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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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celciuz
post Aug 20 2018, 09:01 AM

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QUOTE(tan_aniki @ Aug 20 2018, 06:17 AM)
Morning guys!
Just back from Monday morning exercise~
Smooth but got some delay on last transaction but still through after idle for more than 20sec after submitted the OTP
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Did mine about 12:30 AM, also had this delay. Weird, usually don't have issue one.
celciuz
post Aug 21 2018, 04:21 PM

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21 AUG 21 AUG (DGP) SPEND NOW 4 MORE - WK4 50.00 CR

Yay~! My first CB hehe... so worried I might not get it. I swiped in the evening about 5PM on Monday.
celciuz
post Aug 21 2018, 04:49 PM

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QUOTE(cybpsych @ Aug 21 2018, 04:32 PM)
really jialat, Tuesday also not safe.
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I checked mine, it was 23/7 5:30PM (based on the OTP sms). Still ok la... but any later I guess would be much more risky and since many doing the same thing... I guess as early as possible now is safer.
celciuz
post Aug 25 2018, 11:31 AM

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Alamak... I'm applying for Quantum now... if it comes after Sept 1.. I don't want the Quantum Visa ._.
celciuz
post Aug 25 2018, 02:48 PM

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QUOTE(JuneResources @ Aug 25 2018, 12:22 PM)
Then sure kena one..
My predictions they need to check your details and everything at least 10 working days.

The month of Sept is quite near already.
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Mine actually pending quite sometime, I called up to the CS they also mentioned not sure why so long. They put a note said will get them to approve before 31/8 then no SST charges smile.gif. But need to call up against next week... tsk, they said under final management approval...wonder why take so long. Bout 3 weeks or more.
celciuz
post Aug 25 2018, 03:39 PM

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QUOTE(JuneResources @ Aug 25 2018, 03:37 PM)
Normally you call up CS also no use.
As you heard they mention need final management approval, you can't do anything even through you push them.

Just take an easy way.. If you receive an sms been approve on Sept, then it is up to you willing to pay SST or not.
If you OK for it, then just pay for SST.. If don't want, then need to call them not need send the card to your doorstep.
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Will follow up next week, I want the QMC... but don't want the Visa LOL.
celciuz
post Aug 25 2018, 05:19 PM

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QUOTE(qu3vax @ Aug 25 2018, 04:43 PM)
1 month cb come back d lor~ still worth it
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Definitely worth it, but I don't want the Visa... just the QMC... if both come then -.-

celciuz
post Aug 26 2018, 11:05 PM

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QUOTE(JuneResources @ Aug 26 2018, 10:11 PM)
Of course... They are the most aggressive one..
Kiasu bank..
Sound like they don't focus on IT online banking.. laugh.gif
Do you dare to try sekali cancel everything card? Then sure within 24 hours you will receive call what is your reason to cancel.
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Cancelled 2 cards from HSBC... yeah they called up and keep asking why I don't want keep and all LOL. Then I said SST charges they kept quiet ._.
celciuz
post Aug 27 2018, 12:02 PM

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QUOTE(JuneResources @ Aug 27 2018, 11:21 AM)
So at the end HSBC don't want to absorb SST charges, is it?

P.S, Sorry out of the topic.. But I also want to know coz also holding HSBC..
Their benefit nothing much value already..
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Talked about SST then change topic said the card grant me access to PPL etc laugh.gif ask me keep the VS cause CL and not easy to approve blablablah... sweat.gif I count d, even the VS use 8x foreign currency charging and rebate also effectively ~2% only... might as well use FCB.

Side note, baru kaotim the usual Monday exercise laugh.gif now where is my Quantum card sad.gif.
celciuz
post Aug 27 2018, 05:54 PM

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QUOTE(JuneResources @ Aug 27 2018, 02:22 PM)
Oh, you are holding VS card ya.. No wonder try to change topic for access to PPL..
But if you less go PPL, then you also no point to hold that card..
But if your card can transfer ownership to my name, then I'm more happy for it. rclxm9.gif

Seriously, it is not easily to get approve especially can access PPL. cry.gif

For your Quantum card, you plan to cancel or plan to apply?
Sorry.. forget the last previous regarding PBB for the topic.
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I hold Platinum and VS from HSBC, the only reason I kept the Platinum until it almost expire was cause the one of the numbers was 8888 hahaha! I used the PPL access twice since I got the card earlier this year tongue.gif. But I have the PB VS as well, also can access PPL la.

I'm applying for Quantum, basically eye-ing on the Master Card since I always max out the VS cash rebate anyways (well, who doesn't here right? just RM633 only...)
celciuz
post Aug 28 2018, 09:57 AM

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QUOTE(swn525 @ Aug 28 2018, 09:18 AM)
just receive sms "RM0.00 PBB Cards: Congratulations! Yr credit/debit card has been approved. Pls allow min 3 working days for card delivery/collection depending on area.TQ"

VS get approved before SST, means without charge RM25?
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Yes, and I'm still waiting for mine sad.gif. No SMS yet sigh. If still no then I want call up for them to cancel the Quantum Visa, only send me the Quantum Master Card instead.
celciuz
post Aug 28 2018, 02:32 PM

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QUOTE(swn525 @ Aug 28 2018, 11:31 AM)
submit through email pbcs_online@publicbank.com.my on 10/08/2018
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I submitted on 1/8/2018, even earlier ._. Need to call them up again today.
celciuz
post Aug 29 2018, 01:53 PM

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QUOTE(coolguy99 @ Aug 29 2018, 01:49 PM)
I just called them to speed up my credit card approval process. Hope it works...
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I just called up PB Card Services, the automated voice system mentioned my card has been approved after I key in my IC. But I haven't received SMS triggering yet though =/.
celciuz
post Aug 29 2018, 02:20 PM

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QUOTE(coolguy99 @ Aug 29 2018, 02:03 PM)
Which number u called? The number that I call didn’t have the automated option to check credit card application status. I had to speak to cs
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PB Card Services 0321768000

You can try this one, last week when I called up it says processing or in progress.
celciuz
post Aug 29 2018, 03:10 PM

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QUOTE(lilsunflower @ Aug 29 2018, 03:04 PM)
Can you please also check whether your VIP points increased by the same amount as your BP reload? If you received VIP points, it may mean that BP reload is excluded...

Please share.
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Where to check for VIP points?

I checked mine only have WK4, no sign of WK5 yet sad.gif.
celciuz
post Aug 29 2018, 03:49 PM

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QUOTE(lilsunflower @ Aug 29 2018, 03:22 PM)
Week 5 not yet out.

The cashback you are mentioning is your monthly 6% (capped at RM38) which should be reflected in latest statement?

Open your latest statement and look at the bottom table for VIP points. Is there an increase? If so, does this tally with your BP and other non-qualifying spend?
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My previous statement was all BP + dining, didn't gain any VIP. Guess BP still eligible.
celciuz
post Aug 29 2018, 05:08 PM

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QUOTE(christcwl9 @ Aug 29 2018, 04:48 PM)
I too tried to give this number a call, and it said it has been approved  rclxms.gif

But the problem is i just applied the card on 27th August 2018 night, and supporting documents submitted yesterday. Could it be that fast??  hmm.gif
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Maybe they rushing applications now haha, mine was under processing last week when I called. Weekend I called to CS they said to expedite, today I called up said approved. Will call again to CS to confirm.
celciuz
post Aug 30 2018, 06:50 AM

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QUOTE(Incarnation @ Aug 30 2018, 05:40 AM)
Haha, i like your never give up attitude.

My quantum cards also got approved yesterday morning, apply through Ringgitplus on 16/8.

If the cards already appeared in my PBe, does it mean its already issued? Meaning safe fom charging service tax?
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IVR said approved but haven't appeared in my PBe sad.gif. Need to call up CS later d tsk... I don't mind paying for SST, if SST I don't want pay for the QMV =/
celciuz
post Aug 30 2018, 07:59 AM

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QUOTE(ClarenceT @ Aug 30 2018, 07:55 AM)
Spend RM500 at Parkson, Aeon Dept, Metrojaya, Watson's (some outlets only) or buy 2 Disneyland tickets already enough to cover SST RM25 for Quantum Visa.
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Talked to CS and confirmed approved. Card should be on the way 😂.

I still like QMC better... charge to BP then can use it on all areas.
celciuz
post Aug 30 2018, 08:36 AM

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QUOTE(ClarenceT @ Aug 30 2018, 08:03 AM)
Don't always rely on BP especially on weekends and public holidays.
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Well yeah, noted it might fail at times. But I have back up cards to use. BP is primary for me now.

EDIT: After chasing for the approval... I just realized as I'm existing VS user, the Quantum will follow VS renew date right? In this case even if approved after 1/9 I should not be charged since my renewal is follow my VS?

My MBB cards all follow the oldest one...

This post has been edited by celciuz: Aug 30 2018, 08:38 AM

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