try to ask PBB or Shopee directly.

either party should know the validity of the voucher.

I just received sms from PB on the 288 shopee voucher 🤓 valid till 28 Feb 2019

Yes. Supplementary with separate statement will has its own card benefits cash back quota; not share with principal cardholder.

I think only email. To be honest, PBB is really super strict among all banks I have in Malaysia for credit limit increment despite my CL has 6 figures.

First time failed, second attempt failed, third time took 3 working days for them to approve for the increment

Yeah that's at least from my personal experience

most of the banks auto increase.. but no idea with this public ... nevertheless, it's still a superb bank for its CC I'd reckon!

I think the people processing the credit cards don't really care. They still get paid approving or rejecting your application.

I got rejected by Hong Leong twice spanning 15 years. The first time was when I just started working, pay exceeding the minimum requirement for the then Silver card. I never bothered with Hong Leong since then. The second, they asked me to apply.....so it's a waste of time filling up all the long application form and supporting docs.

I think PBB can apply for temporarily credit limit increase too, right?

OT but it's the same case for me, however, if you appeal through email and attach supporting documents, they will approve it.
Through M2U, it's easy to decrease your CL but to increase your CL, might need to do some appealing through email.

You're a (witch) Doctor, different story la. Banks will be running to send you cards. And now beg you not to cut them cards for SST.

Hong Leong got send you Visa Infinite Doctor Edition?

IMO , once bank decline u.. dont even bother to appeal

appeal only means they cross check ...

after all, chances to fail still very high

if banks value u... dont have even start to apply.. they will call u with minimal documents submitted .. and voila.. approved !!!

Can you show us the content of your appeal email? Look.. if this is your point of view , I accept.

If you want to prove it to us, show some solid evidence to backup your statement, otherwise its just pure hearsay

Please refer to my previous post. I did mentioned appeal did *not* work for *most* of the cases

and from my personal experience, i never appeal before so i have no idea how appeal works

but judging from my common sense and facts most of forumers here get their wish turned down when they put hopes on it.. if its approved, then that's the other way around

and the story is different if you are talking about those in mbb threads splitting CL limit for islamic cards

i wish to reiterate again, most of the appeals will get turned down eventually ... even there are few forumers here quite persisting in appealing causing them mad in the end

one of them obviously is David83 infamous appealing for his mbb .

one more example is fruitie infamous for keep trying applying and appealing for her public bank cc application... guess whats the result? u know it...  (for few years?, seriously)?

few other forumers i forgot name, but with search button you can see *Most* of them get turned down !

and Im not wrong asking for proof.. otherwise its just pure hearsay knowing public bank is infamous for its strict requirement

From my experience and my own opinion, the people who process applications don't really care. How did I find out? I wrote something in the email, and they ask me the same question again. And some don't even know how to read my payslips. So they ask for more supporting documents. So what my friend told me in the past is true.

When their higher level is involved, it put their competency at stake. Especially when you can justify everything, it'll make them incompetent in front of their superior. And of course, if Bank 1Negara start questioning top execs, more people will get grilled.

But I didn't have such problem with Public Bank. Maybe me application went through because I was holding only 1 card at that time.

p/s : If you read the application form carefully, some banks require only 1 supporting document. Some needs only 1-3 moons payslip but they conveniently ask for 6 moons payslip, EPF la, EA form la.

Most of the ATMs, CDMs and physical branches will go disappeared by 2025(-2030), as well as PB VS and Quantum CCs and cash-back schemes.

It will be more convenience to get cash from the cashiers at the supermarkets. Banks will save cost to maintain ATMs, CDMs and human to transport cash.

is it possible to call them to check if i am eligible for the barry smith luggage?

already 1 month but still didn't get any call from them

Already been try ,what i can do is just email their customers service to feedback
Even the branch guy call me and say been order from his manager to do this
But i doubt this is a standard procedure
How come application rejected still need to pay stamp duty?
I can say sure something wrong , impossible i apply debit petron also rejected