Info not stated on the website but it is stated in the flyer. I know coz I got the flyer (after a moment of disbelief) and have the card myself.

The StandardChartered debit card is a good bet. I'm using it coz got rebates for petrol and groceries. You need to maintain 1k min balance.

SCB card got rebates for petrol and groceries. MBB & OCBC got rebates?

This post has been edited by hye: Dec 24 2008, 06:00 PM

Actually what was I am trying to say was SCB got rebates for petrol & groceries spending. I have checked for MBB debit card and found no similar rebates for petrol & groceries. Correct me if I'm wrong.

Yeah ... I agree with ya coz SCB did not mention that the rebates will only be credited back to the account on the next statement cycle. Will hold my thoughts until I see it myself next month in my statement.

BTW ... I may have miss your earlier thread ... what exactly happened to your card ?

This post has been edited by hye: Dec 25 2008, 06:16 PM

I'm not sure about whether the promo going to be extended for esaver account but I'll follow whatever offering they have that gives the best offer.

Simple.

As what GHz mentioned, to maintain minimum RM1K is not a lot. Got bank asking you to maintain RM3K or even more! For example there's a bank asking to maintain RM20K to maintain a certain debit card.

RM1K is not a lot. Really it is not a lot.

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Added on January 3, 2009, 4:47 pmI used my SCB Saadiq card just now in MidValley - Carrefour and encountered a problem.

They are using the MBB terminals (Yellow in colour)
Insert the card, Menu asks a few questions

Credit/Debit -> Select Debit -> Savings/Current -> Select Savings -> Enter PIN (I entered my ATM PIN) -> Transaction denied.

I tried again using Current account also failed.
And again using the Credit card menu also failed.

Anyone faced this problem and how to overcome it ?

This post has been edited by hye: Jan 3 2009, 04:47 PM

I called up the bank and they could not detect what went wrong. They advised me to call them the very moment if such problems occurs again. Not a very practical idea if you want to call up the bank if there are lining up behind you. Maybe I will call but only after clearing the checkout counter.

Yes ... I will vouch for the above. It is true the offer is only written on their flyer and not posted on their website.

Why don't you publish the product info here in the thread. If you want to sell the product then this is not the right thread for you. We share our info and experiences here in this thread and you should do the same. Definately not the right approach and ask us to visit the branch if we want to get more info.

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Added on January 5, 2009, 4:08 pmYeah ... weird problem too. Did Carrefour use a new terminal or what ? Sorry, I did not notice whether they have been using the same terminal.

This post has been edited by hye: Jan 5 2009, 04:08 PM

Thanks for sharing but the good news (e.g. good FD rate) can be shared here right ? Do understand that some of us do not stay near to the location of the bank, just to drive there and feel the ambiance of the bank? Better be more realistic my friend. Most banks publish their FD rates ... why must anyone drive all the way to your bank just find out the FD rates ? If it is really good news, share it here and you'll see customers coming in droves to the bank wouldn't it ?

I'm not being sarcastic but better be realistic about things la ... petrol is not cheap and everyone is careful moving around unnecessarily these days.

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Added on January 5, 2009, 9:55 pmYa lor ... I can assume so too.

This post has been edited by hye: Jan 5 2009, 10:16 PM

Even treating the card as CC would not work. I tried that option at Carrefour a few days ago when I first found out about this problem.

Should not be as if the item is RM100, you should be paying RM100 with the debit card. But some shops want to add 2.5%-3.0% on top of your purchase as they do not want to pay the bank for debit/credit card facility. (Effectively, you are "paying" on their behalf)

If you can find shops that doesn't add any extras, buy from that shop instead. Buy and purchase wisely as times are bad.

Simple ... Maybank can afford to do so and they want to give it for free. They can charge you a minimal fee (still cheaper than others) if they wanted to right ?

Most prob AMBank blocks out PayPal (for NextG products) for their own internal reasons. The same system banks use to detect cc frauds.

Which card got petrol and hypermarket rebates ? That should answer your question
I'm not sure whether SCB debit MC can be used for online transactions. I don't use debit card for online transactions but cc coz got 3x points for overseas transactions + cash rebate. The only drawback is the extra fees on top of the exchange rate charged when using cc.

At the traffic light junction (coming from KL) into 1Utama, turn left. You should be able to see SCB Saadiq branch within 1-2km after that traffic light. It is a corner lot unit.

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Added on February 22, 2009, 3:08 pmJust give it a shot but if they ask you for that manual authorization then personally I would not do it. Not because of security but more towards the hassle of doing it. You could ask someone else with a CC to get the item for you then.

This post has been edited by hye: Feb 22 2009, 03:08 PM

FYI, I went to a great extent to PDF and watermark my details when I sent it over manually and that is the last time I'm doing it. There's always the risk although they say it is alright ... why worry when you can choose not to take the risk now ?

I know that Citibank and SCB charges a flat fee of RM12 per withdrawal. Not sure about the rest.

I used SCB debit before to withdraw from overseas ATM. On my slip it says that RM2 has been charged by the overseas bank but in my statement, a total of RM12 was charged. Yes, the interbank rates are better than the money changer. No other extra fees incurred ... and wayyy better than using cash advance via cc.

I had no issues coz the bank's T&C did state that withdrawal fees @ overseas ATM is RM12. So long they did not exceed this amount then I have no issues with the bank. (Cheaper fees would be a bonus) Compare RM 12 with credit card ATM withdrawal fees (I once pay more than a hundred bucks back then), it is still cheap.

Anyway, it makes sense that both parties want to make money out of you.