Debit card, Anything about it.
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 Apr 12 2009, 10:19 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ  
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QUOTE(MilesAndMore @ Apr 12 2009, 12:28 AM) No. It's NOT free. There will be an annual charge of RM8. This account doesn't come with a passbook. A monthly statement will be mailed to you every month but this service will stop once you subscribe to their online statement. They will automatically activate your online banking for you when opening the account and a debit Mastercard will be issued whether you want it or not. ic, thx for the info i'll cancel that debit card b4 the 1 yr period  |
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Apr 12 2009, 12:52 PM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 
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QUOTE(alexwsk @ Apr 12 2009, 10:19 AM) ic, thx for the info some bank will charge u annual fee when u get ur atm/debit card...i'll cancel that debit card b4 the 1 yr period |
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Apr 12 2009, 03:29 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(alexwsk @ Apr 12 2009, 10:19 AM) ic, thx for the info i'll cancel that debit card b4 the 1 yr period QUOTE(Shinichi @ Apr 12 2009, 12:52 PM) some bank will charge u annual fee when u get ur atm/debit card... Yes. And this is the case with Standard Chartered e$aver debit Mastercard. Because it also acts like your regular ATM card, RM8 will be charged upfront when the card is issued to you. Standard Chartered e$aver offers the best interest rate in Malaysia. It was 2.5% when it was launch in late 2007 but was recently reduced to 1.5% due to the economy downturn and also because the time deposit rate has been cut down quite significantly. Hopefully they will revise the rate back to 2.5% when things are getting better by the late of next year.This post has been edited by MilesAndMore: Apr 12 2009, 03:30 PM |
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Apr 12 2009, 05:38 PM
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All Stars
11,954 posts Joined: May 2007  
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esaver no good coz cannot use at BHP pump
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Apr 12 2009, 06:04 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(MilesAndMore @ Apr 12 2009, 03:29 PM) Yes. And this is the case with Standard Chartered e$aver debit Mastercard. Because it also acts like your regular ATM card, RM8 will be charged upfront when the card is issued to you. Standard Chartered e$aver offers the best interest rate in Malaysia. It was 2.5% when it was launch in late 2007 but was recently reduced to 1.5% due to the economy downturn and also because the time deposit rate has been cut down quite significantly. Hopefully they will revise the rate back to 2.5% when things are getting better by the late of next year. yes, i'll let them charge the initial RM8, but after that will cancel the cardcoz definitely will not withdraw money from that account, just need it to pay credit card only |
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Apr 12 2009, 06:14 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea
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QUOTE(alexwsk @ Apr 12 2009, 06:04 PM) yes, i'll let them charge the initial RM8, but after that will cancel the card Actually, if you don't need the card you can indicate so when you open the account. Then you won't even be charged the RM 8. BTW .. for eSaver account if you have more RM 100K in that account, the interest rate is 2.8%.coz definitely will not withdraw money from that account, just need it to pay credit card only |
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Apr 13 2009, 09:53 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(hye @ Apr 12 2009, 06:14 PM) Actually, if you don't need the card you can indicate so when you open the account. Then you won't even be charged the RM 8. BTW .. for eSaver account if you have more RM 100K in that account, the interest rate is 2.8%. icic, 2.8% is higher than normal FD now, too bad i don't hv 100kgoing to open the acc this afternoon |
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Apr 13 2009, 12:06 PM
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Senior Member
1,835 posts Joined: Sep 2006
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i'm interested to apply mol freedom...but i need to send my photostated copy of my IC???
isn't it quite unsafe?if someone terambil then misuse it |
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Apr 13 2009, 03:41 PM
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Junior Member
146 posts Joined: Sep 2008
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maybank debit card sux wan when i pump petrol @ shell.. they pre deduct RM200 from my acc 1st... nex time i put 100 in my acc 1st, c how they gonna deduct.. haha..
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Apr 13 2009, 04:15 PM
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Senior Member
1,139 posts Joined: Nov 2008
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QUOTE(tech_searcher @ Apr 13 2009, 03:41 PM) maybank debit card sux wan when i pump petrol @ shell.. they pre deduct RM200 from my acc 1st... nex time i put 100 in my acc 1st, c how they gonna deduct.. haha.. All debit card is the same la. They only deduct but after few days they refund back the unutilised amount. If you put only RM100, bank won't approve you. haha |
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Apr 13 2009, 04:20 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
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QUOTE(nanakopy87 @ Apr 13 2009, 12:06 PM) i'm interested to apply mol freedom...but i need to send my photostated copy of my IC??? Then can go walk-in to public bank and get visa electron isn't it quite unsafe?if someone terambil then misuse it  , the bank will cross your photocopy of IC ~ |
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Apr 13 2009, 04:33 PM
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Senior Member
1,835 posts Joined: Sep 2006
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QUOTE(WhiteWing @ Apr 13 2009, 04:20 PM) Then can go walk-in to public bank and get visa electron just double confirm,PBVE can use for yesasia rite?scare later apply dy but cannot use then waste money , the bank will cross your photocopy of IC ~ |
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Apr 13 2009, 04:49 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
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QUOTE(nanakopy87 @ Apr 13 2009, 04:33 PM) just double confirm,PBVE can use for yesasia rite?scare later apply dy but cannot use then waste money Erm .. need to ask other pro to help you.. So far I can use on paypal and I just put RM25 as deposit to hold the card ... If want cancel then can take back the $$ ..  ~ |
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Apr 13 2009, 10:26 PM
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Senior Member
2,161 posts Joined: Jul 2006 From: Kuala Lumpur
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Just apply PBB ING debit mastarcard... need to wait 3 months only can get the card...
 edit: type wrong, is 3 weeks...  This post has been edited by LeonTan: Apr 14 2009, 11:56 AM |
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Apr 13 2009, 11:31 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(LeonTan @ Apr 13 2009, 10:26 PM) Just apply PBB ING debit mastarcard... need to wait 3 months only can get the card... 3 months ? The agent told you that ? Sometimes you can get it just after 2 weeks after applying. |
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Apr 14 2009, 12:28 AM
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(LeonTan @ Apr 13 2009, 10:26 PM) Just apply PBB ING debit mastarcard... need to wait 3 months only can get the card... Why need wait for 3 month? Are you sure?I get in at 2 weeks plus. |
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Apr 14 2009, 08:00 AM
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Moderator
9,301 posts Joined: Mar 2008
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Okay, we're heard so much about Maybank VISA debit as well as Public Bank VISA Electron. But how about the newly launched Citibank Citibanking VISA debit and Citigold VISA debit ? Have any of you actually tried to use this to make payment as an alternative to your regular credit card ? Have any of you made an online transaction with this card before successfully ? Looking forward to your feedback guys !
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Apr 14 2009, 11:54 AM
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Senior Member
2,161 posts Joined: Jul 2006 From: Kuala Lumpur
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QUOTE(MilesAndMore @ Apr 13 2009, 11:31 PM) 3 months ? The agent told you that ? Sometimes you can get it just after 2 weeks after applying. QUOTE(bingozero @ Apr 14 2009, 12:28 AM) Why need wait for 3 month? Are you sure? sorry... type wrong... is 3 weeks... I get in at 2 weeks plus.  2 weeks? thats quick... cant wait to get mine...  |
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Apr 14 2009, 04:16 PM
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Senior Member
929 posts Joined: Feb 2006 From: s a n t i a g o . b e r n a b e u
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QUOTE(MilesAndMore @ Apr 14 2009, 08:00 AM) Okay, we're heard so much about Maybank VISA debit as well as Public Bank VISA Electron. But how about the newly launched Citibank Citibanking VISA debit and Citigold VISA debit ? Have any of you actually tried to use this to make payment as an alternative to your regular credit card ? Have any of you made an online transaction with this card before successfully ? Looking forward to your feedback guys ! huh?where can i get more information about this bro.. |
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Apr 14 2009, 05:20 PM
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Junior Member
149 posts Joined: Jan 2003 From: D.U
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FYI, went to TMpoint to day, only Maybank Debit Card is accepted. ohh well i just pay my bills thru normal online banking.
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