Regarding FSM website, those who purchased PRS from FSM do you guys get PPA number? Can check from My Investments >> Update Account >> Account Details. On the next page, you may click on EPF/PRS account to view the number.

Mine still empty 

Regarding FSM website, those who purchased PRS from FSM do you guys get PPA number? Can check from My Investments >> Update Account >> Account Details. On the next page, you may click on EPF/PRS account to view the number.

Mine still empty 

If timing the market is your style, stock picking is the way to go.
Otherwise, just stay invested in UT with a systemic portfolio allocation according to your risk appetite and investment horizon.
Or you can do both if you have the time, energy and resources.

Stock picking is like picking the best trees that you THINK would give you the best bang for your buck.  It can be a durian, coconut, palm tree or mixture of all these.  However, you as a responsible investor, have to analyse the soils, leaves, branches and anticipate the weather to decide on which are the quality trees which can give you the best return in such weather. 
On the other hand, investing in Unit Trust is akin to picking a sector or plantation to bet on.  If your money is on durian, you will pay the fund manager to pick the best durian trees in the sector or plantation based on geographical area of coverage.  It's for lazy irresponsible people who want to take less risk and willing to accept less return than stock picking.

Thanks for reading.  Ultimately, all the above are just talk-cock ideas.

Haha!

If...if....if...so easy to do stock picking by DIY,    .......all the funds with all their resources will easily keep their funds performance on a straight upward trends....

It's not easy, that's why you spend effort and time for it. i think the other meant it as a joke, but no denying that there is less effort involved in 'just' investing via Unit Trust.

Why I cannot top up Libra AsnitaBond Fund? the Buy icon is missing

I think I have reached zen in my UT investment. I hardly think about it, check my holdings and even come over to this thread.

Does it mean I have reached enlightenment and become a master? (tongue in cheek post)

Don't you have to use your mind to decide how to spend the profit / gains you got? Like holiday kat mana? Batam? Haadyai? Golok?

cannot lah. need to spend on an engagement ring and proposal vacation in Japan this November. then there's filling my house with furniture and repairing the crack walls. then wedding reception summore. getting a wife is expensive

diew. adult life sucks. you got all the money but don't dare to splurge.

I think I have reached zen in my UT investment. I hardly think about it, check my holdings and even come over to this thread.

Does it mean I have reached enlightenment and become a master? (tongue in cheek post)

cannot lah. need to spend on an engagement ring and proposal vacation in Japan this November. then there's filling my house with furniture and repairing the crack walls. then wedding reception summore. getting a wife is expensive

diew. adult life sucks. you got all the money but don't dare to splurge.

Hopefully you're not getting a diamond ring. that is the worst form of investment.

Hard to not expect a diamond ring from a doctor LOL

Hopefully you're not getting a diamond ring. that is the worst form of investment.

Hard to not expect a diamond ring from a doctor LOL

Yes boss. Topped up some Manulife US and plan to buy Ponzi 2. But Boss Xuzen prefer RHB Asian Income fund coz lower risk. Hmmmm.. what do u think ?

(lari topic for a little bit)

nah I'm a firm believer of not buying blood diamonds to fund child laborers in the mines. plus they are over priced pieces of rock that have zero value. luckily the girl I am marrying is a lover of gemstones.

All in all I got a carat aquamarine from Thailand for 800 myr and getting Sarawakian based jeweler to custom make it with germanic silver. no gold. no rose gold. none of those cancer stuff that you need to buff and shine every year.



getting something like this to be made.

for those interested can visit them
https://lnrartisanhandcraft.com

will try not to derail the topic further. hope this helps for those looking to invest in a diamond ring. some poor friend of mind had to spend nearly 10k on a 1 carat diamond and end up his girlfriend told my girlfriend she is afraid to show it to her lawyer friends because it's so small.

(lari topic for a little bit)

nah I'm a firm believer of not buying blood diamonds to fund child laborers in the mines. plus they are over priced pieces of rock that have zero value. luckily the girl I am marrying is a lover of gemstones.

All in all I got a carat aquamarine from Thailand for 800 myr and getting Sarawakian based jeweler to custom make it with germanic silver. no gold. no rose gold. none of those cancer stuff that you need to buff and shine every year.



getting something like this to be made.

for those interested can visit them
https://lnrartisanhandcraft.com

will try not to derail the topic further. hope this helps for those looking to invest in a diamond ring. some poor friend of mind had to spend nearly 10k on a 1 carat diamond and end up his girlfriend told my girlfriend she is afraid to show it to her lawyer friends because it's so small.