Welcome Guest ( Log In | Register )

495 Pages  1 2 3 > » Bottom
Bump TopicReply to this topicRSS feed Start new topic Start Poll

Outline · [ Standard ] · Linear+

> Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

Ah SiAnG
post Dec 21 2016, 09:38 PM, updated 3 months ago

Getting Started
**
Group: Junior Member
Posts: 277

Joined: Mar 2009
Previous Thread

Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9
Fixed Deposit Rates in Malaysia v10
Fixed Deposit Rates in Malaysia v11
Fixed Deposit Rates in Malaysia v12
Fixed Deposit Rates in Malaysia v13
Fixed Deposit Rates in Malaysia v14

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as at 3 March 2018.

Bank 1 month 3 months 6 months 12 months Remarks
Affin Bank 3.25% 3.30% 3.40 4.05%
Alliance Bank 3.20% 3.25% 3.30% 3.35% FD Gold 12 months 3.45% (Interest paid monthly)
AmBank 3.15% 3.20% 3.30% 3.35%
Citibank 2.90% 2.90% 2.95% 2.95%
CIMB Bank 3.20% 3.25% 3.30% 3.35%
Hong Leong Bank 3.05% 3.10% 3.15% 3.15%
HSBC Bank 2.85% 3.00% 3.00% 3.15%
Maybank 3.15% 3.20% 3.30% 3.35%
OCBC Bank 2.90% 3.00% 3.15% 3.25%
RHB Bank 3.20% 3.25% 3.30% 3.35%
Public Bank 3.20% 3.25% 3.30% 3.35% PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank 2.90% 3.05% 3.15% 3.25%
UOB Bank 2.95% 3.05% 3.15% 3.25%


Fixed / Time Deposit and Savings Account Promotions 2018.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

*
Bangkok Bank. Minimum Fresh Fund RM5K. Valid until 31 December 2018

3 months - 3.90% p.a.
6 months - 4.10% p.a.
9 months - 4.15% p.a.
12 months - 4.30% p.a.


user posted image

*
CIMB 2018 Unfixed Deposit Campaign. Minimum Fresh Fund RM10K. Valid until 31 December 2018

6 months - 4.40% p.a.

Terms And Conditions | Terma Dan Syarat

user posted image

*
Hong Leong Bank Berhad’s Fixed Deposit Promotion. Minimum Fresh Fund RM10K. Valid until 31 October 2018

TenureEffective FD Rates
6 months4.00% p.a
8 months4.10% p.a

Terms And Conditions (Eng) | Terms And Conditions (BM)

user posted image
user posted image

*
Hong Leong Bank Berhad’s eFixed Deposit/-i. Minimum Fresh Fund RM10K. Valid until 31 October 2018

TenureEffective FD Rates
6 months4.00% p.a

Terms And Conditions (Eng) | Terms And Conditions (BM)

user posted image

*
Hong Leong Islamic Bank Berhad’s Fixed Deposit-i Promotion . Minimum Fresh Fund RM10K. Valid until 31 October 2018

TenureFD-i Rate
12 months4.20% p.a

Terms And Conditions

user posted image

*
RHB Bank Fixed Deposit or Commodity Murabahah Deposit‑i Promotion. Minimum Fresh Fund RM10K. Valid until 31 December 2018

FD / CMD‑i TenurePromotional Rate
13 months4.35% p.a
5 months4.03% p.a

Terms And Conditions

user posted image

*
RHB Bank e-Term Deposit via FPX Promotion. Minimum Fresh Fund RM5K. Valid until 31 December 2018

7 months - 4.10% p.a.

Terms And Conditions

Attached Image

*
OCBC Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 15 October 2018

12 months - 4.20% p.a.

Terms & Conditions (OCBC Fixed Deposit Deal) | Terms & Conditions (OCBC Al-Amin Fixed Deposit Deal) | Terms & Conditions (OCBC Fixed Deposit Deal with Mi FD/Mi FD-i) | Terms & Conditions (OCBC Fixed Deposit Deal with Mi FD-i)


This post has been edited by Ah SiAnG: Oct 2 2018, 08:42 PM
Ah SiAnG
post Dec 21 2016, 09:39 PM

Getting Started
**
Group: Junior Member
Posts: 277

Joined: Mar 2009
*
Report from Members:-

QUOTE(lyzxs @ Oct 10 2018, 07:40 PM)
user posted image
*
QUOTE(bbgoat @ Oct 3 2018, 05:40 PM)
Nego'ed with MBSB for FD renewal and getting 15 mth 4.6% with monthly interest.

The downside is MBSB has no internet banking. So has to go to their bank to withdraw the interest. Luckily they are near to CB Penang so can go there and get free parking stamping. Of course has to do some transaction in CB.

Has to open a SA for this purporse. RM50 for acct opening and minimum RM10 to maintain in the BSA.

user posted image
*
QUOTE(cybpsych @ Oct 2 2018, 07:49 PM)
PB eFD Campaign

Please be informed that the Campaign Period of “PB eFixed Deposit (PB eFD)” has been extended to 31 October 2018.

Click here for the revised Terms and Conditions.
PB Special2 FD / TD-i Campaign

Please be informed that Public Bank is launching a new Fixed Deposit / Term Deposit-i Campaign known as “PB Special2 Fixed Deposit / Term Deposit-i” starting from 1 October 2018 to 31 October 2018.

Click here for the Campaign’s Terms and Conditions in English.
Click here for the Campaign’s Terms and Conditions in Bahasa Malaysia.

TenureConventional Profit Rate (% p.a.) Islamic Interest Rate (% p.a.)
6-Month 4.00 4.10
12-Month 4.20 4.30
*
QUOTE(Wong Kit yew @ Oct 1 2018, 07:59 AM)
October FD Promotions (OTC)
1. OCBC (until 15 Oct)
12 months   4.35% (Min 10k)
https://www.ocbc.com.my/assets/pdf/Accounts...sit-Deal-Mi.pdf

2. HLB (until 31 Oct)
6 months     4%
8 months     4.1% (Min 10k)

3. BR (until 31 Oct)
7 months     4.3%
11 months   4.5% (Min 10k)

4. RHB (until 31 Dec)
5 months     4.03%
13 months   4.35% (Min 10k)

5. B. Islam (until 31 Dec)
24 months     4.65 (Min 50k)

October eFixed Deposit/-i
1. HLB (until 31 Oct)
6 months     4% (Min 10k) Quoted from cybpsych
*
QUOTE(bbgoat @ Oct 1 2018, 12:13 PM)
Received info from UOB RM:

FD Plus:
12 mth 4.30%

FD Islamic:
7 mth 4.15%
10 mth 4.35%

All fresh fund required.
*
QUOTE(roarus @ Oct 1 2018, 05:35 PM)
Additional info from UOB Bangsar branch (placed today 10mth @ 4.35%):

FD Plus - interest paid monthly
FD Islamic - interest paid end of tenure
Bangsar UOB branch opened every Sat this month with promo OTC 4.33% 12 months
Fresh funds definition for UOB - transferred in within 7 business days

user posted image
*
QUOTE(LOLmama @ Sep 30 2018, 10:12 PM)
user posted image
*
This post has been edited by Ah SiAnG: Oct 10 2018, 10:03 PM
Ah SiAnG
post Dec 21 2016, 09:39 PM

Getting Started
**
Group: Junior Member
Posts: 277

Joined: Mar 2009
*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.

Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-

QUOTE
Was in BR again today. Asked the question. For monthly interest the FD has to be min 6 months.


eFD or eTD.Contributed by Nom-el

QUOTE
Banks that offer true eFD (can do placement & uplift online)
i) AmBank
ii) AmBank Islamic - Minimum Fund for 1 month = RM1,000, Rate: 3.15%p.a.
iii) RHB
iv) Maybank
v) CIMB
vi) Alliance Bank
vii) Hong Leong
viii) UOB
ix) OCBC

Banks that offer online FD placement (cannot uplift online)
i) Affin
ii) Public Bank
iii) Citibank - contributed by bbgoat

I think HSBC can do online placement too but not sure if can uplift online or not. Confirm by cklimm placement only and cannot uplift.


Contributed by ikanbilis
QUOTE
For HSBC eFD, no need go branch for uplifting. You can do the uplifting through phone banking. Tested it myself yesterday for my pre-mature eFD. Everything is done within minutes for me to giro the money to another bank.


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November

user posted image

Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

New IBG Transfer Timing - Updated by gchowyh on 16 December 2014

user posted image

List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB

user posted image

A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/
Deal Hunter
post Dec 21 2016, 09:49 PM

On my way
****
Group: Senior Member
Posts: 669

Joined: May 2016
ALL THE PROMOS BELOW EXPIRED - KEPT FOR COMPARISON RECORD ONLY AGAINST NEW RATES

Ranked List of over-the-counter placement 12 months tenor FD promos with monthly payment of interest into specified savings account

Rank No - Company - Interest Rate p.a. - Minimum Principal per placement - Target Closing Date for Promo - Comments

1) MBSB - 4.10% - 100k - ufn (until further notice)

2) Bank Rakyat - 4.08% - 10k - 23 Feb 2017 (start 23 Jan 2017 Chinese New Year Promo - to end very soon)

3) Alliance - 4.05% - 50k - 31 March 2017 - for senior depositor 40 yrs old and above, FDGOLD (OVER & REPLACED)
Alliance - 4.05% - 500k - 31 March 2017 - FDGold for senior depositor 40 years and above (revise added on 22 Feb 2017)

4) OCBC - 4.00% - 10k - 28 Feb 2017 (entry added on 22 Feb 2017)

5) Hong Leong - 3.75% - 10k - ufn - Islamic FD (OVER & REPLACED)
Hong Leong - 3.80% - 10k - ufn - conventional and Islamic (revise added on 24 Feb 2017)


REVISED Wednesday 18 January 2017
REVISED Wednesday 22 February 2017
REVISED Friday 24 February 2017
FINAL REVISION Thursday 25 May 2017.

This post has been edited by Deal Hunter: May 25 2017, 06:51 PM
giko
post Dec 21 2016, 09:53 PM

Casual
***
Group: Junior Member
Posts: 366

Joined: Dec 2013


Congrats on V15,

Merry Xmas, &

a Happy New Year smile.gif
nexona88
post Dec 21 2016, 10:02 PM

VIP Club House
********
Group: Senior Member
Posts: 17,593

Joined: Sep 2014
From: REality

Check in to new V15 rclxms.gif

Hope the FD rate could be higher later on..
cappuccino vs latte
post Dec 21 2016, 10:09 PM

On my way
****
Group: Senior Member
Posts: 650

Joined: May 2014


QUOTE(dEviLs @ Dec 21 2016, 04:12 PM)
a different type of FD acc..and i already had conventional & islamic fd acc before this
and of cos SA for the interest crediting
*
just wondering whether BSA without annual fee allowable?
bbgoat
post Dec 21 2016, 10:31 PM

Look at all my stars!!
*******
Group: Senior Member
Posts: 5,680

Joined: Mar 2011
Congrates on V15 ! thumbup.gif

I am looking for FD promo's. guy3288 posted on below which seems to be good rate for me for the 9 mth one:

"MBSB negotiated rate 4.15% 6month min 50k, 4.2% 9 month min 200k"

Hoping that Jan will have even better FD promo ! rclxms.gif
raptar_eric
post Dec 21 2016, 11:57 PM

Live life to the fullest!
******
Group: Senior Member
Posts: 1,204

Joined: Jan 2006
From: Kuala Lumpur



congrats on v15!!!

mbb e-gia still available for 6 months (min 10k) @ 3.9%
benlaw
post Dec 22 2016, 12:11 AM

On my way
****
Group: Senior Member
Posts: 529

Joined: Sep 2005
QUOTE(raptar_eric @ Dec 21 2016, 11:57 PM)
congrats on v15!!!

mbb e-gia still available for 6 months (min 10k) @ 3.9%
*
mbb egia can do it online?
anyone can advice how to apply for 6 month?
raptar_eric
post Dec 22 2016, 12:20 AM

Live life to the fullest!
******
Group: Senior Member
Posts: 1,204

Joined: Jan 2006
From: Kuala Lumpur



QUOTE(benlaw @ Dec 22 2016, 12:11 AM)
mbb egia can do it online?
anyone can advice how to apply for 6 month?
*
yes can... login to mb2u, click on fixed deposit, under gia, apply and key in your amount (min 10k for promo), and choose 6 months... then click in info you will see an exclamation mark (!) beside, and it will show the rate wink.gif
benlaw
post Dec 22 2016, 12:28 AM

On my way
****
Group: Senior Member
Posts: 529

Joined: Sep 2005
QUOTE(raptar_eric @ Dec 22 2016, 12:20 AM)
yes can... login to mb2u, click on fixed deposit, under gia, apply and key in your amount (min 10k for promo), and choose 6 months... then click in info you will see an exclamation mark (!) beside, and it will show the rate wink.gif
*
got mention need to credit back to principal account upon mature?
I remember got 1 step need to choose corectly
raptar_eric
post Dec 22 2016, 12:29 AM

Live life to the fullest!
******
Group: Senior Member
Posts: 1,204

Joined: Jan 2006
From: Kuala Lumpur



QUOTE(benlaw @ Dec 22 2016, 12:28 AM)
got mention need to credit back to principal account upon mature?
I remember got 1 step need to choose corectly
*
nope either will do
jdachum
post Dec 22 2016, 12:34 AM

Getting Started
**
Group: Junior Member
Posts: 153

Joined: Feb 2007
I see that those with better rates are 12-months tenure. Is it advisable to put 12 months? Or try to put shorter term first and wait next year Jan or Feb?
VinceCheong
post Dec 22 2016, 03:16 AM

On my way
****
Group: Senior Member
Posts: 641

Joined: Aug 2008
From: Malaysia


Actually, at what point in time do we start a whole new thread version? biggrin.gif
kevyeoh
post Dec 22 2016, 07:53 AM

Look at all my stars!!
*******
Group: Senior Member
Posts: 3,798

Joined: Jan 2003


https://www.pbebank.com/Personal-Banking/Pr...ers-Reward.aspx

Hi all... the above promo is not fixed deposit right? When I read the T&C ... looks like only savings account or current account... in that case put in FD more worth right ?
the99percent1
post Dec 22 2016, 08:19 AM

Casual
***
Group: Junior Member
Posts: 381

Joined: Aug 2014
This time last year, there were plenty going for 4.5%. Whats going on?
sandkoh
post Dec 22 2016, 08:48 AM

Enthusiast
*****
Group: Senior Member
Posts: 785

Joined: Mar 2014
QUOTE(kevyeoh @ Dec 22 2016, 07:53 AM)
https://www.pbebank.com/Personal-Banking/Pr...ers-Reward.aspx

Hi all... the above promo is not fixed deposit right? When I read the T&C ... looks like only savings account or current account... in that case put in FD more worth right ?
*
only for casa placement. better put $$ in fd.

QUOTE(the99percent1 @ Dec 22 2016, 08:19 AM)
This time last year, there were plenty going for 4.5%. Whats going on?
*
bro, opr drop leh.
dEviLs
post Dec 22 2016, 09:01 AM

Three Suns~
*******
Group: Senior Member
Posts: 2,780

Joined: Jan 2003
From: Selayang



QUOTE(cappuccino vs latte @ Dec 21 2016, 10:09 PM)
just wondering whether BSA without annual fee allowable?
*
i am not too sure as i already had one account with them..
aeiou228
post Dec 22 2016, 09:14 AM

Look at all my stars!!
*******
Group: Senior Member
Posts: 5,397

Joined: Feb 2006
QUOTE(VinceCheong @ Dec 22 2016, 03:16 AM)
Actually, at what point in time do we start a whole new thread version? biggrin.gif
*
Used to be 2500 posts but now it no longer need to observe such rules.
I would suggest a new thread for each calendar year.
If the thread is too active, can always break it down to two i.e. FD rates in Malaysia 2017 1H and FD rates in Malaysia 2017 2H.



495 Pages  1 2 3 > » Top
Bump TopicReply to this topicTopic OptionsStart new topic
 

Switch to:
| Lo-Fi Version
0.0994sec    6.20    6 queries    GZIP Disabled
Time is now: 16th January 2019 - 03:43 PM