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 Debit card, Anything about it.

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alexwsk
post Apr 10 2009, 08:21 AM

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is the e$aver debit card petrol rebate still valid?
I knew the saadiq is valid until 30 Jun 09
alexwsk
post Apr 10 2009, 08:47 AM

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QUOTE(hye @ Apr 10 2009, 08:39 AM)
Don't think so. Only the promo with Saadiq is left. I don't think they will continue to have this promo after June 09 coz already rates are coming down and bank margins are getting thinner.
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yup, i can see their interest rates are dropping as well
so i guess i'll just open an e$aver account without the debit card then, thx
alexwsk
post Apr 10 2009, 03:46 PM

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QUOTE(MilesAndMore @ Apr 10 2009, 03:41 PM)
Standard Chartered e$aver account comes with a debit Mastercard.
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it comes free? i thought there's an anual fee of RM8

This post has been edited by alexwsk: Apr 10 2009, 03:46 PM
alexwsk
post Apr 12 2009, 10:19 AM

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QUOTE(MilesAndMore @ Apr 12 2009, 12:28 AM)
No. It's NOT free. There will be an annual charge of RM8. This account doesn't come with a passbook. A monthly statement will be mailed to you every month but this service will stop once you subscribe to their online statement. They will automatically activate your online banking for you when opening the account and a debit Mastercard will be issued whether you want it or not.
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ic, thx for the info
i'll cancel that debit card b4 the 1 yr period tongue.gif
alexwsk
post Apr 12 2009, 06:04 PM

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QUOTE(MilesAndMore @ Apr 12 2009, 03:29 PM)
Yes. And this is the case with Standard Chartered e$aver debit Mastercard. Because it also acts like your regular ATM card, RM8 will be charged upfront when the card is issued to you. Standard Chartered e$aver offers the best interest rate in Malaysia. It was 2.5% when it was launch in late 2007 but was recently reduced to 1.5% due to the economy downturn and also because the time deposit rate has been cut down quite significantly. Hopefully they will revise the rate back to 2.5% when things are getting better by the late of next year.
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yes, i'll let them charge the initial RM8, but after that will cancel the card
coz definitely will not withdraw money from that account, just need it to pay credit card only
alexwsk
post Apr 13 2009, 09:53 AM

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QUOTE(hye @ Apr 12 2009, 06:14 PM)
Actually, if you don't need the card you can indicate so when you open the account. Then you won't even be charged the RM 8. BTW .. for eSaver account if you have more RM 100K in that account, the interest rate is 2.8%.
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icic, 2.8% is higher than normal FD now, too bad i don't hv 100k
going to open the acc this afternoon

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