date is +1 from transaction date.
Sumofwhich
post Aug 20 2018, 04:13 PM

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QUOTE(leanman @ Aug 20 2018, 04:09 PM)
Hi, is online payment to TM Unifi consider as online transaction? thanks
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Yup, but don't do it through Pbe (no cashbacks), do it through uob payonline, not sure about TM portal. TM portal is okay as pointed above smile.gif

This post has been edited by Sumofwhich: Aug 20 2018, 04:14 PM
Sumofwhich
post Aug 30 2018, 02:46 PM

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QUOTE(timo1003 @ Aug 29 2018, 05:34 PM)
Haha, I have a different experience though. Posted this in the m2c thread earlier. Got my CC approved with PBB (my first CC with them) but Maybank rejected my application to increase my credit limit (not even a new CC application  doh.gif ), despite me being an existing MBB CC customer for years and always full statement balance payments for all CC and existing loans (including MBB!!). So CCRIS is clean. I also applied for temporary credit limit increase from CIMB (to fund a large purchase which will be paid off anyway). All 3 were done in the space of 2/3 weeks and I didn't even need to appeal to PBB/CIMB. The reason why I wanted the credit limit increase with MBB was also because i wanted to utilize their latest BT promo of 12 months 0%.

Well I know some will be able to point out some 'weaknesses in my application' if you look hard enough but yea. 'Rejected' on 1 criterion only? The funny thing is my monthly income now (not even taking into account others like bonus etc) is only a few hundreds RM below my current MBB CC limit. Even submitted my BE Form! Overall, was very disappointed with MBB  dry.gif.
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OT but it's the same case for me, however, if you appeal through email and attach supporting documents, they will approve it.
Through M2U, it's easy to decrease your CL but to increase your CL, might need to do some appealing through email.
Sumofwhich
post Sep 1 2018, 12:39 AM

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QUOTE(Meatballs @ Aug 31 2018, 09:53 PM)
Anyone get spend more 4 cash back week 5 cash back already?
Haizz
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Nobody reported here, so not yet.
Sumofwhich
post Sep 4 2018, 12:02 PM

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QUOTE(cybpsych @ Sep 4 2018, 11:59 AM)
new card, sst will be charged immediately.
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Got it, thanks
Sumofwhich
post Sep 4 2018, 05:12 PM

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QUOTE(ClarenceT @ Sep 4 2018, 04:52 PM)
You mean 1 statement month (4-5 Mondays)? 
If yes, RM1920 / RM2400.
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QUOTE(Ramjade @ Sep 4 2018, 05:05 PM)
Yes one statement month. I want to maximise both 5% CB + Cashback4U promo (spend the least and get the max % of CB)
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I guess RM1920/RM2400 (4/5 Mondays) would be the best if you have multiple cards,

maximize 50/480 = 10.42% campaign cashback
and also by including 24/480 = 5% monthly cashback,
in total, you get RM74 with RM480 spending, 74/480 = 15.42% cashback

This post has been edited by Sumofwhich: Sep 4 2018, 05:16 PM
Sumofwhich
post Sep 5 2018, 11:47 PM

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QUOTE(Ramjade @ Sep 5 2018, 08:11 AM)
That's the thing. I don't really spend. I keep my spending to RM300+/month. Excess put into BigPay to help pay bills for others.

No point I every month topup and don't use the amount I money.
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That's what I did for previous pbb campaign, I utilized it only on TM bills which are eligible,
Now, I am maximizing RM480/week, besides paying all sorts of bills, I have been accumulating the money in BP to pay off my insurance when the yearly premium is due.
I can also utilize 0% BT from PBB and MBB to split the CC payments into multiple months, but always keep enough cash in S/A to pay off those BT, this requires diligent tracking.
Sumofwhich
post Sep 6 2018, 08:15 AM

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QUOTE(cashie @ Sep 6 2018, 02:33 AM)
anyone get wk5 cash back yet?
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Nobody reported yet, so no.
Fingers crossed, within these 2 days.
Sumofwhich
post Sep 24 2018, 01:29 PM

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QUOTE(SwarmTroll @ Sep 24 2018, 01:08 PM)
Ohh I see it, 30k every week with the date range given. Today would have been another new week for CB. But do you guys do it at like 12am? Ish?
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Depends on you, whether you can stay up or just do it in the early morning.
Sumofwhich
post Oct 1 2018, 05:28 PM

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Dang, did I forget to swipe on WK 8?
Sumofwhich
post Oct 1 2018, 05:59 PM

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QUOTE(Sumofwhich @ Oct 1 2018, 05:28 PM)
Dang, did I forget to swipe on WK 8?
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Zzzz should have listened and swiped on 20th as posting day is +1 anyway, Tuesday midnight is already too late for WK 8
QUOTE(Sumofwhich @ Aug 20 2018, 09:49 AM)
Planning to top up after the statement is generated on 20th today.
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Sumofwhich
post Oct 5 2018, 12:56 PM

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05 OCT SPEND NOW 4 MORE - WK10 50.00 CR
Thanks for the update rapple!
Sumofwhich
post Oct 5 2018, 01:08 PM

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QUOTE(ckweng @ Oct 5 2018, 01:04 PM)
May I know what time did you all swipe?

My Week 10 is missing too!  sad.gif  Swiped early in the morning with a mixture of principal cards

Week 6-8: Yes
Week 9-10: No
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No idea unfortunately, deleted those SMS-es, but it's definitely before 12 noon
Sumofwhich
post Oct 22 2018, 01:41 PM

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Thank you PBB!
22 OCT SPEND NOW 4 MORE -WK11 50.00 CR
Sumofwhich
post Oct 30 2018, 09:35 AM

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WK12-WK14, am lucky to receive all.
All done before 8am.
Sumofwhich
post Oct 30 2018, 09:28 PM

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Does it work if I apply for temporary increase of credit limit, then use it for Balance Transfer? laugh.gif
I know MBB doesn't allow that for my Ikhwan Petronas card sad.gif
Sumofwhich
post Nov 9 2018, 07:52 PM

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WK15 received, before 8am transaction i think

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