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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Darkripper
post Mar 20 2017, 09:20 PM

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EDIT: Done getting referral

This post has been edited by Darkripper: Mar 20 2017, 11:07 PM
Darkripper
post Mar 30 2017, 12:43 AM

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QUOTE(shankar_dass93 @ Mar 30 2017, 12:41 AM)
Chill la.
Lowyat.net would probably have to reassess their account creation methods and should implement more screening procedures as maybe by requiring users to provide their IC numbers hence 1 user is only allowed to have 1 account.

Such a step may reduce the number of trolls in the house
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But then it will make the beauty of /k/ disappear within a second, Or people will just randomly spam IC number? brows.gif
Darkripper
post Mar 30 2017, 02:52 PM

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QUOTE(suilow1991 @ Mar 30 2017, 02:31 PM)
criteria no.3?
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How to reply this email when you didn't even receive the email at the first place? confused.gif
Darkripper
post Mar 30 2017, 03:23 PM

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QUOTE(Avangelice @ Mar 30 2017, 02:55 PM)
For Johor only la bang
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Nowadays, everything is in favors for JOHOR sia.... mad.gif



Darkripper
post Mar 31 2017, 10:58 AM

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What is sai lang?
Darkripper
post Mar 31 2017, 12:14 PM

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QUOTE(wengherng @ Mar 31 2017, 11:11 AM)
Used extensively in Hong Kong gambling movies.  biggrin.gif
The official term in poker game is "All In"......meaning you bet all your chips, i.e. it's all or nothing!  bruce.gif
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I see, newbee like me, cannot simply sai lang, nth really jia lat liao
Darkripper
post Apr 17 2017, 11:28 AM

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Dear all sifu, just to clarify about CMF.

Its managed by RHB right? I saw that the expense ratio is about 0.2%, which makes Maybank's e-GIA more attractive right?
Darkripper
post Apr 17 2017, 11:32 AM

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QUOTE(Ramjade @ Apr 17 2017, 11:30 AM)
You can ignore that 0.2%as it's already included in the NAV
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So the annualized return shown within FSM already taken into account the effect of expense ratio, right?
Darkripper
post Apr 17 2017, 12:13 PM

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QUOTE(Ramjade @ Apr 17 2017, 11:39 AM)
Yes.
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Thanks sifu. nod.gif
Darkripper
post May 6 2017, 01:22 PM

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QUOTE(xuzen @ May 6 2017, 01:20 PM)
This UTF is not in Algozen™ radar.

This month my transaction :

1) BUY AMReit = MYR 2,500.00 .

2) Continue to skim profit from Manu - India and TA - GTF .

Xuzen
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Dear sifu, any reason you are still going in for REIT atm?
Darkripper
post May 6 2017, 02:27 PM

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QUOTE(ironman16 @ May 6 2017, 01:58 PM)
sifu will answer u that reit is cheap..... brows.gif

anggap now is promotion time for REIT.. whistling.gif
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Buy low sell high huh? For the long term? rclxms.gif rclxms.gif
Darkripper
post May 18 2017, 10:00 AM

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Hello all sifu,

after some read and consideration, i've bought the following funds.

RHB-CMF 50%
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR 27%
Manulife India Equity Fund 23%

Would like to top up one more fund, for local exposure. Currently looking at Affin Hwang Bond and RHB Bond. Will this be a good time to get Malaysia exposure afterall? I'm thinking of waiting till the election is over.

Darkripper
post May 18 2017, 11:22 AM

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QUOTE(Ramjade @ May 18 2017, 10:06 AM)
Why keep so much in CMF? Better move it to affin hwang select bond. CMF is for parking place

You can't go wrong with Kenanga Growth Fund.
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QUOTE(Avangelice @ May 18 2017, 10:22 AM)
inflation of the month of May is 4.4%

projected return of CMF 3.33

dude don't keep your money sitting there
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The only reason for that is because i'm waiting for a drop in Malaysia market (since most of bond fund is exposed to Malaysia). The optimum allocation for CMF in my view is about 10-15%. So with the India and Asia exposure, the only exposure left should either be China and Malaysia (or just Malaysia).

Anyway, hows your POV on the outlook of funds in China? Or even Indonesia.
Darkripper
post May 18 2017, 12:29 PM

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QUOTE(T231H @ May 18 2017, 11:46 AM)
hmm.gif waiting for a drop in M'sia market......
hmm.gif just wondering how much % of NAV drops in BOND funds (Affin Hwang Bond and RHB Bond) before you want to enter?

(in post# 4654, you mentioned that you are looking for timing to enter these 2 funds)

as highlighted by others about the inflation rate....just beware of the cost of procrastination.... sweat.gif
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QUOTE(Avangelice @ May 18 2017, 11:57 AM)
heads up bro malaysia won't be going down and will improve with MOU signing with China and also election year is this year. your belief needs to change on that scale.

just continue DCA on your port
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by drop I would means the uncertainty. But you guys have a point. Procrastination do have the cost.

On the side note, do platform fees considered when they calculate NAV & annualized return shown in the website?
Darkripper
post May 18 2017, 05:38 PM

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QUOTE(xuzen @ May 18 2017, 04:59 PM)
Many of the favourite unit trust funds that are spoken here are also not part of Fundsupermart's recommended list.

Examples:

I ) Selina Reits

II ) TA GTF

III) Manulife India

IV ) Esther Bond

And yet still make money lar !

Xuzen
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Talking about TA GTF, which is mostly US-Based. Whats ur opinion? Alot of forummer here had decided to quit US for the moment.
Darkripper
post May 24 2017, 01:28 PM

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QUOTE(xuzen @ May 24 2017, 11:44 AM)
thumbup.gif  thumbup.gif  thumbup.gif  cool2.gif

Can retire liao...

Xuzen
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Please don't retire sifu, i will come up with tonnes of stupid question for you to grill brows.gif
Darkripper
post Jun 3 2017, 09:22 PM

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QUOTE(Avangelice @ Jun 3 2017, 08:26 PM)
here comes the obligatory panic from members if they should dump their India fund which they just purchased.
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Hahaha, that's exactly my thought, BTW situ xuzen, what's the rationale this time?
Darkripper
post Jun 5 2017, 09:41 AM

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QUOTE(Avangelice @ Jun 4 2017, 06:40 PM)
I am still young. I can bear the burden of "mistakes" plus like I have emphased time and again, xuzen port works because he has a wrap account to allow him to switch funds freely between fund houses, I do not have that luxury hence why i agree with fsm's call to have 8 to 9 funds that is diversified to encompass the entire globe.

Once one branch if wilting you can prune it and shift it to another main branch. To me this is part of my tactical strategy when it comes Shifting my investments.
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what is a warp account? FSM rewards program for hitting a certain amount of investment?
Darkripper
post Jun 8 2017, 10:37 AM

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QUOTE(Avangelice @ Jun 8 2017, 09:10 AM)
anyone betting on trump being investigated and potentially impeached? if so now will the markets react?

I'm now saving up my ammo for that big push
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I dont think trump will be impeached soon, maybe in one more year. All the Republican will be forced to support him politically. Unless he really fuck up big time.

On the side note, how i wish Bernie Sanders was the Democrat's candidate.
Darkripper
post Jul 3 2017, 09:45 AM

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Just done my "DCA"

1100 first buy into TA
500 into KGF

Pray pray pray....

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