Managed to do so today too. Went and open a basic savings account with no annual fee ( rm20 deposit) and then did a IBFT to the savings account and apply the fixed deposit using the link. Thanks!
I actually did this today.

1) I only needed to produce my IC, they will have a small form with required info to fill up in. There is a  basic account with no annual fees, and only reuquiring rm20 as min deposit ( tell them this). It comes with a debit card ( I dont think banks offer atm only card nowadays). Do note that there are charges to transactions, with this kind of account ( though they do provide some free numbers of initial transactions per years, you'll need to look it up).

2) Did it in the branch itself. The officer will tell you to go to the atm, to deposit the min amount, do so, and also register your mobile phone number for TAC at the atm machine. Register at cimb clicks using your debit card number, and with the tac code sent to your registered mobile phone ( do so at the provided terminal, or more securely, through your own personal phone or computer)

3) Login using the cimb link posted in the forum, and after login, you'll be redirected to placing EFD.

Sorry, you are correct.

10,000 * 4.4 /100 * 334/365 = RM 384.32

I checked the posting of that banner and it seems most of the information is outdated.

Of cos they give better rates for 12mth and above la 

My 2 cents : don't put in FD for long period if you don't have enough cash flow for that long. You can always put your FD in shorter period first while waiting for better rate.

These are bank policies so no way to do FPX above the limits set. You may circumvent this by placing funds in banks which allow higher transfers example HSBC allows up to $200k whilst OCBC sets a limit of $30k. Another way is do an FPX of $30k, transfer by duitnow to another bank and do another FPX from this bank

4.484% is the rate you get if you assume that you invest for 1 year at the rates for the 3 month period. This may or may not be true as the product is for 3 months. Why calculate an annual rate if the rate is based on uncertainty? So I would not rely on an annualised rate in this case