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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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donhue
post Aug 29 2018, 07:59 AM

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QUOTE(more2teayap @ Aug 29 2018, 07:46 AM)
Hey how long till you get your SN4M campaign cashback on BigPay reload? I reloaded BigPay on the 6th, 13th and 20th, my statement came on the 28th but no SN4M cashback sad.gif
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Wk4 just given last week, which is for spending for the week of 23 July.

Yours should be spending in August. Watch out for "announcements" here for wk6, 7, 8 sometime next week.
donhue
post Aug 30 2018, 10:14 AM

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QUOTE(iamshf @ Aug 30 2018, 09:10 AM)
Just called to cancel my quantum visa due to SST.
PBB is allowed to keep quantum master card only
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Just to share.. There is an option in PBE Online to Cancel Card.. haven't tried it yet though..
donhue
post Sep 8 2018, 07:45 PM

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QUOTE(Tctf @ Sep 8 2018, 05:19 PM)
i want to cancel of my public bank CC
do i need goto the counter bank and apply for cancel?
too hassle for go to bank, just for cancellation..
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There's a Cancel Card option via their online banking portal as well. Haven't tried it before though.
donhue
post Sep 14 2018, 08:53 AM

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QUOTE(pvateme @ Sep 14 2018, 08:50 AM)
quite  a good deal, if only paying rm2400 with rm30000 BT amount to get a note 9.
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3 years, so it'll be at least 7.2k to get the note 9

QUOTE
13. An interest rate/management fee of 8% p.a. for a 36-month instalment plan of
the Approved Balance will be calculated upfront upon the posting of Approved
Balance transaction and billed over a period of 36-month.
Example: For Approved Balance Transferred amount of RM30,000, the monthly
instalment is computed as [RM30,000 + (RM30,000 x 8% x 3 years)] /36-month
= RM1,033.33 per month over a period of 36-month.


This post has been edited by donhue: Sep 14 2018, 08:54 AM
donhue
post Sep 14 2018, 10:12 AM

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QUOTE(Gabriel03 @ Sep 14 2018, 10:09 AM)
Is it better to end the balance transfer in advance after getting the phone? Have to pay the RM 100 penalty fee instead of 3 years of 8% interest.

But yeah. This promo is targeting the high CL clients.
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Do read the TnCs carefully. PBB won't so easily give out Note9s for RM 100 each. smile.gif

QUOTE
26. The Bank shall be entitled to debit RM100 from the Cardmember’s account for any
early settlement of the amount ahead of the instalment tenure (PB Credit Cards only).
All outstanding instalments with its respective interest/management fee for the entire
tenure shall immediately become due and payable in any early settlement.
For the
avoidance of doubt, any cancellation of the Card shall be regarded as an early
settlement under the programme and the Bank shall similarly be entitled to debit the
early settlement/exit penalty of RM100 (PB Credit Cards only) from the
Cardmember’s account and shall have the right to claim and be paid with all
outstanding instalment with its respective interest/management fee for the
entire tenure, due to aforesaid reason.

donhue
post Sep 24 2018, 08:55 AM

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QUOTE(chonghe @ Sep 24 2018, 08:39 AM)
My card was just charged SST. My card was issue Aug 2017 and the anniversary date is Aug 2018. I was having the impression that my card will only be charged at Aug 2019.

However when I call the CS I was told that it will be charged on my next month bill (Sep 2018) which is why I got charged. Is this correct?
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I faced the same (for 2 cards), and CS told me the same thing. But I insisted that because SST only started in Sept, it's not right for me to be charged. They then helped me to submit for "management approval" and was told that it'd take 3 - 5 working days to process. Later that day I saw "Cash Rewards" of RM 25 debited into my accounts already..
donhue
post Oct 23 2018, 06:24 PM

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QUOTE(LostAndFound @ Oct 23 2018, 06:16 PM)
Got Week 12 and 13 on one principal, Week 12 only on another principal. The W13 I didn't get was swiped about noon. Will be calling PBB tomorrow to check, but suspect that's the cut-off point nowadays.
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Or maybe they could've reduced the CB pool for the following weeks to cover the extra CB given out due to disputes? Nobody knows..

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